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Great Basin Federal Credit Union Rates & Review April 2026

Great Basin Federal Credit Union's 18 CD rates are at 3.70%. Great Basin Federal Credit Union's savings rates are at 0.10%. Great Basin Federal Credit Union's 15-Year Fixed Conforming Mortgage rates are at 5.49%, Conventional 15 Year Fixed rates are at 5.62%, VA 30 Year Fixed rates are at 6.00%, Conventional 30 Year Fixed rates are at 6.38%. Great Basin Federal Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of Great Basin Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.76%. Rates were last updated on 04/18/2026.

Great Basin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Basin Federal Credit Union? Share your experience about Great Basin Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Basin Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.76%
Excellent Higher than avg
Great Basin Federal Credit Union
Main Branch
9770 S Virginia St
Reno, NV 89511 5941
https://www.greatbasin.org
Member NCUA

Great Basin Federal Credit Union CD Rates

Product Rate APY Term View More
18 Share Certificate - 3.70% 18
Min Deposit $1,000
Details $1,000 min.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Savings Rates

Product Rate APY View More
Primary & Secondary Savings - 0.10%
Min Balance $300
Details Paid on balances $300 or more
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Youth Savings - 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Checking Rates

Product Rate APY View More
High Yield Checking - 4.50%
Details Qualifying balance up to $15,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed Conforming Mortgage 5.49% - 5.88%
Details 60% LTV*
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Conventional 15 Year Fixed 5.63% 1.000 6.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
VA 30 Year Fixed 6.00% 1.000 6.53%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Conventional 30 Year Fixed 6.38% 1.000 6.69%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
FHA 30 Year Fixed 5.99% 1.000 7.03%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Advance Line - - 17.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Up to 80% CLTV - - 7.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Solar Panel Home Equity Loan - - 8.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Fixed Rate Home Equity - - 8.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Home Equity Line of Credit Up to 100% CLTV - - 9.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.25% 60
Details As Low As; 60 Month Term
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Great Basin Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 11.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Visa Platinum Credit Card - 11.25%
Details As Low As; No Annual Fee; Unlimited control on your credit card with Card Management; Limits from $250 to $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Credit Card - 13.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Credit Card - 15.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Credit Card - 17.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%
Credit Card - 18.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.76%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Great Basin Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Basin Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Basin Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Basin Federal Credit Union
Address 9770 S Virginia St, Reno, NV 89511 5941
Phone 775-333-4228
Fax 775-789-3157
President Ron Korman
CEO Jennifer Denoo
Full-Time Employees 64
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.76%
Return on Assets (ROA)
0.8013%
Return on Equity (ROE)
7.4600%
Non-Performing Loans Ratio (NPL)
1.39%
Total Assets
351,032,479
Total Amount of Shares and Deposits
311,634,636
Total Shares and Deposits < 1 Year
299,540,027
Total Shares and Deposits 1 3 Years
9,989,483
Total Shares and Deposits > 3 Years
2,105,126
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,261,831
Total Uninsured Shares and Deposits > $250K (F+J)
5,261,831
Total Insured Shares and Deposits > $250K (item 17 less item K)
306,372,805
Total Interest Expense (Sum of items 6 8)
2,834,373
Share Certificates
2,052
Number of Accounts for Share Drafts
14,675
IRA KEOGH Accounts
83
Number of Accounts for Regular Shares
28,822
Money Market Shares
678
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
54,198,319
Total Liabilities
313,798,699
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Great Basin Federal Credit Union

Is Great Basin Federal Credit Union a safe place to deposit money?

Yes, Great Basin Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.7644056415197%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Great Basin Federal Credit Union operate?

Great Basin Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Basin Federal Credit Union?

Yes, to access services at Great Basin Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Basin Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Basin Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Basin Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Basin Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatbasin.org.

Current Great Basin Federal Credit Union Rates

  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.