First Bank of the Lake CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to First Bank of the Lake CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank of the Lake, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank of the Lake CD rates. You can also compare First Bank of the Lake savings rates, MMA rates and mortgage rates using our other rate lists. First Bank of the Lake money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank of the Lake? Share your experience about First Bank of the Lake by leaving a review below, or read customer reviews before you decide to use First Bank of the Lake. First Bank of the Lake Texas Ratio First Bank of the Lake's Texas Ratio is at 7.71%, which is considered excellent. The Texas Ratio for First Bank of the Lake is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Bank of the Lake is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. First Bank of the Lake CD Rates and Interest Rates![]() First Bank of the Lake
18-Month CD
4.30%
$1,000
![]() First Bank of the Lake
12-Month CD
4.25%
$5,000
![]() First Bank of the Lake
24-Month CD
4.20%
$1,000
![]() First Bank of the Lake
60-Month CD
4.10%
$5,000
![]() First Bank of the Lake
36-Month CD
3.95%
$5,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Bank of the Lake Rates with Other Competitive Bank and Credit Union Rates![]() IAM Federal Credit Union
18-Month CD
5.00%
$1,000
![]() My eBanc, a division of Bradesco Bank
6-Month CD (Jumbo)
4.40%
$50,000
![]() Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
![]() First FSB of Mascoutah
60-Month CD
4.06%
$1,000
![]() Total Direct Bank
24-Month CD
4.00%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 12, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First Bank of the Lake InformationFirst Bank of the Lake
4558 Osage Beach PkwyOsage Beach, MO 65065 Camden Established Date: 05/15/1987 FDIC Certificate #: 26960 Date of FDIC Deposit Insurance: 05/15/1987 Bank Holding Company: FBOL BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.fblake.bank
Is First Bank of the Lake FDIC Insured? Yes
What is First Bank of the Lake's Cert number? 26960
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Bank of the Lake FinancialsTotal Assets:
$1,165,328,000
Total Deposits:
$914,054,000
Equity Capital:
$90,773,000
Domestic Deposits:
$914,054,000
Net Income:
$4,350,000
Return on Assets:
0.9864%
Quarterly Return on Assets:
1.6300%
Pretax Return on Assets:
1.6276%
Pretax Quarterly Return on Assets:
1.6300%
Return on Equity:
10.8800%
Quarterly Return on Equity:
20.7200%
Common Equity Tier 1 Capital Ratio:
19.0915%
Tier 1 Risk-Based Capital Ratio:
19.0915%
Leverage Tier 1 (Core Capital) Ratio:
9.9958%
Total Risk-Based Capital Ratio (YTD):
19.7967%
Total Interest Income (YTD):
8.0688%
Headquarters:
Osage Beach
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Camden
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates today are higher as we expected since 10 year Treasury yields rallied yesterday on sightly positive economic news on GDP. Growth slowed down in the second quarter as expected but the markets rallied because the number didn't come in less than expected as many feared.
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