Home Bank of California CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.90%, 6-month CD rates at 3.85% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 0.90%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 15.04%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Home Bank of California's 12-Month CD rates are at 4.50%, 18-Month CD rates are at 3.57%, 60-Month CD rates are at 2.69%, 48-Month CD rates are at 2.64%, 36-Month CD rates are at 2.59%. Home Bank of California's savings rates are at 0.30%. Home Bank of California's money market rates are at 1.97%.
To see how these rates compare to Home Bank of California CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Home Bank of California, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Home Bank of California CD rates. You can also compare Home Bank of California savings rates, MMA rates and mortgage rates using our other rate lists. Home Bank of California money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Bank of California? Share your experience about Home Bank of California by leaving a review below, or read customer reviews before you decide to use Home Bank of California. Home Bank of California Texas Ratio Home Bank of California's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Home Bank of California is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Home Bank of California is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
Home Bank of California CD Rates and Interest Rates
Home Bank of California
12-Month CD
4.50%
$10,000
Home Bank of California
18-Month CD
3.57%
$10,000
Home Bank of California
60-Month CD
2.69%
$10,000
Home Bank of California
48-Month CD
2.64%
$10,000
Home Bank of California
36-Month CD
2.59%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Home Bank of California Rates with Other Competitive Bank and Credit Union Rates
First Liberty Bank
Kasasa Checking
5.10%
$5
Rising Bank
6-Month CD
4.40%
$1,000
Five Star Credit Union
12-Month CD
4.40%
$500
Bank of the Flint Hills
18-Month CD
4.25%
$500
Citizens Savings Bank Bogalusa, LA
12-Month CD
4.00%
$2,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 14, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Home Bank of California InformationHome Bank of California
4493 Ruffin RdSan Diego, CA 92123 San Diego Established Date: 10/31/1981 FDIC Certificate #: 26271 Date of FDIC Deposit Insurance: 06/03/1985 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.hbc.bank
Is Home Bank of California FDIC Insured? Yes
What is Home Bank of California's Cert number? 26271
What is the maximum amount for insured deposits? $250,000 per holder, per account
Home Bank of California FinancialsTotal Assets:
$234,412,000
Total Deposits:
$182,549,000
Equity Capital:
$28,497,000
Domestic Deposits:
$182,549,000
Net Income:
$570,000
Return on Assets:
1.6380%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.0148%
Pretax Quarterly Return on Assets:
1.0100%
Return on Equity:
14.1100%
Quarterly Return on Equity:
8.0000%
Leverage Tier 1 (Core Capital) Ratio:
11.7673%
Total Interest Income (YTD):
6.7031%
Headquarters:
San Diego
FDIC Field Office:
Orange
Regulator:
FDIC
County:
San Diego
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Diego-Chula Vista-Carlsbad, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage interest rates have continued their accent higher this week according to the most recent mortgage rate survey. Freddie Mac reported mortgage interest rates are up for the week ending June 11, 2009.
 Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.
 E*Trade Financial is currently offering the following CD Rates with CD terms between 3 months to 5 years. The minimum deposit for opening a Certificate of Deposit account is $1,000. Interest is compounded daily and the CDs are FDIC insured up to $100,000.
Bank or Credit Union Offers and DealsEverBank 9 Month Jumbo CD Rates now at 0.90%Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent TIAA Bank CD rates: 2.10% APY 12-Month CD Interest Rates are going Higher in 2010 Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75% Share Savings Rates of 1.25% from State Farm Federal Credit Union CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12% Mortgage Rates: Home Sales Up 3.6% on Low Mortgage Rates Current Interest Mortgage Rates Mixed This Week EverBank's 1 Year CD Rate Now the Best 1 Year Rate in the Database Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Today's Mortgage Rates Strengthen, 30 Year Mortgage Rates at 4.05%Did Low Current Mortgage Rates Drive Toll Bros Contract Signings Higher? Buying a Home with Less Than a 20 Percent Down Payment Bank CD Rates - Average CD Rates Down Mortgage Rates Remain Stable: 30 Year Jumbo Mortgage Rates at 4.58% Home Mortgage Rates Mixed Freddie Mac: 30 Year Mortgage Rates up to 4.35%, 15 Year Mortgage Rates Unchanged at 3.83% 2 Day CD Rates Sale at Texas Trust Credit Union: 13 Month Jumbo CD APY 1.92% NexBank CD Rates: Explore the Advantages of Earning 5.40% APY Pinnacle Bank Mortgage Rates Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77% Home Bank of California ReviewsThere are no reviews for Home Bank of California yet. Feel free to create one below.
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