MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Credit Unions
  3. Greater Eastern Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Greater Eastern Credit Union Rates & Review September 2026

Greater Eastern Credit Union's 48 Month CD of Deposit rates are at 3.50%, 60 Month CD of Deposit rates are at 3.50%, 24 Month CD of Deposit rates are at 3.25%, 36 Month CD of Deposit rates are at 3.25%, 12 Month CD of Deposit rates are at 2.95%. Greater Eastern Credit Union's savings rates are at 0.15%. Greater Eastern Credit Union's money market rates are at 0.20%. Greater Eastern Credit Union's Personal Loan Rates are as low as 7.99%. Greater Eastern Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Greater Eastern Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.11%. Rates last updated and verified on 09/22/2026.

Greater Eastern Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Eastern Credit Union? Share your experience about Greater Eastern Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Eastern Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.11%
Excellent Lower than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Greater Eastern Credit Union
Mountcastle Office
2110 W Mountcastle Dr
Johnson City, TN 37604
https://www.greatereastern.org
Member NCUA

Greater Eastern Credit Union CD Rates

Product Rate APY Term View More
48 Month Certificate of Deposit 3.46% 3.50% 48 months
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
60 Month Certificate of Deposit 3.46% 3.50% 60 months
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
24 Month Certificate of Deposit 3.21% 3.25% 24 months
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
36 Month Certificate of Deposit 3.21% 3.25% 36 months
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
12 Month Certificate of Deposit 2.92% 2.95% 12 months
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
6 Month Certificate of Deposit 2.75% 2.75% 6 months
Details Frequency of Compounding: At Maturity
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Savings Rates

Product Rate APY View More
Youth Savings 0.35% 0.35%
Min Deposit $5
Min Balance $100
Details Dividends Compounded and Credited: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Primary Savings 0.20% 0.20%
Min Deposit $5
Min Balance $500
Details Dividends Compounded and Credited: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Christmas Savings 0.15% 0.15%
Min Deposit $5
Min Balance $0
Details Dividends Compounded and Credited: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Special Purpose Savings 0.15% 0.15%
Min Deposit $5
Min Balance $500
Details Dividends Compounded and Credited: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.64% 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Dividends Compounded and Credited: Monthly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market 0.44% 0.45%
Min Deposit $2,500
Min Balance $10,000
Details Dividends Compounded and Credited: Monthly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market 0.20% 0.20%
Min Deposit $2,500
Min Balance $2,500
Details Dividends Compounded and Credited: Monthly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.00%
Details As low as 7.00%; Loan Amount: $10,000 minimum and up to 90% of property's value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto loan - - 3.99%
Details rate with creditworthiness, restrictions may apply!
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Auto Loans - - 4.25%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motor Homes - New Loan - 4.50% 12 - 240 months
Details Published APR range: 4.50 - 15.50%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
New Boats, RVs, Campers Loan - 4.50% 12 - 240 months
Details Published APR range: 4.50 - 15.50%. Collateral Type: New
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motor Homes - Used Loan - 5.00% 12 - 240 months
Details Published APR range: 5.00 - 16.50%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
New Boats, RVs, Campers Loan - 5.00% 12-180 months
Details Published APR range: 5.00 - 16.25%. Collateral Type: New
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Used Boats, RVs, Campers Loan - 5.00% 12 - 240 months
Details Published APR range: 5.00 - 16.50%. Collateral Type: Used
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motorcycles Loan - 5.25% 12 - 108 months
Details Published APR range: 5.25 - 15.75%. Collateral Type: New
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Used Boats, RVs, Campers Loan - 5.50% 12-180 months
Details Published APR range: 5.50 - 16.75%. Collateral Type: Used
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motorcycles Loan - 5.75% 12- 84 months
Details Published APR range: 5.75 - 16.75%. Collateral Type: Used
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motor Homes - New Loan - 7.00% 12 - 120 months
Details Published APR range: 7.00% - 10.00%. Collateral Type: New
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motor Homes - Used Loan - 7.50% 12 - 120 months
Details Published APR range: 7.50% - 10.50%. Collateral Type: Used
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Motor Homes Loan - 7.99% 12 - 60 months
Details Published APR range: 7.99 - 17.99%. As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Credit Card Rates

Product Rate APR View More
GECU VISA - 8.90%
Details No Annual Fee - No Transfer Fee; Same LOW rate for Charge and Advance; rate with creditworthiness, restrictions may apply!
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
VISA - 8.90%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 7.99%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Greater Eastern Credit Union Other Rates

Product Rate Points APY/APR Term View More
Teen CD Special 4.91% - 5.00%
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Youth CD Special 3.94% - 4.00%
Details Frequency of Compounding: Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Financial Health History

Greater Eastern Credit Union’s Texas Ratio rose from 1.33% in Q2 2023 to 6.11% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2.1% 2.0★ 4.1% 3.0★ 6.2% 4.0★ 8.2% 5.0★ Healthy zone – entire history below the 15% limit 1.33% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 6.11% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$57M6.11%5.0A
December 31, 2025$57M5.92%5.0A+
September 30, 2025$56M5.50%5.0A+
June 30, 2025$56M3.95%5.0A+
March 31, 2025$58M2.24%5.0A+
December 31, 2024$56M4.66%5.0A+
September 30, 2024$55M4.15%5.0A+
June 30, 2024$55M2.29%5.0A+
March 31, 2024$56M1.00%5.0A+
December 31, 2023$55M3.32%5.0A+
September 30, 2023$56M1.77%5.0A+
June 30, 2023$57M1.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Eastern Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Eastern Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Eastern Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Eastern Credit Union
Address 2110 W Mountcastle Dr, Johnson City, TN 37604
Phone 423-283-6833
Fax 423-282-8051
President Lynice Broyles
CEO Samantha Cantrell
Full-Time Employees 20
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.11%
Return on Assets (ROA)
-0.1381%
Return on Equity (ROE)
-1.0017%
Non-Performing Loans Ratio (NPL)
1.33%
Total Assets
56,961,874
Total Amount of Shares and Deposits
49,007,789
Total Shares and Deposits < 1 Year
47,311,152
Total Shares and Deposits 1 3 Years
1,177,457
Total Shares and Deposits > 3 Years
519,179
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,854,899
Total Uninsured Shares and Deposits > $250K (F+J)
2,854,899
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,152,890
Total Interest Expense (Sum of items 6 8)
79,013
Share Certificates
244
Number of Accounts for Share Drafts
2,565
IRA KEOGH Accounts
45
Number of Accounts for Regular Shares
4,302
Money Market Shares
206
Net Income (unless the amount is already included in Undivided Earnings)
-78,686
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,684,169
Total Liabilities
49,106,875
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greater Eastern Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/greater-eastern-credit-union-rates-review-67701">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Greater Eastern Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Greater Eastern Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Greater Eastern Credit Union

How many branches does Greater Eastern Credit Union operate?

Greater Eastern Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Eastern Credit Union?

Yes, to access services at Greater Eastern Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Eastern Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Eastern Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Eastern Credit Union offer online and mobile banking?

Most modern institutions like Greater Eastern Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatereastern.org.

Current Greater Eastern Credit Union Rates

  • 12-Month CD2.95%
  • 24-Month CD3.25%
  • 60-Month CD3.50%
  • Savings0.15%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.