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Greater Eastern Credit Union Rates & Review March 2026

Greater Eastern Credit Union's savings rates are at 0.15%. Greater Eastern Credit Union's money market rates are at 0.20%. Greater Eastern Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Greater Eastern Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.77%. Rates were last updated on 03/26/2026.

Greater Eastern Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Eastern Credit Union? Share your experience about Greater Eastern Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Eastern Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.77%
Excellent Lower than avg
Greater Eastern Credit Union
Mountcastle Office
2110 W Mountcastle Dr
Johnson City, TN 37604
https://www.greatereastern.org
Member NCUA

Greater Eastern Credit Union Savings Rates

Product Rate APY View More
Youth Savings 0.35% 0.35%
Min Deposit $5
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Primary Savings 0.20% 0.20%
Min Deposit $5
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Christmas Savings 0.15% 0.15%
Min Deposit $5
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Special Purpose Savings 0.15% 0.15%
Min Deposit $5
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Greater Eastern Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.44% 0.45%
Min Deposit $2,500
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Money Market 0.20% 0.20%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Greater Eastern Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.25% 12-96
Details As Low As; APR up to 16.25%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Used Auto Loan - - 4.75% 12-96
Details As Low As; APR up to 17.25%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Greater Eastern Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan/Consolidation - 7.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Personal Line of Credit - 10.75%
Details As Low As; The rate is variable. It is prime + 6.75%.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Personal Loan/Consolidation - 17.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Eastern Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Eastern Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Eastern Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Eastern Credit Union
Address 2110 W Mountcastle Dr, Johnson City, TN 37604
Phone 423-283-6833
Fax 423-282-8051
President Lynice Broyles
CEO Samantha Cantrell
Full-Time Employees 20
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.77%
Return on Assets (ROA)
0.0978%
Return on Equity (ROE)
0.6818%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
55,634,436
Total Amount of Shares and Deposits
47,507,719
Total Shares and Deposits < 1 Year
45,454,957
Total Shares and Deposits 1 3 Years
1,570,887
Total Shares and Deposits > 3 Years
481,875
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,214,610
Total Uninsured Shares and Deposits > $250K (F+J)
2,214,610
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,293,109
Total Interest Expense (Sum of items 6 8)
219,999
Share Certificates
233
Number of Accounts for Share Drafts
2,534
IRA KEOGH Accounts
49
Number of Accounts for Regular Shares
4,281
Money Market Shares
213
Net Income (unless the amount is already included in Undivided Earnings)
54,391
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,377,290
Total Liabilities
47,712,744
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Greater Eastern Credit Union

Is Greater Eastern Credit Union a safe place to deposit money?

Yes, Greater Eastern Credit Union is considered a safe financial institution. With a Texas Ratio of 5.7674354006723%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greater Eastern Credit Union operate?

Greater Eastern Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Eastern Credit Union?

Yes, to access services at Greater Eastern Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Eastern Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Eastern Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Eastern Credit Union offer online and mobile banking?

Most modern institutions like Greater Eastern Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatereastern.org.

Current Greater Eastern Credit Union Rates

  • Savings0.15%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.