MonitorBankRates
  1. Home
  2. Banks
  3. FSB Mcpherson, KS
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

FSB Mcpherson, KS Rates & Review April 2026

FSB Mcpherson, KS's 9-Month CD SPECIAL rates are at 2.73%, 15-Month CD SPECIAL rates are at 2.27%, 12-Month CD rates are at 2.02%, 24-Month CD rates are at 2.02%, 36-Month CD rates are at 2.02%. FSB Mcpherson, KS's savings rates are at 0.30%. FSB Mcpherson, KS's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of FSB Mcpherson, KS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.04%. Rates were last updated on 04/24/2026.

FSB Mcpherson, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB Mcpherson, KS? Share your experience about FSB Mcpherson, KS by leaving a review below, or read customer reviews before you decide to use FSB Mcpherson, KS.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.04%
Excellent Higher than avg
FSB Mcpherson, KS
2074 E Kansas Ave
Mcpherson, KS 67460
https://www.fsb-online.com
Member FDIC

FSB Mcpherson, KS CD Rates

Product Rate APY Term View More
9 month CD SPECIAL 2.70% 2.73%
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
15 month CD SPECIAL 2.25% 2.27%
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
12 month CD 2.00% 2.02%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
24 month CD 2.00% 2.02%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
36 month CD 2.00% 2.02%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
48 month CD 2.00% 2.02%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
27 month CD SPECIAL 1.75% 1.76%
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
6 month CD 1.75% 1.76%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
3 month CD 1.50% 1.51%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%

FSB Mcpherson, KS Savings Rates

Product Rate APY View More
Super Savings 3.60% 3.60%
Min Deposit $50
Min Balance $1
Details If *POS transaction requirements met: APY is 3.66% for daily balances up to $100,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $100,000. The 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $100,000.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Regular Savings 0.30% 0.30%
Min Deposit $50
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Super Savings 0.30% 0.30%
Min Deposit $50
Min Balance $100,001
Details If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%

FSB Mcpherson, KS Money Market Rates

Product Rate APY View More
Pinnacle Money Market 0.85% 0.85%
Min Deposit $5,000
Min Balance $250,000
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Pinnacle Money Market 0.65% 0.65%
Min Deposit $5,000
Min Balance $75,000
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Pinnacle Money Market 0.45% 0.45%
Min Deposit $5,000
Min Balance $50,000
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Platinum Money Market 0.35% 0.35%
Min Deposit $1,000
Min Balance $50,000
Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Pinnacle Money Market 0.30% 0.30%
Min Deposit $5,000
Min Balance $25,000
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Pinnacle Money Market 0.25% 0.25%
Min Deposit $5,000
Min Balance $5,000
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Platinum Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $25,000
Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Pinnacle Money Market 0.20% 0.20%
Min Deposit $5,000
Min Balance $0
Details Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Platinum Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $10,000
Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%
Platinum Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Details Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%

FSB Mcpherson, KS Checking Rates

Product Rate APY View More
Elite Checking - 0.75%
Min Deposit $100
Min Balance $1
Details Qualifications Required: 12 posted *POS/Debit Card Transactions per monthly statement; To avoid monthly Maintenance Fee: 12 posted *POS/Debit Card Transactions per monthly statement; Restrictions:
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.04%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB Mcpherson, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB Mcpherson, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB Mcpherson, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB Mcpherson, KS
Bank Holding Company GALVA BANCSHARES INC
Address 2074 E Kansas Ave, Mcpherson, KS 67460  ·  Mcpherson
FDIC Certificate # 13883
Established 10/09/1909
FDIC Insurance Date 02/12/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.04%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1195%
Return on Equity (ROE) 26.4300%
Non-Performing Loans (NPL) 0.32%
Total Assets $169,815,000
Total Deposits $151,984,000
Equity Capital $12,243,000
Net Income $1,730,000
Headquarters Mcpherson
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for FSB Mcpherson, KS yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for FSB Mcpherson, KS
Your Name:
Your Rating:

Frequently Asked Questions About FSB Mcpherson, KS

Is FSB Mcpherson, KS a safe place to deposit money?

Yes, FSB Mcpherson, KS is considered a safe financial institution. With a Texas Ratio of 10.044559970293%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB Mcpherson, KS operate?

FSB Mcpherson, KS currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB Mcpherson, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB Mcpherson, KS provides members with tools to manage their accounts and build a solid financial history.

Does FSB Mcpherson, KS offer online and mobile banking?

Most modern institutions like FSB Mcpherson, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsb-online.com.

Current FSB Mcpherson, KS Rates

  • 12-Month CD2.02%
  • 24-Month CD2.02%
  • 36-Month CD2.02%
  • 48-Month CD2.02%
  • Savings0.30%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.