Charter Bank IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.02% and 3-month CD rates at 4.51%. Current savings rates are at 0.10% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 15.20%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. Charter Bank IA's 24-Month CD rates are at 3.75%, 36-Month CD rates are at 3.25%, 48-Month CD rates are at 2.25%, 60-Month CD rates are at 2.25%, 6-Month CD rates are at 2.00%. Charter Bank IA's savings rates are at 0.35%. Charter Bank IA's money market rates are at 0.75%.

Charter Bank IA

To see how these rates compare to Charter Bank IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charter Bank IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charter Bank IA CD rates. You can also compare Charter Bank IA savings rates, MMA rates and mortgage rates using our other rate lists.

Charter Bank IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter Bank IA? Share your experience about Charter Bank IA by leaving a review below, or read customer reviews before you decide to use Charter Bank IA.

Charter Bank IA Texas Ratio

Charter Bank IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Charter Bank IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Charter Bank IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
2.00%
24-Month CD
3.75%
36-Month CD
3.25%
48-Month CD
2.25%
60-Month CD
2.25%
Savings
0.35%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Charter Bank IA
5526 Nw 86th St
Johnston, IA 50131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Charter Bank IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Charter Bank IA
Charter Bank IA
24-Month CD
3.75%
$1,000
Charter Bank IA
Charter Bank IA
36-Month CD
3.25%
$1,000
Charter Bank IA
Charter Bank IA
48-Month CD
2.25%
$1,000
Charter Bank IA
Charter Bank IA
60-Month CD
2.25%
$1,000
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
18-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
Charter Money Market
0.75%
$25,000
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Charter Bank IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.45%
$1,000
Abbey Credit Union
Abbey Credit Union
12-Month CD
4.10%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
Super Saver Savings
3.82%
$100,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
3.60%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
24-Month CD (Bump Option)
3.56%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
3.40%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Seattle Bank
Seattle Bank
Digital Direct Checking
3.40%
$0
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
18-Month CD
3.28%
$10,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
36-Month CD
3.25%
$1,000
Foresight Bank
Foresight Bank
24-Month CD
3.24%
$500
First FSB Rochester, IN
First FSB Rochester, IN
60-Month CD
3.03%
$5,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
MapleMark Bank
MapleMark Bank
24-Month CD
3.00%
$25,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
48-Month CD
3.00%
$1,000
First Shore Federal S&L
First Shore Federal S&L
36-Month CD
3.00%
$500
Machias Savings Bank
Machias Savings Bank
12-Month CD
3.00%
$500
Bank of Brenham
Bank of Brenham
18-Month CD
3.00%
$1,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Cha-Ching Rewards Checking
3.00%
$0
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Money Market
2.84%
$1,000,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
First National Bank of Shiner
First National Bank of Shiner
36-Month CD
2.25%
$1,000
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
Timberland Bank
Timberland Bank
48-Month CD
2.02%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Jumbo Money Market
2.01%
$250,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Hyperion Bank
Hyperion Bank
48-Month CD
1.95%
$500
VisionBank Of Iowa
VisionBank Of Iowa
36-Month CD
1.80%
$2,500
FNB of Brookfield
FNB of Brookfield
48-Month CD
1.76%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
48-Month CD
1.66%
$500
Clinton Bank
Clinton Bank
18-Month CD
1.56%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
I3 Bank
I3 Bank
36-Month CD
0.90%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
60-Month CD
0.60%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
High Noon Checking
0.55%
$0
Mifflinburg B&T CO.
Mifflinburg B&T CO.
24-Month CD
0.55%
$500
First State Bank New London, WI
First State Bank New London, WI
6-Month CD
0.50%
$5,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Greenville National Bank
Greenville National Bank
48-Month CD
0.35%
$1,000
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Classic Plus Checking
0.10%
$1,500
Chasewood Bank
Chasewood Bank
Personal Savings
0.10%
$200
Pathfinder Bank
Pathfinder Bank
Money Market
0.10%
$2,500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
I3 Bank
I3 Bank
Regular Savings
0.05%
$100
Farmers State Bank of Calhan
Farmers State Bank of Calhan
SuperNOW Checking
0.05%
$0
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Charter Bank IA Information

Charter Bank IA
5526 Nw 86th St
Johnston, IA 50131
Polk
Established Date: 06/15/1998
FDIC Certificate #: 34686
Date of FDIC Deposit Insurance: 06/15/1998
Bank Holding Company: JOHNSTON GROWTH CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Charter Bank IA FDIC Insured? Yes
What is Charter Bank IA's Cert number? 34686
What is the maximum amount for insured deposits? $250,000 per holder, per account

Charter Bank IA Financials

Total Assets:
$212,880,000
Total Deposits:
$182,585,000
Equity Capital:
$19,666,000
Domestic Deposits:
$182,585,000
Net Income:
$498,000
Return on Assets:
1.0150%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
0.9783%
Pretax Quarterly Return on Assets:
0.9800%
Return on Equity:
11.9900%
Quarterly Return on Equity:
10.1200%
Common Equity Tier 1 Capital Ratio:
16.4533%
Tier 1 Risk-Based Capital Ratio:
16.4533%
Leverage Tier 1 (Core Capital) Ratio:
10.8645%
Total Risk-Based Capital Ratio (YTD):
17.3727%
Total Interest Income (YTD):
3.9149%
 
 
Headquarters:
Johnston
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Polk
# of Offices:
4
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Twelve month CD rates are currently averaging 0.969 percent this week. The national average for 12 month CD interest rates has been under 1.00 percent for the past month. Of course you can find bank CD rates and credit union CD rates well above the national averages. Using our CD rate tables we ran a search for 12 month CD rates in Wilmington, Delaware.
mortgage-rates-30-year-mortgage-rates-at-495-15-year-mortgage-rates-at-427Mortgage rates are lower in the latest mortgage application survey released yesterday. The average contract rate on 30 year mortgages is back under 5.00 percent at 4.95 percent for the week ending February 26, 2010, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. The average mortgage discount points on 30 year mortgages is down to 0.99 points, down from the prior week's average of 1.34 points.
The best online savings rates available on account balances of $10,000 are at 0.52 percent on our rate tables. The FDIC national average savings account rates is considerably less at 0.07 percent.

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Alternative Bank and Credit Union Offers to Explore

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Charter Bank IA Reviews

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