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IBEW And United Workers Federal Credit Union Rates & Review April 2026

IBEW And United Workers Federal Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of IBEW And United Workers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.91%. Rates were last updated on 04/17/2026.

IBEW And United Workers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IBEW And United Workers Federal Credit Union? Share your experience about IBEW And United Workers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IBEW And United Workers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.91%
Excellent Lower than avg
IBEW And United Workers Federal Credit Union
Main Office
9955 SE Washington St
Portland, OR 97216
https://www.ibewuwfcu.com
Member NCUA

IBEW And United Workers Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.99%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.91%

IBEW And United Workers Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Cards - 9.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.91%

IBEW And United Workers Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for IBEW And United Workers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IBEW And United Workers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IBEW And United Workers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IBEW And United Workers Federal Credit Union
Address 9955 SE Washington St, Portland, OR 97216
Phone 503-253-8193
Fax 503-253-4773
President Nathan Morris
CEO Julie Roth
Full-Time Employees 29
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.91%
Return on Assets (ROA)
0.5204%
Return on Equity (ROE)
4.5588%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
113,314,891
Total Amount of Shares and Deposits
100,361,601
Total Shares and Deposits < 1 Year
100,068,577
Total Shares and Deposits 1 3 Years
293,026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,328,879
Total Uninsured Shares and Deposits > $250K (F+J)
21,328,879
Total Insured Shares and Deposits > $250K (item 17 less item K)
79,032,722
Total Interest Expense (Sum of items 6 8)
297,021
Share Certificates
244
Number of Accounts for Share Drafts
3,119
IRA KEOGH Accounts
151
Number of Accounts for Regular Shares
23,404
All other shares
130
Money Market Shares
258
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,691,024
Total Liabilities
100,437,192
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About IBEW And United Workers Federal Credit Union

Is IBEW And United Workers Federal Credit Union a safe place to deposit money?

Yes, IBEW And United Workers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9140958662832%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does IBEW And United Workers Federal Credit Union operate?

IBEW And United Workers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IBEW And United Workers Federal Credit Union?

Yes, to access services at IBEW And United Workers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IBEW And United Workers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IBEW And United Workers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IBEW And United Workers Federal Credit Union offer online and mobile banking?

Most modern institutions like IBEW And United Workers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ibewuwfcu.com.