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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Members Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Members Credit Union's 2-year CD Rate rates are at 3.81%, 3-year CD Rate rates are at 3.81%, 5-year CD Rate rates are at 3.81%, 18-month CD Rate rates are at 3.66%, 1-year CD Rate rates are at 3.55%. Members Credit Union's savings rates are at 0.10%. Members Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Members Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.04%. Rates were last updated on 03/27/2026. Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Credit Union? Share your experience about Members Credit Union by leaving a review below, or read customer reviews before you decide to use Members Credit Union. Members Credit Union
MCU Home Office 833 N Nolan River Rd
https://www.memberscreditunion.com Cleburne, TX 76033 
Members Credit Union CD Rates
Members Credit Union Savings Rates
Members Credit Union Money Market Rates
Members Credit Union Checking Rates
Members Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members Credit Union
Address
833 N Nolan River Rd,
Cleburne, TX 76033
Phone
817-641-4031
Fax
817-645-0279
President
CHRIS COOKE
CEO
PAUL ELKINS
Full-Time Employees
22
Part-Time Employees
0
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.04%
Return on Assets (ROA)
0.7591%
Return on Equity (ROE)
6.7849%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
110,354,621
Total Amount of Shares and Deposits
98,602,173
Total Shares and Deposits < 1 Year
89,168,018
Total Shares and Deposits 1 3 Years
6,469,883
Total Shares and Deposits > 3 Years
2,964,272
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,992,365
Total Uninsured Shares and Deposits > $250K (F+J)
8,992,365
Total Insured Shares and Deposits > $250K (item 17 less item K)
89,609,808
Total Interest Expense (Sum of items 6 8)
823,706
Share Certificates
406
Number of Accounts for Share Drafts
5,097
IRA KEOGH Accounts
171
Number of Accounts for Regular Shares
8,591
All other shares
183
Money Market Shares
77
Net Income (unless the amount is already included in Undivided Earnings)
837,695
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,098,468
Total Liabilities
98,008,183
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members Credit UnionIs Members Credit Union a safe place to deposit money?Yes, Members Credit Union is considered a safe financial institution. With a Texas Ratio of 3.0387792819273%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members Credit Union operate?Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members Credit Union?Yes, to access services at Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Members Credit Union offer online and mobile banking?Most modern institutions like Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.memberscreditunion.com. Current Members Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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