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Actors Federal Credit Union Rates & Review April 2026

Actors Federal Credit Union's 11-Month CD rates are at 3.81%, 11-Month Special CD rates are at 3.81%, 6-Month Special CD Account rates are at 3.55%, 60-Month Special CD Account rates are at 3.04%, 9-Month Special CD Account rates are at 3.04%. Actors Federal Credit Union's 1/1 ARM rates are at 4.25%, 3/1 ARM rates are at 4.50%, 5/1 ARM rates are at 4.75%, 7/1 ARM rates are at 5.50%, Fixed-Rate Mortgage rates are at 5.39%. Actors Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Actors Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.91%. Rates were last updated on 04/18/2026.

Actors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Actors Federal Credit Union? Share your experience about Actors Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Actors Federal Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 89/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
17.91%
Good Higher than avg
Actors Federal Credit Union
Actors FCU main office
165 W 46th St
New York, NY 10036 2508
https://actorsfcu.com
Member NCUA

Actors Federal Credit Union CD Rates

Product Rate APY Term View More
11-Month Certificate - 3.81% 11
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
11-Month Special Certificate - 3.81% 11
Min Balance $500
Details New funds only
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
6-Month Special Certificate Account - 3.55% 6
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
60-Month Special Certificate Account - 3.04% 60
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
9-Month Special Certificate Account - 3.04% 9
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%

Actors Federal Credit Union Checking Rates

Product Rate APY View More
CheckingeMax - 3.55%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%

Actors Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
1/1 ARM 4.25% - 4.36%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
3/1 ARM 4.50% - 4.61%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
5/1 ARM 4.75% - 4.86%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
7/1 ARM 5.50% - 5.62%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Fixed-Rate Mortgage 5.39% - 5.67% 10 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Fixed-Rate Mortgage 5.69% - 5.89% 15 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Fixed-Rate Mortgage 5.89% - 6.05% 20 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Fixed-Rate Mortgage 5.99% - 6.11% 30 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Vacation Loan - - 9.99% 1-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%

Actors Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan (Fixed Rate 2nd Mortgage) 10 Year - - 6.75% 10 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Home Equity Loan (Fixed Rate 2nd Mortgage) 15 Year - - 7.00% 15 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Home Equity Loan (Fixed Rate 2nd Mortgage) 20 Year - - 7.25% 20 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%

Actors Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.74% 2-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Auto Loans - - 4.99% 3-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Up To 3-Year Auto Loan - - 4.99% 3
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Auto Loans - - 5.24% 4-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Auto Loans - - 5.49% 5-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Auto Loans - - 5.74% 6-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%
Auto Loans - - 5.99% 7-Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Actors Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Actors Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Actors Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Actors Federal Credit Union
Address 165 W 46th St, New York, NY 10036 2508
Phone 212-869-8926
Fax 212-354-8541
President Denise Nolin
CEO Chuck Brown
Full-Time Employees 56
Part-Time Employees 0
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.91%
Return on Assets (ROA)
0.5377%
Return on Equity (ROE)
5.7428%
Non-Performing Loans Ratio (NPL)
2.67%
Total Assets
331,727,172
Total Amount of Shares and Deposits
296,668,023
Total Shares and Deposits < 1 Year
292,029,539
Total Shares and Deposits 1 3 Years
1,824,946
Total Shares and Deposits > 3 Years
2,813,538
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,098,846
Total Uninsured Shares and Deposits > $250K (F+J)
41,098,846
Total Insured Shares and Deposits > $250K (item 17 less item K)
255,569,177
Total Interest Expense (Sum of items 6 8)
2,727,736
Share Certificates
1,736
Number of Accounts for Share Drafts
11,429
IRA KEOGH Accounts
628
Number of Accounts for Regular Shares
30,194
All other shares
280
Money Market Shares
2,736
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,841,504
Total Liabilities
302,129,637
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Actors Federal Credit Union

Is Actors Federal Credit Union a safe place to deposit money?

Yes, Actors Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.912818426654%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Actors Federal Credit Union operate?

Actors Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Actors Federal Credit Union?

Yes, to access services at Actors Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Actors Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Actors Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Actors Federal Credit Union offer online and mobile banking?

Most modern institutions like Actors Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://actorsfcu.com.

Current Actors Federal Credit Union Rates

  • 12-Month CD3.81%
  • 60-Month CD3.04%
Retrieved from our database of financial products. Rates subject to change.