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 Northridge Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Northridge Community Credit Union's 6 month CD of Deposit rates are at 4.31%, 12 month CD of Deposit rates are at 4.06%, 48 month CD of Deposit rates are at 3.49%, 60 month CD of Deposit rates are at 3.49%, 24 month CD of Deposit rates are at 3.29%. MonitorBankRates evaluates the financial stability of Northridge Community Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.98%. Rates were last updated on 04/18/2026. Northridge Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northridge Community Credit Union? Share your experience about Northridge Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northridge Community Credit Union. Northridge Community Credit Union
Virginia Office 921 17th St S
https://www.nrccu.org Virginia, MN 55792 
Northridge Community Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northridge Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northridge Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northridge Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northridge Community Credit Union
Website
https://www.nrccu.org
Address
921 17th St S,
Virginia, MN 55792
Phone
218-748-2609
Fax
218-741-8385
President
Ryan Rediske
CEO
Nicholas Mathiowetz
Full-Time Employees
31
Part-Time Employees
0
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.98%
Return on Assets (ROA)
1.2186%
Return on Equity (ROE)
8.1683%
Non-Performing Loans Ratio (NPL)
3.35%
Total Assets
109,970,801
Total Amount of Shares and Deposits
93,343,218
Total Shares and Deposits < 1 Year
85,643,619
Total Shares and Deposits 1 3 Years
7,623,941
Total Shares and Deposits > 3 Years
75,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
143,489
Total Uninsured Shares and Deposits > $250K (F+J)
143,489
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,199,729
Total Interest Expense (Sum of items 6 8)
1,271,351
Share Certificates
551
Number of Accounts for Share Drafts
5,295
IRA KEOGH Accounts
167
Number of Accounts for Regular Shares
10,037
Non Member Deposits
18
Money Market Shares
98
Net Income (unless the amount is already included in Undivided Earnings)
1,340,109
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,115,411
Total Liabilities
93,583,651
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Northridge Community Credit UnionIs Northridge Community Credit Union a safe place to deposit money?Yes, Northridge Community Credit Union is considered a safe financial institution. With a Texas Ratio of 17.982327766489%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Northridge Community Credit Union operate?Northridge Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northridge Community Credit Union?Yes, to access services at Northridge Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northridge Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northridge Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Northridge Community Credit Union offer online and mobile banking?Most modern institutions like Northridge Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nrccu.org. Current Northridge Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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