OSB Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to OSB Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OSB Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OSB Community Bank CD rates. You can also compare OSB Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. OSB Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OSB Community Bank? Share your experience about OSB Community Bank by leaving a review below, or read customer reviews before you decide to use OSB Community Bank. OSB Community Bank Texas Ratio OSB Community Bank's Texas Ratio is at 12.38%, which is considered excellent. The Texas Ratio for OSB Community Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, OSB Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare OSB Community Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have OSB Community Bank rate data right now, check back for updates, we are adding rates all the time. OSB Community Bank InformationOSB Community Bank
925 La Salle StOttawa, IL 61350 La Salle Established Date: 01/01/1871 FDIC Certificate #: 27989 Date of FDIC Deposit Insurance: 04/03/1935 Bank Holding Company: OTTAWA BCORP INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.myosb.bank
Is OSB Community Bank FDIC Insured? Yes
What is OSB Community Bank's Cert number? 27989
What is the maximum amount for insured deposits? $250,000 per holder, per account
OSB Community Bank FinancialsTotal Assets:
$357,381,000
Total Deposits:
$284,041,000
Equity Capital:
$41,738,000
Domestic Deposits:
$284,041,000
Net Income:
$338,000
Return on Assets:
0.6003%
Quarterly Return on Assets:
0.3700%
Pretax Return on Assets:
0.4869%
Pretax Quarterly Return on Assets:
0.4900%
Return on Equity:
5.2300%
Quarterly Return on Equity:
3.2300%
Common Equity Tier 1 Capital Ratio:
17.0315%
Tier 1 Risk-Based Capital Ratio:
17.0315%
Leverage Tier 1 (Core Capital) Ratio:
12.1340%
Total Risk-Based Capital Ratio (YTD):
18.2862%
Total Interest Income (YTD):
4.5295%
Headquarters:
Ottawa
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
La Salle
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsEverBank 4 Year Jumbo CD rates are now at 1.54 percent with a yield of 1.55 percent. View current 4 Year Jumbo CD rates at EverBank below.
 Lower mortgage rates over the past week drove mortgage applications higher for home purchases and mortgage refinancing. In the latest mortgage survey released by the Mortgage Bankers Association (MBA) the average contract mortgage rate for a 30-year mortgage decreased to 5.02 percent from 5.15 percent, with discount points increasing to 1.23 from 1.09.
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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 1.26% and 3-month CD rates at 3.03%. Current savings rates are at 0.35% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 17.04%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates. 
