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FSB Mcpherson, KS Rates & Review November 2026

FSB Mcpherson, KS's 12-Month CD rates are at 2.27%, 24-Month CD rates are at 2.27%, 36-Month CD rates are at 2.27%, 48-Month CD rates are at 2.27%, 6-Month CD rates are at 1.76%. FSB Mcpherson, KS's savings rates are at 3.66%. FSB Mcpherson, KS's money market rates are at 0.85%. FSB Mcpherson, KS's checking rates are as high as 0.75%. FSB Mcpherson, KS's top CD rate of 4.06% APY on a 9 month CD is 39% higher than the MonitorBankRates national average of 2.92% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of FSB Mcpherson, KS with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.04%. Rates last updated and verified on 11/06/2026.

FSB Mcpherson, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB Mcpherson, KS? Share your experience about FSB Mcpherson, KS by leaving a review below, or read customer reviews before you decide to use FSB Mcpherson, KS.

Ranked #34 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #34 Healthiest 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.04%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
FSB Mcpherson, KS
2074 E Kansas Ave
Mcpherson, KS 67460
https://www.fsb-online.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

FSB Mcpherson, KS CD Rates

Product Rate APY Term Min. Deposit View More
9-month CD SPECIAL 4.00% 4.06% 9 month $5,000
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.06% ▲ 0.31 pts · high 4.06% / low 3.75%
3.25%3.91%4.56%Sep 14, 2026: 3.75% APYSep 24, 2026: 4.06% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20264.06%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
15-month CD SPECIAL 3.50% 3.55% 15 month $5,000
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29%
2.79%3.42%4.05%Sep 14, 2026: 3.29% APYSep 24, 2026: 3.55% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20263.55%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
9-month CD SPECIAL 3.00% 3.03% 9 month $5,000
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.73% → 3.03% ▲ 0.30 pts · high 3.03% / low 2.73%
2.23%2.88%3.53%Sep 14, 2026: 2.73% APYSep 24, 2026: 3.03% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20263.03%▲ from 2.73%
  • Sep 14, 20262.73%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
27-month CD SPECIAL 2.75% 2.78% 27 month $5,000
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 11 times
2.28%2.78%3.28%Sep 14, 2026: 2.78% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
15-month CD SPECIAL 2.50% 2.52% 15 month $5,000
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.27% → 2.52% ▲ 0.25 pts · high 2.52% / low 2.27%
1.77%2.40%3.02%Sep 14, 2026: 2.27% APYSep 24, 2026: 2.52% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20262.52%▲ from 2.27%
  • Sep 14, 20262.27%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
12-month CD 2.25% 2.27% 12 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.02% → 2.27% ▲ 0.25 pts · high 2.27% / low 2.02%
1.52%2.15%2.77%Sep 14, 2026: 2.02% APYSep 24, 2026: 2.27% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20262.27%▲ from 2.02%
  • Sep 14, 20262.02%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
24-month CD 2.25% 2.27% 24 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.02% → 2.27% ▲ 0.25 pts · high 2.27% / low 2.02%
1.52%2.15%2.77%Sep 14, 2026: 2.02% APYSep 24, 2026: 2.27% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20262.27%▲ from 2.02%
  • Sep 14, 20262.02%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
36-month CD 2.25% 2.27% 36 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.02% → 2.27% ▲ 0.25 pts · high 2.27% / low 2.02%
1.52%2.15%2.77%Sep 14, 2026: 2.02% APYSep 24, 2026: 2.27% APYSep 14, 2026Nov 9, 2026
  • Sep 24, 20262.27%▲ from 2.02%
  • Sep 14, 20262.02%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
48-month CD 2.25% 2.27% 48 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
1 change since Sep 14, 2026 · 2.02% → 2.27% ▲ 0.25 pts · high 2.27% / low 2.02%
1.52%2.15%2.77%Sep 14, 2026: 2.02% APYOct 3, 2026: 2.27% APYSep 14, 2026Nov 9, 2026
  • Oct 3, 20262.27%▲ from 2.02%
  • Sep 14, 20262.02%first recorded
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
32-Month CD Special 2.00% 2.02% 32 month $5,000
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 11 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
27-month CD SPECIAL 1.75% 1.76% 27 month $5,000
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 11 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
6-month CD 1.75% 1.76% 6 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 11 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
3-month CD 1.50% 1.51% 3 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 11 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
32-Month CD Special 1.50% 1.51% 32 month $5,000
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 11 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%

FSB Mcpherson, KS Savings Rates

Product Rate APY View More
Super Savings 3.60% 3.66%
Min Deposit $50
Min Balance $1
Details APY 3.66% if *POS transaction requirements met for daily balances up to $250,000; Balance: $1 - $250,000; If fewer than 18 *POS transactions post to Elite Checking during the monthly statement cycle, APY is 0.30%; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 3.66% APY · checked 10 times
3.16%3.66%4.16%Sep 24, 2026: 3.66% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Regular Savings 0.30% 0.30%
Min Deposit $50
Details Minimum balance to obtain APY: no; To Avoid Fees:; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 11 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%

FSB Mcpherson, KS Money Market Rates

Product Rate APY View More
Pinnacle Money Market 0.85% 0.85%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 and over; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 11 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Pinnacle Money Market 0.65% 0.65%
Min Deposit $5,000
Min Balance $75,000
Details Balance: $75,000 - $249,999; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 10 times
0.15%0.65%1.15%Sep 24, 2026: 0.65% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Pinnacle Money Market 0.45% 0.45%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $74,999; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.45% APY · checked 10 times
0.00%0.48%0.95%Sep 24, 2026: 0.45% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Platinum Money Market 0.35% 0.35%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000 and over; Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 11 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Pinnacle Money Market 0.30% 0.30%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 - $49,999; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 10 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Pinnacle Money Market 0.25% 0.25%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 10 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Platinum Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 - $49,000; Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 10 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Pinnacle Money Market 0.20% 0.20%
Min Deposit $5,000
Min Balance $0
Details Balance: $0 - $4,999; Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Platinum Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $10,000
Details Balance: $10,000 - $24,999; Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Platinum Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999; Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 10 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%

FSB Mcpherson, KS Checking Rates

Product Rate APY View More
Elite Checking 0.75% 0.75%
Min Deposit $100
Min Balance $1
Details Qualifying balance up to $25,000.00; To avoid monthly maintenance fee: 12 posted *POS/Debit Card Transactions per monthly statement
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 11 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%
Elite Checking 0.15% 0.15%
Min Deposit $100
Min Balance $25,001
Details Balance: $25,001 & over; APY ranges from 0.15% to 0.75% for daily balances over $25,000; Avoid monthly maintenance fee: 12 posted *POS/Debit Card Transactions per monthly statement; Restrictions:
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%

FSB Mcpherson, KS Other Rates

Product Rate Points APY/APR Term View More
Presidents Plus Now 0.15% - 0.15%
Min Deposit $200
Min Balance $1,000
Details Age 50 or older; Not applicable for maintenance fee
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
4.9
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.04%

Financial Health History

FSB Mcpherson, KS’s Texas Ratio fell from 10.04% in Q3 2023 to 0.04% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.6 to 4.9 and its Health Grade from D to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 10.04% D Q3 2023 B- Q4 2023 C+ Q1 2024 C+ Q2 2024 A Q3 2024 B Q4 2024 B+ Q1 2025 B+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.04% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$180M0.04%4.9A+
March 31, 2026$175M0.32%5.0A+
December 31, 2025$170M0.05%5.0A+
September 30, 2025$164M0.32%5.0A+
June 30, 2025$160M0.58%3.9B+
March 31, 2025$162M1.49%3.8B+
December 31, 2024$157M2.79%3.5B
September 30, 2024$162M1.68%4.4A
June 30, 2024$161M2.77%3.1C+
March 31, 2024$161M2.81%3.1C+
December 31, 2023$158M4.48%3.4B-
September 30, 2023$149M10.04%1.6D
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB Mcpherson, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB Mcpherson, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB Mcpherson, KS's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name FSB Mcpherson, KS
Address 2074 E Kansas Ave, Mcpherson, KS 67460  ·  Mcpherson
Bank Holding Company GALVA BANCSHARES INC
FDIC Certificate # 13883
Regulator FDIC
Established October 9, 1909
FDIC Insurance Date February 12, 1934
Domestic Offices 4
Total Branches 4
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
0.04%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.4243%
Return on Equity (ROE)
20.0000%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
$180,482,000
Total Deposits
$158,133,000
Equity Capital
$12,512,000
Net Income
$1,246,000
Headquarters
Mcpherson
Total Branches and Offices
4
Source: FDIC — Last Updated June 30, 2026
Ranked #34 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

FSB Mcpherson, KS earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Rankings are updated every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/the-farmers-state-bank-mcpherson-ks-rates-review-13883">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #34 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

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Frequently Asked Questions About FSB Mcpherson, KS

Does FSB Mcpherson, KS offer CDs?

Yes. FSB Mcpherson, KS current CD rates include its 12-Month CD at 2.27% APY, its 24-Month CD at 2.27% APY and its 36-Month CD at 2.27% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from FSB Mcpherson, KS FDIC insured?

Yes. FSB Mcpherson, KS is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at FSB Mcpherson, KS?

The highest FSB Mcpherson, KS CD rate is its 9-Month CD SPECIAL at 4.06% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does FSB Mcpherson, KS offer?

FSB Mcpherson, KS CD rates are 1.76% APY for a 6 month CD, 2.27% APY for a 12 month CD, 2.27% APY for a 2 year CD, 2.27% APY for a 3 year CD and 2.27% APY for a 4 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with FSB Mcpherson, KS for its full lineup.

What is the highest savings rate at FSB Mcpherson, KS?

The highest FSB Mcpherson, KS savings rate is its Super Savings at 3.66% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at FSB Mcpherson, KS?

The highest FSB Mcpherson, KS money market rate is its Pinnacle Money Market at 0.85% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at FSB Mcpherson, KS?

The highest FSB Mcpherson, KS checking rate is its Elite Checking at 0.75% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does FSB Mcpherson, KS operate?

FSB Mcpherson, KS currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB Mcpherson, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB Mcpherson, KS provides members with tools to manage their accounts and build a solid financial history.

Does FSB Mcpherson, KS offer online and mobile banking?

Most modern institutions like FSB Mcpherson, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsb-online.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do FSB Mcpherson, KS rates compare?

FSB Mcpherson, KS's top CD rate of 4.06% APY on a 9 month CD is 39% higher than the MonitorBankRates national average of 2.92% APY for that term, and it has an A+ health rating. FSB Mcpherson, KS's top rates are its 9-Month CD SPECIAL at 4.06% APY, its Super Savings at 3.66% APY, its Pinnacle Money Market at 0.85% APY and its Elite Checking at 0.75% APY, verified by MonitorBankRates on November 6, 2026.

Current FSB Mcpherson, KS Rates

  • 12-Month CD2.27%
  • 24-Month CD2.27%
  • 36-Month CD2.27%
  • 48-Month CD2.27%
  • Savings3.66%
  • MMA0.85%
Retrieved from our database of financial products. Rates subject to change.