International Finance Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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International Finance BankToday's 12-month CD rates can be found at 0.40%, 6-month CD rates at 3.66% and 3-month CD rates at 0.40%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 12.24%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to International Finance Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from International Finance Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with International Finance Bank CD rates. You can also compare International Finance Bank savings rates, MMA rates and mortgage rates using our other rate lists.

International Finance Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at International Finance Bank? Share your experience about International Finance Bank by leaving a review below, or read customer reviews before you decide to use International Finance Bank.

International Finance Bank Texas Ratio

International Finance Bank's Texas Ratio is at 4.50%, which is considered excellent. The Texas Ratio for International Finance Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, International Finance Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
International Finance Bank
777 Sw 37th Ave
Miami, FL 33135
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare International Finance Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Minnesota First
Minnesota First
18-Month CD
4.25%
$500
Bank of Star Valley
Bank of Star Valley
12-Month CD
4.16%
$250
CFG Bank
CFG Bank
12-Month CD
4.15%
$500
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
West Pointe Bank
West Pointe Bank
12-Month CD
3.97%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
48-Month CD
3.79%
$1,000
Cendera Bank
Cendera Bank
24-Month CD
3.60%
$1,000
American State Bank (TX)
American State Bank (TX)
48-Month CD
3.60%
$1,000
Metz Banking Company
Metz Banking Company
36-Month CD
3.56%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
36-Month CD
3.35%
$1,000
Gainey Business Bank
Gainey Business Bank
12-Month CD
3.30%
$5,000
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
UniBank for Savings
UniBank for Savings
36-Month CD
3.25%
$500
Farmers National Bank
Farmers National Bank
60-Month CD
3.15%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
24-Month CD
3.05%
$1,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Apple Bank for Savings
Apple Bank for Savings
48-Month CD
3.00%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD
2.95%
$1,000
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.04%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
2.02%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
1.92%
$500
Northwest B&T Co.
Northwest B&T Co.
12-Month CD
1.75%
$1,000
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
Northfield Savings Bank
Northfield Savings Bank
24-Month CD
1.60%
$1,000
Glen Burnie MSB
48-Month CD
1.51%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
30-Month CD
1.41%
$500
Centinel Bank of Taos
Centinel Bank of Taos
Money Market
1.00%
$25,000
Thayer County Bank
Thayer County Bank
Money Market
0.71%
$2,500
Marathon Bank
Marathon Bank
18-Month CD
0.65%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
48-Month CD
0.60%
$1,000
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Miami Savings Bank
Miami Savings Bank
48-Month CD
0.50%
$1,000
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
1st Bank Yuma
1st Bank Yuma
12-Month CD
0.45%
$1,000
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Flanagan State Bank
Flanagan State Bank
Money Market
0.22%
$2,500
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
1st Bank Yuma
1st Bank Yuma
1st Premium Money Market
0.20%
$25,000
Southwest National Bank
Southwest National Bank
Investment Savings
0.15%
$0
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
Regular Savings
0.15%
$2,500
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
BayVanguard Bank
BayVanguard Bank
Business Interest Checking
0.05%
$5,000
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Statement Savings
0.05%
$100
PNC Bank
PNC Bank
Premiere Money Market
0.04%
$1
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Simply Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have International Finance Bank rate data right now, check back for updates, we are adding rates all the time.

International Finance Bank Information

International Finance Bank
777 Sw 37th Ave
Miami, FL 33135
Miami-Dade
Established Date: 11/30/1983
FDIC Certificate #: 24823
Date of FDIC Deposit Insurance: 11/30/1983
Bank Holding Company: IFB BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is International Finance Bank FDIC Insured? Yes
What is International Finance Bank's Cert number? 24823
What is the maximum amount for insured deposits? $250,000 per holder, per account

International Finance Bank Financials

Total Assets:
$1,103,094,000
Total Deposits:
$991,553,000
Equity Capital:
$103,313,000
Domestic Deposits:
$991,553,000
Net Income:
$3,746,000
Return on Assets:
1.7812%
Quarterly Return on Assets:
1.3900%
Pretax Return on Assets:
1.8746%
Pretax Quarterly Return on Assets:
1.8700%
Return on Equity:
19.5200%
Quarterly Return on Equity:
14.8600%
Common Equity Tier 1 Capital Ratio:
12.3021%
Tier 1 Risk-Based Capital Ratio:
12.3021%
Leverage Tier 1 (Core Capital) Ratio:
9.5992%
Total Risk-Based Capital Ratio (YTD):
13.5539%
Total Interest Income (YTD):
5.3554%
 
 
Headquarters:
Miami
FDIC Field Office:
South Florida
Regulator:
FDIC
County:
Miami-Dade
# of Offices:
3
Metropolitan Statistical Area (MSA):
Miami-Fort Lauderdale-Pompano Beach, FL
Consolidated Metropolitan Statistical Area (CMSA):
Miami-Fort Lauderdale, FL
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are on a tear, increasing rather dramatically from record lows set just a month ago. The increase in average mortgage rates this week was the sharpest increases in months for fixed conventional rates. 30 year rates are now averaging 4.16 percent, an increase of 28 basis points week over week and 15 year rates are now at 3.32 percent, an increase 29 basis points week over week.
current-30-year-mortgage-rates-at-507-mbaThe Mortgage Bankers Association released its weekly Mortgage Application Survey showing an increase in mortgage interest rates this week. The increase in mortgage rates was in 30 year mortgage rates, 15 year mortgage rates and one year adjustable mortgage rates.
Bond rates and mortgage rates continue to drift lower this week, making this the second consecutive week average mortgage rates moved lower. Conforming 5/1 adjustable mortgage rates today are averaging 3.54 percent, a decline from last week's average 5 year adjustable rate of 3.69 percent.

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