Cincinnati Federal CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cincinnati FederalToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.25% and 3-month CD rates at 2.02%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 10.90%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cincinnati Federal CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cincinnati Federal, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cincinnati Federal CD rates. You can also compare Cincinnati Federal savings rates, MMA rates and mortgage rates using our other rate lists.

Cincinnati Federal money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cincinnati Federal? Share your experience about Cincinnati Federal by leaving a review below, or read customer reviews before you decide to use Cincinnati Federal.

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Cincinnati Federal
6581 Harrison Ave
Cincinnati, OH 45247
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Cincinnati Federal Information

Cincinnati Federal
6581 Harrison Ave
Cincinnati, OH 45247
Hamilton
Established Date: 01/01/1922
FDIC Certificate #: 28346
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: CINCINNATI BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 0
Is Cincinnati Federal FDIC Insured? Yes
What is Cincinnati Federal's Cert number? 28346
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cincinnati Federal Financials

Total Assets:
$311,119,000
Total Deposits:
$214,427,000
Equity Capital:
$38,274,000
Domestic Deposits:
$214,427,000
Net Income:
$366,000
Return on Assets:
0.1592%
Quarterly Return on Assets:
0.1300%
Pretax Return on Assets:
0.2105%
Pretax Quarterly Return on Assets:
0.1800%
Return on Equity:
1.2800%
Quarterly Return on Equity:
1.0600%
Common Equity Tier 1 Capital Ratio:
15.8365%
Tier 1 Risk-Based Capital Ratio:
15.8365%
Leverage Tier 1 (Core Capital) Ratio:
12.6449%
Total Risk-Based Capital Ratio (YTD):
16.6032%
Total Interest Income (YTD):
4.6454%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Hamilton
# of Offices:
5
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 09/30/2023

Explore Other Rate Deals

Mortgage rates were down again this past week. Fixed conforming mortgage rates and fixed jumbo mortgage rates were down. Conforming 30 year mortgage rates are closing in on 5.00 and jumbo 15 year mortgage rates are also headed towards 5.00 percent.
Louisiana Federal Credit Union of LaPlace, Louisiana, is offering regular share savings accounts, club savings accounts, Individual Retirement Account (IRA) share accounts and money market account. Interest rates on the deposit accounts are tiered.
current-mortgage-rates-caMonitorBankRates.com has just released new mortgage rates widgets that list average mortgage rates by state.

Bank or Credit Union Offers and Deals

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