What are the current interest rates at FSB Mcpherson, KS?

Current rates for FSB Mcpherson, KS include: 12-Month CD: 2.02%, 24-Month CD: 2.02%, 36-Month CD: 2.02%, 48-Month CD: 2.02%, Savings: 0.30%, MMA: 0.15%

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FSB Mcpherson, KS

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FSB Mcpherson, KS Rates & Review April 2026

Q: How many branches does FSB Mcpherson, KS operate?

FSB Mcpherson, KS currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FSB Mcpherson, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB Mcpherson, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 24, 2026

FSB Mcpherson, KS's 9-Month CD SPECIAL rates are at 2.73%, 15-Month CD SPECIAL rates are at 2.27%, 12-Month CD rates are at 2.02%, 24-Month CD rates are at 2.02%, 36-Month CD rates are at 2.02%. FSB Mcpherson, KS's savings rates are at 0.30%. FSB Mcpherson, KS's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of FSB Mcpherson, KS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.04%. Rates were last updated on 04/24/2026.

FSB Mcpherson, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB Mcpherson, KS? Share your experience about FSB Mcpherson, KS by leaving a review below, or read customer reviews before you decide to use FSB Mcpherson, KS.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.04%

Excellent Higher than avg

FSB Mcpherson, KS

2074 E Kansas Ave
Mcpherson, KS 67460

https://www.fsb-online.com

FSB Mcpherson, KS CD Rates

Product	Rate	APY
9 month CD SPECIAL	2.70%	2.73%
Min Deposit $5,000 Min Balance $5,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
15 month CD SPECIAL	2.25%	2.27%
Min Deposit $5,000 Min Balance $5,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
12 month CD	2.00%	2.02%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
24 month CD	2.00%	2.02%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
36 month CD	2.00%	2.02%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
48 month CD	2.00%	2.02%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
27 month CD SPECIAL	1.75%	1.76%
Min Deposit $5,000 Min Balance $5,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
6 month CD	1.75%	1.76%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
3 month CD	1.50%	1.51%
Min Deposit $1,000 Min Balance $1,000 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%

FSB Mcpherson, KS Savings Rates

Product	Rate	APY
Super Savings	3.60%	3.60%
Min Deposit $50 Min Balance $1 Details If *POS transaction requirements met: APY is 3.66% for daily balances up to $100,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $100,000. The 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $100,000. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Regular Savings	0.30%	0.30%
Min Deposit $50 Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Super Savings	0.30%	0.30%
Min Deposit $50 Min Balance $100,001 Details If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%

FSB Mcpherson, KS Money Market Rates

Product	Rate	APY
Pinnacle Money Market	0.85%	0.85%
Min Deposit $5,000 Min Balance $250,000 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Pinnacle Money Market	0.65%	0.65%
Min Deposit $5,000 Min Balance $75,000 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Pinnacle Money Market	0.45%	0.45%
Min Deposit $5,000 Min Balance $50,000 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Platinum Money Market	0.35%	0.35%
Min Deposit $1,000 Min Balance $50,000 Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Pinnacle Money Market	0.30%	0.30%
Min Deposit $5,000 Min Balance $25,000 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Pinnacle Money Market	0.25%	0.25%
Min Deposit $5,000 Min Balance $5,000 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Platinum Money Market	0.25%	0.25%
Min Deposit $1,000 Min Balance $25,000 Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Pinnacle Money Market	0.20%	0.20%
Min Deposit $5,000 Min Balance $0 Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Platinum Money Market	0.20%	0.20%
Min Deposit $1,000 Min Balance $10,000 Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%
Platinum Money Market	0.15%	0.15%
Min Deposit $1,000 Min Balance $1,000 Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%

FSB Mcpherson, KS Checking Rates

Product	Rate	APY	View More
Elite Checking	-	0.75%
Min Deposit $100 Min Balance $1 Details Qualifications Required: 12 posted POS/Debit Card Transactions per monthly statement; To avoid monthly Maintenance Fee: 12 posted POS/Debit Card Transactions per monthly statement; Restrictions: Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB Mcpherson, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB Mcpherson, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB Mcpherson, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB Mcpherson, KS

Bank Holding Company GALVA BANCSHARES INC

Address 2074 E Kansas Ave, Mcpherson, KS 67460 · Mcpherson

Website https://www.fsb-online.com

FDIC Certificate # 13883

Established 10/09/1909

FDIC Insurance Date 02/12/1934

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

10.04%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1195%

Return on Equity (ROE) 26.4300%

Non-Performing Loans (NPL) 0.32%

Total Assets $169,815,000

Total Deposits $151,984,000

Equity Capital $12,243,000

Net Income $1,730,000

Headquarters Mcpherson

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About FSB Mcpherson, KS

Is FSB Mcpherson, KS a safe place to deposit money?

Yes, FSB Mcpherson, KS is considered a safe financial institution. With a Texas Ratio of 10.044559970293%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB Mcpherson, KS operate?

FSB Mcpherson, KS currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB Mcpherson, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB Mcpherson, KS provides members with tools to manage their accounts and build a solid financial history.

Does FSB Mcpherson, KS offer online and mobile banking?

Most modern institutions like FSB Mcpherson, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsb-online.com.