Home Bank of California CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 2.52% and 3-month CD rates at 1.00%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 14.74%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Home Bank of California's 12-Month CD rates are at 3.36%, 18-Month CD rates are at 3.05%, 60-Month CD rates are at 2.18%, 48-Month CD rates are at 2.13%, 36-Month CD rates are at 2.08%. Home Bank of California's savings rates are at 0.30%. Home Bank of California's money market rates are at 1.97%.
To see how these rates compare to Home Bank of California CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Home Bank of California, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Home Bank of California CD rates. You can also compare Home Bank of California savings rates, MMA rates and mortgage rates using our other rate lists. Home Bank of California money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Bank of California? Share your experience about Home Bank of California by leaving a review below, or read customer reviews before you decide to use Home Bank of California. Home Bank of California Texas Ratio Home Bank of California's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Home Bank of California is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Home Bank of California is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
Home Bank of California CD Rates and Interest Rates
Home Bank of California
12-Month CD
3.36%
$2,500
Home Bank of California
18-Month CD
3.05%
$2,500
Home Bank of California
60-Month CD
2.18%
$2,500
Home Bank of California
48-Month CD
2.13%
$2,500
Home Bank of California
36-Month CD
2.08%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Home Bank of California Rates with Other Competitive Bank and Credit Union Rates
Citizens Bank & Trust Company KY
60-Month CD
4.25%
$500
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
Northeast Bank Portland, ME
24-Month CD
4.00%
$5,000
Act 1st Federal Credit Union
12-Month CD
3.95%
$500
Mountain Pacific Bank
12-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 10, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Home Bank of California InformationHome Bank of California
4493 Ruffin RdSan Diego, CA 92123 San Diego Established Date: 10/31/1981 FDIC Certificate #: 26271 Date of FDIC Deposit Insurance: 06/03/1985 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.hbc.bank
Is Home Bank of California FDIC Insured? Yes
What is Home Bank of California's Cert number? 26271
What is the maximum amount for insured deposits? $250,000 per holder, per account
Home Bank of California FinancialsTotal Assets:
$234,412,000
Total Deposits:
$182,549,000
Equity Capital:
$28,497,000
Domestic Deposits:
$182,549,000
Net Income:
$570,000
Return on Assets:
1.6380%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.0148%
Pretax Quarterly Return on Assets:
1.0100%
Return on Equity:
14.1100%
Quarterly Return on Equity:
8.0000%
Leverage Tier 1 (Core Capital) Ratio:
11.7673%
Total Interest Income (YTD):
6.7031%
Headquarters:
San Diego
FDIC Field Office:
Orange
Regulator:
FDIC
County:
San Diego
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Diego-Chula Vista-Carlsbad, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFor the past month the top CD rate on our list of 12 month CD rates was from Doral Bank at 1.14 percent with an APY of 1.15 percent. Doral Bank recently lowered their 12 month CD rate to 1.09% with an APY of 1.10%. Now Doral Bank is tied with CIT Bank for the best CD rate on our list of 12 month CD interest rates.
EverBank 2 Year Jumbo CD rates are now at 1.21 percent with a yield of 1.22 percent. The old EverBank 2 Year Jumbo CD rate was 1.14 percent with a yield of 1.15 percent. View current 2 Year Jumbo CD rates at EverBank below.
Average mortgage rates on all five mortgage products dropped to all-time record lows in the Mortgage Bankers Association's Weekly Application Survey for the week ending September 28, 2012. Lower mortgage rates increased demand for mortgage applications for both home purchases and refinances. Average conforming 30 year mortgage rates hit a record low of 3.53 percent with 0.35 points, down from the prior week's average of 3.63 percent with 0.41 points.
Bank or Credit Union Offers and DealsMortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35%Andrews FCU CD Rates Current 15 Year Mortgage Rates Averaging 2.81%: Best Rates Available at 2.25% Orlando Savings Account Rates Fed Will Push Top 1 Year CD Rates Above 1.50% Mortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92% Homeowners Insurance and Renters Insurance Highest Savings Account Rates at 1.05% This Week Mount McKinley Bank 9 Month CD Rates now at 0.12% Mortgage Rates Today, Friday, November 25, 2011 Alternative Bank and Credit Union Offers to ExploreAverage 30 Year Mortgage Rates Today 4.24 Percent, Lowest Quoted Rates at 3.75 PercentMortgage Rates Fall Again This Week - Best 30 Year Rate at 3.375% Mortgage Rates: Weekly Average Mortgage Rates April 11, 2011 ETrade's Savings Account Rate Decreases Current Mortgage Rates Running Higher this Week Current Mortgage Rates: 30 Year Mortgage Rates at 4.94% and 15 Year Mortgage Rates at 4.39% E-Loan 1 Year CD Rates now at 1.25% U.S. Bank CD Rates TriState Capital Bank Increases Short and Intermediate Term Jumbo CD Rates HSBC 3.50% APY Online Savings Account Home Bank of California ReviewsThere are no reviews for Home Bank of California yet. Feel free to create one below.
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