Golden Valley Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Golden Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Golden Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Golden Valley Bank CD rates. You can also compare Golden Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists. Golden Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden Valley Bank? Share your experience about Golden Valley Bank by leaving a review below, or read customer reviews before you decide to use Golden Valley Bank. Golden Valley Bank Texas Ratio Golden Valley Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Golden Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Golden Valley Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Golden Valley Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Golden Valley Bank rate data right now, check back for updates, we are adding rates all the time. Golden Valley Bank InformationGolden Valley Bank
190 Cohasset RdChico, CA 95926 Butte Established Date: 04/24/2006 FDIC Certificate #: 58278 Date of FDIC Deposit Insurance: 04/24/2006 Bank Holding Company: GOLDEN VALLEY BANCSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.goldenvalley.bank
Is Golden Valley Bank FDIC Insured? Yes
What is Golden Valley Bank's Cert number? 58278
What is the maximum amount for insured deposits? $250,000 per holder, per account
Golden Valley Bank FinancialsTotal Assets:
$486,133,000
Total Deposits:
$445,058,000
Equity Capital:
$38,234,000
Domestic Deposits:
$445,058,000
Net Income:
$847,000
Return on Assets:
0.8447%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.9053%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
12.4600%
Quarterly Return on Equity:
8.9400%
Common Equity Tier 1 Capital Ratio:
15.3005%
Tier 1 Risk-Based Capital Ratio:
15.3005%
Leverage Tier 1 (Core Capital) Ratio:
9.3289%
Total Risk-Based Capital Ratio (YTD):
16.5514%
Total Interest Income (YTD):
4.0918%
Headquarters:
Chico
FDIC Field Office:
Sacramento
Regulator:
FDIC
County:
Butte
# of Offices:
5
Metropolitan Statistical Area (MSA):
Chico, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates were down again in the latest mortgage survey released by Freddie Mac on Thursday. In the latest Primary Mortgage Market Survey, 30 year mortgage rates were down to 4.72 percent for the week ending June 10, 2010, down from the prior week's average 30 year mortgage rate of 4.79 percent. Mortgage discount points averaged 0.7 points, down from the prior week’s average of 0.8 points. The reason for these near historic low mortgage rates is bond yields fell last week on the weak employment report and mortgage rates followed lower.
 Choosing a home mortgage is probably the biggest financial decision most people make in their lifetime. When choosing a mortgage loan it is important to learn about the different mortgage types available so you are equipped to make the right choice.
This past week the Federal Open Market Committee (FOMC) decided to keep the Fed funds rate in a target range of zero percent to one quarter percent past the end of 2014, until the middle of 2015. This means that these ultra low savings rates will remain low for at least another three years and probably longer. Right now the best savings rates are just above 1.00 percent while average savings rates are less than 0.10 percent.
Bank or Credit Union Offers and DealsAverage CD Rates and Best CD Rates This WeekAddition Financial CD Rates Limited Time Offer: 12-Month CD 5.12% APY Refinance Rates: Current Refinance Rates on 15 Year Home Loans at 3.34% Ally Bank CD Rates: 5.15% APY for 18-Month CD Account Bank of Internet 2.60% APY Checking Account CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy MBA – Mortgage Rates Increase Slightly, 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.12% Applied Bank 2 Month Jumbo CD Rates now at 0.05% Saving on Health Care Costs Best Auto Insurance Rates: Auto Insurance 101 Alternative Bank and Credit Union Offers to ExploreBank of America 7 month CD 4.11% APYSavings Account Rates Averaging 0.51%: Best Savings Rates at 1.05% Home Loan Mortgage Rates Set New Record Lows Chartway Federal Credit Union 1 Year CD Rates now at 1.00% Highest 24 Month CD Rates in San Jose, California 1.35% APY - New Highest 1 Year CD Rate in our Database Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85% FirstFedDirect Bank Savings Account Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79% Ally Bank Savings Rate Hits New High for 2019 Golden Valley Bank ReviewsThere are no reviews for Golden Valley Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.79%, 6-month CD rates at 4.06% and 3-month CD rates at 4.06%. Current savings rates are at 0.30% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
