Washington State Bank Washington, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.00% and 3-month CD rates at 1.20%. Current savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.25%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Washington State Bank Washington, IA's 48-Month CD rates are at 1.96%, 36-Month CD rates are at 1.81%, 24-Month CD rates are at 1.61%, 18-Month CD rates are at 1.56%, 12-Month CD rates are at 1.51%. Washington State Bank Washington, IA's savings rates are at 0.25%. Washington State Bank Washington, IA's money market rates are at 0.30%.

Washington State Bank Washington, IA

To see how these rates compare to Washington State Bank Washington, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Washington State Bank Washington, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Washington State Bank Washington, IA CD rates. You can also compare Washington State Bank Washington, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Washington State Bank Washington, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Washington State Bank Washington, IA? Share your experience about Washington State Bank Washington, IA by leaving a review below, or read customer reviews before you decide to use Washington State Bank Washington, IA.

Washington State Bank Washington, IA Texas Ratio

Washington State Bank Washington, IA's Texas Ratio is at 3.74%, which is considered excellent. The Texas Ratio for Washington State Bank Washington, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Washington State Bank Washington, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
1.56%
24-Month CD
1.61%
36-Month CD
1.81%
48-Month CD
1.96%
60-Month CD
N/A
Savings
0.25%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Washington State Bank Washington, IA
121 S Marion Ave
Washington, IA 52353
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Washington State Bank Washington, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
18-Month CD
1.56%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Money Market
0.30%
$1,500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Washington State Bank Washington, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
6-Month CD
4.04%
$2,500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
24-Month CD
3.93%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
36-Month CD
3.65%
$1,000
Belt Valley Bank
Belt Valley Bank
36-Month CD
3.59%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
12-Month CD
3.50%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
Northern Bank Direct
Northern Bank Direct
36-Month CD
3.50%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
24-Month CD
3.38%
$50,000
Generations Commercial Bank
24-Month CD
3.25%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
48-Month CD
3.00%
$2,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
6-Month CD
2.94%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
2.90%
$1,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
24-Month CD
2.50%
$500
Northwestern Bank
Northwestern Bank
36-Month CD
2.27%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
24-Month CD
2.25%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
6-Month CD
2.02%
$500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Maries County Bank
Maries County Bank
24-Month CD
1.51%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
1.50%
$5,000
Fremont Bank
Fremont Bank
60-Month CD
1.25%
$2,500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.95%
$100,000
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
60-Month CD
0.75%
$500
BankOrion
BankOrion
24-Month CD
0.70%
$500
Consumers Credit Union
Consumers Credit Union
Money Market
0.55%
$0
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Greene County Commercial Bank
Greene County Commercial Bank
48-Month CD
0.35%
$1,000
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
0.30%
$200
United Bank of Philadelphia
United Bank of Philadelphia
48-Month CD
0.25%
$500
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
Ladysmith Federal S&L
Gold Checking
0.20%
$250
FNB of Raymond
FNB of Raymond
Statement Savings
0.20%
$50
Warren-Boynton State Bank
Warren-Boynton State Bank
Passbook Savings
0.20%
$100
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Money Market
0.15%
$2,500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
First Choice Checking
0.10%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Rewards Savings
0.10%
$0
BayVanguard Bank
BayVanguard Bank
Interest Checking
0.05%
$100
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Passbook Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Washington State Bank Washington, IA Information

Washington State Bank Washington, IA
121 S Marion Ave
Washington, IA 52353
Washington
Established Date: 04/18/1932
FDIC Certificate #: 214
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: W S B INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Washington State Bank Washington, IA FDIC Insured? Yes
What is Washington State Bank Washington, IA's Cert number? 214
What is the maximum amount for insured deposits? $250,000 per holder, per account

Washington State Bank Washington, IA Financials

Total Assets:
$567,505,000
Total Deposits:
$489,516,000
Equity Capital:
$49,339,000
Domestic Deposits:
$489,516,000
Net Income:
$2,083,000
Return on Assets:
1.4239%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.8189%
Pretax Quarterly Return on Assets:
1.8200%
Return on Equity:
17.7900%
Quarterly Return on Equity:
17.3600%
Common Equity Tier 1 Capital Ratio:
19.6586%
Tier 1 Risk-Based Capital Ratio:
19.6586%
Leverage Tier 1 (Core Capital) Ratio:
12.5302%
Total Risk-Based Capital Ratio (YTD):
20.6152%
Total Interest Income (YTD):
4.9869%
 
 
Headquarters:
Washington
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Washington
# of Offices:
5
Metropolitan Statistical Area (MSA):
Iowa City, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

By now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday.

Mortgage rates are lower again this week, continuing to defy the experts who called for higher rates in 2015. Average 30 year mortgage rates fell to 3.79 percent, down one basis point from last week's average rate. While average 30 year rates are at 3.79 percent, there are many lenders quoting rates well below the average.

Average CD rates are stable this week no big swings in average rates. The current national average 12 month rate as reported by MonitorBankRates.com is at 0.574%. There are banks offering CD rates higher than the national averages. Right now on our 12 month rate table Discover Bank is offering 12 month rates more than double the current average. Discover's current 12 month bank CD rates are at 1.19% with an APY of 1.20%.

Bank or Credit Union Offers and Deals

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New CD Rates at My e-BAnC by BAC Florida Bank
Dow Credit Union CD Rates: Best Deal 3-Month Simple CD 5.65% APY
Bank of America Net 5 Mortgage Rate 4.551% APY

Alternative Bank and Credit Union Offers to Explore

The Top Savings Rates and MMA Rates: Maximize Your Annual Return
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Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases
New York CD Rates
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3-7 Mortgage Rates and Refinance Rates: 15 Year Conforming Mortgage Rates Averaging 4.26%
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5 Star Bank Money Market Account 10K Rates now at 0.10%
M&T Bank CD (Certificate of Deposit) Rates

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