OSB Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to OSB Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OSB Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OSB Community Bank CD rates. You can also compare OSB Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. OSB Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OSB Community Bank? Share your experience about OSB Community Bank by leaving a review below, or read customer reviews before you decide to use OSB Community Bank. OSB Community Bank Texas Ratio OSB Community Bank's Texas Ratio is at 12.38%, which is considered excellent. The Texas Ratio for OSB Community Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, OSB Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare OSB Community Bank Rates with Other Competitive Bank and Credit Union Rates
The Golden 1 Credit Union
7-Month CD
4.65%
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Huntington FSB
6-Month CD
4.30%
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Thomaston Savings Bank
3-Month CD
4.00%
$1,000
Winchester Co-operative Bank
30-Month CD
4.00%
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Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have OSB Community Bank rate data right now, check back for updates, we are adding rates all the time. OSB Community Bank InformationOSB Community Bank
925 La Salle StOttawa, IL 61350 La Salle Established Date: 01/01/1871 FDIC Certificate #: 27989 Date of FDIC Deposit Insurance: 04/03/1935 Bank Holding Company: OTTAWA BCORP INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.myosb.bank
Is OSB Community Bank FDIC Insured? Yes
What is OSB Community Bank's Cert number? 27989
What is the maximum amount for insured deposits? $250,000 per holder, per account
OSB Community Bank FinancialsTotal Assets:
$357,381,000
Total Deposits:
$284,041,000
Equity Capital:
$41,738,000
Domestic Deposits:
$284,041,000
Net Income:
$338,000
Return on Assets:
0.6003%
Quarterly Return on Assets:
0.3700%
Pretax Return on Assets:
0.4869%
Pretax Quarterly Return on Assets:
0.4900%
Return on Equity:
5.2300%
Quarterly Return on Equity:
3.2300%
Common Equity Tier 1 Capital Ratio:
17.0315%
Tier 1 Risk-Based Capital Ratio:
17.0315%
Leverage Tier 1 (Core Capital) Ratio:
12.1340%
Total Risk-Based Capital Ratio (YTD):
18.2862%
Total Interest Income (YTD):
4.5295%
Headquarters:
Ottawa
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
La Salle
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Certificate of deposit rates continued to decline this past week. Continuing their decent since last year when one year certificate of deposit rates could be found over four percent, sometime as high as five percent if the bank offering the one year CD rate was in need of raising capital.
 Park National Bank CD rates are very competitive right now, but you will have to go to a local branch to open a certificate of deposit. You can compare CD rates at Park National Bank with some of the best CD rates available online. To check on CD rates from Park National Bank, you can walk into over 110 different branch locations all over the State of Ohio. To get the best deal on a certificate of deposit compare online CD rates with Park National Bank CD rates.Bank or Credit Union Offers and DealsToday's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to DropIndyMac Federal Bank 7 month CD Rate 4.15% APY Florida Credit Union Certificates of Deposit Silvergate Bank Money Market Account Rates now at 1.10% California First National Bank 6 Month $50K CD Rates now at 1.00% Current Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45% Mortgage Rates 7-23: Home Mortgage Rates Today Decline: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13% Home Sales Mortgage Refinancing Up to 125% Loan-to-Value With Today's Mortgage Rates Rising Mortgage Rates Head Lower Today: 30 Year Mortgage Rates at 4.05% Alternative Bank and Credit Union Offers to ExplorePending Home Sales Rise 6.3 PercentSet Finanical Goals and Start Saving EmigrantDirect.com CD Rates CD Rates: Your Actual Rate of Return on a CD Investment These Days Strong Jobs Report Will Nudge Fed to Increase Interest Rates in Q1 2015 Mortgage Rates Headed Up - Unemployment Headed Down Current Mortgage Rates Decline: 30 Year Mortgage Rates at 5.07 Is Now the Time to Buy a Home? Deposit Rates Staying Low for the Rest of 2011 More Record Low Average Mortgage Rates This Week OSB Community Bank ReviewsThere are no reviews for OSB Community Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.60% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 13.50%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. 
