|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Westmark Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Westmark Credit Union's 11 month Term CDs rates are at 3.90%, 18 month Term CDs rates are at 3.85%, Term CDs 18 month rates are at 3.85%, 8 month Term CDs rates are at 3.80%, Term CDs 9 month rates are at 3.80%. Westmark Credit Union's savings rates are at 0.00%. Westmark Credit Union's money market rates are at 1.00%. Westmark Credit Union's 10 Year Fixed rates are at 5.12%, 10 Year Fixed First Mortgage Loans rates are at 5.12%, 15 Year Fixed rates are at 5.38%, 15 Year Fixed First Mortgage Loans rates are at 5.38%, 20 Year Fixed rates are at 5.88%. Westmark Credit Union's Personal Loan Rates are at 18.00%. MonitorBankRates evaluates the financial stability of Westmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.97%. Rates were last updated on 04/09/2026. Westmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westmark Credit Union? Share your experience about Westmark Credit Union by leaving a review below, or read customer reviews before you decide to use Westmark Credit Union. Westmark Credit Union
Eastside Branch 2520 Channing Way
https://www.westmark.org Idaho Falls, ID 83404 
Westmark Credit Union CD Rates
Westmark Credit Union Savings Rates
Westmark Credit Union Money Market Rates
Westmark Credit Union Checking Rates
Westmark Credit Union Mortgage Rates
Westmark Credit Union Home Equity & HELOC
Westmark Credit Union Auto Loan Rates
Westmark Credit Union Credit Card Rates
Westmark Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Westmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Westmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Westmark Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Westmark Credit Union
Website
https://www.westmark.org
Address
2520 Channing Way,
Idaho Falls, ID 83404
Phone
208-528-8315
Fax
208-528-6403
President
Michael Ehlers
CEO
Mike Schenck
Full-Time Employees
261
Part-Time Employees
7
Branch Locations
15
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.97%
Return on Assets (ROA)
0.3076%
Return on Equity (ROE)
3.9014%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
1,601,758,823
Total Amount of Shares and Deposits
1,333,960,124
Total Shares and Deposits < 1 Year
1,281,458,972
Total Shares and Deposits 1 3 Years
47,852,953
Total Shares and Deposits > 3 Years
4,648,198
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
134,158,588
Total Uninsured Shares and Deposits > $250K (F+J)
134,158,588
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,199,801,536
Total Interest Expense (Sum of items 6 8)
26,864,367
Share Certificates
11,053
Number of Accounts for Share Drafts
49,251
IRA KEOGH Accounts
2,744
Number of Accounts for Regular Shares
96,464
All other shares
1,406
Non Member Deposits
20
Money Market Shares
9,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
48,900,739
Total Liabilities
1,475,856,579
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Westmark Credit UnionIs Westmark Credit Union a safe place to deposit money?Yes, Westmark Credit Union is considered a safe financial institution. With a Texas Ratio of 2.9685524254856%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Westmark Credit Union operate?Westmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Westmark Credit Union?Yes, to access services at Westmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Westmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Westmark Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Westmark Credit Union offer online and mobile banking?Most modern institutions like Westmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westmark.org. Current Westmark Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Heritage Family Federal Credit Union
Guernsey Community Federal Credit Union
The Andovers Federal Credit Union
MEMBERS EXCHANGE
Nebraska Energy Federal Credit Union
Strip Steel Community Federal Credit Union
Grand Heritage Federal Credit Union
Amoco Federal Credit Union
Lanai Federal Credit Union
Jefferson Credit Union
JM Associates Federal Credit Union
MTC Federal Credit Union
Lynn Police Credit Union
KSW Federal Credit Union
Mint Valley Federal Credit Union
Northwest Municipal Federal Credit Union
Moore County Schools Federal Credit Union
St Louis Newspaper Carriers Credit Union
PIE Credit Union
Mississippi Highway Safety Patol Federal Credit Union
Teamsters Local 697 Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking