Home Bank of California CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.56%, 6-month CD rates at 0.05% and 3-month CD rates at 5.05%. Current savings rates are at 0.50% and money market rates are at 0.76%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 20.24%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. Home Bank of California's 9-Month CD rates are at 5.01%, 12-Month CD rates are at 4.85%, 18-Month CD rates are at 4.49%, 3-Month CD rates are at 3.05%, 60-Month CD rates are at 2.89%. Home Bank of California's savings rates are at 0.30%. Home Bank of California's money market rates are at 2.28%.

Home Bank of California

To see how these rates compare to Home Bank of California CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Home Bank of California, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Home Bank of California CD rates. You can also compare Home Bank of California savings rates, MMA rates and mortgage rates using our other rate lists.

Home Bank of California money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Bank of California? Share your experience about Home Bank of California by leaving a review below, or read customer reviews before you decide to use Home Bank of California.

Home Bank of California Texas Ratio

Home Bank of California's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Home Bank of California is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Home Bank of California is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.85%
18-Month CD
4.49%
24-Month CD
2.53%
36-Month CD
2.79%
48-Month CD
2.84%
60-Month CD
2.89%
Savings
0.30%
MMA
2.28%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Home Bank of California
4493 Ruffin Rd
San Diego, CA 92123
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Home Bank of California CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Home Bank of California
Home Bank of California
9-Month CD
5.01%
$10,000
Home Bank of California
Home Bank of California
12-Month CD
4.85%
$10,000
Home Bank of California
Home Bank of California
18-Month CD
4.49%
$10,000
Home Bank of California
Home Bank of California
3-Month CD
3.05%
$10,000
Home Bank of California
Home Bank of California
Better Interest Personal Checking
3.04%
$1,000
Home Bank of California
Home Bank of California
60-Month CD
2.89%
$10,000
Home Bank of California
Home Bank of California
48-Month CD
2.84%
$10,000
Home Bank of California
Home Bank of California
36-Month CD
2.79%
$10,000
Home Bank of California
Home Bank of California
24-Month CD
2.53%
$10,000
Home Bank of California
Home Bank of California
Personal Super Money Market
2.28%
$75,000
Home Bank of California
Home Bank of California
Statement Savings
0.30%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Home Bank of California Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
3-Month CD
5.42%
$25,000
Lone Star Bank
Lone Star Bank
3-Month CD
5.15%
$1,000
Minster Bank
Minster Bank
8-Month Jumbo CD
4.69%
$100,000
Iroquois Federal S&L
Iroquois Federal S&L
3-Month CD
4.65%
$1,000
The Huntington National Bank
The Huntington National Bank
Money Market (Non-Relationship)
4.49%
$25,000
The Berkshire Bank
The Berkshire Bank
12-Month CD
4.48%
$10,000
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
19-Month CD special
4.45%
$25,000
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
24-Month CD certificate
4.34%
$500
City Credit Union
City Credit Union
24-Month CD certificate
4.25%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
4.07%
$500,000
First County Bank
First County Bank
2-Month CD
4.00%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
3-Month CD
4.00%
$500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
18-Month CD special
3.75%
$500
Minster Bank
Minster Bank
15-Month CD
3.68%
$1,000
Milton Savings Bank
Milton Savings Bank
60-Month CD
3.50%
$500
Centreville Bank
Centreville Bank
Personal Premium Money Market
3.25%
$500,000
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
3.03%
$500
Huron Valley State Bank
Huron Valley State Bank
36-Month CD
3.03%
$500
Cendera Bank
Cendera Bank
24-Month CD
2.94%
$1,000
New Foundation SB
New Foundation SB
12-Month CD
2.75%
$1,000
Western Nebraska Bank
Western Nebraska Bank
60-Month CD
2.52%
$250
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
36-Month CD certificate
2.52%
$500
Texas Heritage National Bank
Texas Heritage National Bank
13-Month CD
2.48%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
48-Month CD
2.25%
$1,000
Time Bank
Time Bank
Money Market
2.05%
$250,000
State Bank of Industry
State Bank of Industry
36-Month CD
2.02%
$1,000
The Grant County Bank
The Grant County Bank
24-Month CD
1.71%
$500
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
JTNB
JTNB
18-Month CD
1.26%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
SaveUp Savings Rates
1.01%
$0
Ascendia Bank
Ascendia Bank
48-Month CD
1.00%
$500
Yakima Federal S&L
Yakima Federal S&L
18-Month CD
1.00%
$500
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Saver Savings
0.75%
$0
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
48-Month CD
0.60%
$500
Eclipse Bank
Eclipse Bank
60-Month CD
0.60%
$1,000
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Prairie Community Bank
Prairie Community Bank
Premier Money Market
0.50%
$1,000
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
First State Bank of Harvey
First State Bank of Harvey
Savings Account
0.45%
$0
Pataskala Banking Company
Pataskala Banking Company
48-Month CD
0.40%
$500
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
18-Month CD
0.15%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
High Yield Savings
0.10%
$100,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
CNB Clinton National Bank
CNB Clinton National Bank
Regular Savings
0.05%
$25
PCSB Bank
PCSB Bank
True Local Checking
0.05%
$1
5 Star Bank
5 Star Bank
Statement Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Home Bank of California Information

Home Bank of California
4493 Ruffin Rd
San Diego, CA 92123
San Diego
Established Date: 10/31/1981
FDIC Certificate #: 26271
Date of FDIC Deposit Insurance: 06/03/1985
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Home Bank of California FDIC Insured? Yes
What is Home Bank of California's Cert number? 26271
What is the maximum amount for insured deposits? $250,000 per holder, per account

Home Bank of California Financials

Total Assets:
$242,818,000
Total Deposits:
$171,098,000
Equity Capital:
$27,618,000
Domestic Deposits:
$171,098,000
Net Income:
$930,000
Return on Assets:
2.3826%
Quarterly Return on Assets:
1.5400%
Pretax Return on Assets:
1.7687%
Pretax Quarterly Return on Assets:
1.7700%
Return on Equity:
19.4500%
Quarterly Return on Equity:
13.4900%
Leverage Tier 1 (Core Capital) Ratio:
11.6388%
Total Interest Income (YTD):
6.0854%
 
 
Headquarters:
San Diego
FDIC Field Office:
Orange
Regulator:
FDIC
County:
San Diego
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Diego-Chula Vista-Carlsbad, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

CD rates are stable this week, no big change in average CD rates as reported by MonitorBankRates.com. Deposit rates in general are not expected to start heading higher until later this year as the economy picks up steam, inflation becomes a concern and the Federal Reserve raises the Fed Funds rate and the Discount rate.
Current conforming fixed mortgage rates are lower in the latest mortgage survey released this morning. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent averaging 4.95 percent for the week ending February 24, 2011, a decrease from the prior week’s average of 5.00 percent. Average mortgage discount points on 30 year mortgages were 0.6 points, down from the previous week's average of 0.7 points.
Mortgage rates decreased in the latest Primary Mortgage Market Survey released by Freddie Mac. The mortgage survey released for the week ending January 7, 2010 showed the average mortgage rate for 30 year mortgages down to 5.09 percent, a decrease from the prior week's average mortgage rate of 5.14 percent.

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