|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Foothills Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Foothills Federal Credit Union's 12 Month Smart Multi CD of Deposit rates are at 0.75%, 6 Month CD rates are at 0.50%. Foothills Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Foothills Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.68%. Rates were last updated on 04/05/2026. Foothills Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Foothills Federal Credit Union? Share your experience about Foothills Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Foothills Federal Credit Union. Foothills Federal Credit Union
Foothills Federal Credit Union 956 Mulberry St
https://foothillsfcu.org Loudon, TN 37774 
Foothills Federal Credit Union CD Rates
Foothills Federal Credit Union Credit Card Rates
Foothills Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Foothills Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Foothills Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Foothills Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Foothills Federal Credit Union
Website
https://foothillsfcu.org
Address
956 Mulberry St,
Loudon, TN 37774
Phone
865-458-4347
Fax
865-458-1710
President
Tony Stanley
CEO
Mrecia Oody
Full-Time Employees
20
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.68%
Return on Assets (ROA)
0.6049%
Return on Equity (ROE)
5.8030%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
84,456,129
Total Amount of Shares and Deposits
75,290,834
Total Shares and Deposits < 1 Year
74,618,402
Total Shares and Deposits 1 3 Years
672,431
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,278,070
Total Uninsured Shares and Deposits > $250K (F+J)
1,278,070
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,012,764
Total Interest Expense (Sum of items 6 8)
694,812
Share Certificates
622
Number of Accounts for Share Drafts
4,190
IRA KEOGH Accounts
126
Number of Accounts for Regular Shares
5,686
Money Market Shares
53
Net Income (unless the amount is already included in Undivided Earnings)
510,872
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,455,197
Total Liabilities
75,652,475
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Foothills Federal Credit UnionIs Foothills Federal Credit Union a safe place to deposit money?Yes, Foothills Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6782804049319%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Foothills Federal Credit Union operate?Foothills Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Foothills Federal Credit Union?Yes, to access services at Foothills Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Foothills Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Foothills Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Foothills Federal Credit Union offer online and mobile banking?Most modern institutions like Foothills Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://foothillsfcu.org. Current Foothills Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
LincOne Federal Credit Union
HealthPlus Federal Credit Union
Centris Federal Credit Union
Worcester Credit Union
M G Employees Federal Credit Union
First Pioneers Federal Credit Union
Derry Area Federal Credit Union
High Desert Community Credit Union
Upper Darby Bell Telco Federal Credit Union
MDU Employees Federal Credit Union
Shaw Ross Employees Credit Union
C-B-W Schools Federal Credit Union
1st Cooperative Federal Credit Union
VIRGINIA STATE UNIVERSITY
Sooper Credit Union
Old Spanish Trail Credit Union
New Rising Star Federal Credit Union
Vigo County Federal Credit Union
Mid Carolina Credit Union
HCSEFCU
Demopolis Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||
