Jones Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.02% and 3-month CD rates at 3.91%. Current savings rates are at 0.20% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.50%. Credit Card rates are at 13.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Jones Bank's 24-Month CD rates are at 3.75%, 60-Month CD rates are at 2.25%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 1.75%, 18-Month CD rates are at 1.30%. Jones Bank's savings rates are at 0.55%. Jones Bank's money market rates are at 0.15%.

Jones Bank

To see how these rates compare to Jones Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Jones Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Jones Bank CD rates. You can also compare Jones Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Jones Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jones Bank? Share your experience about Jones Bank by leaving a review below, or read customer reviews before you decide to use Jones Bank.

Jones Bank Texas Ratio

Jones Bank's Texas Ratio is at 5.00%, which is considered excellent. The Texas Ratio for Jones Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Jones Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.05%
18-Month CD
1.30%
24-Month CD
3.75%
36-Month CD
1.75%
48-Month CD
2.00%
60-Month CD
2.25%
Savings
0.55%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Jones Bank
203 S 6th St
Seward, NE 68434
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Jones Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Jones Bank
Jones Bank
24-Month CD
3.75%
$500
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Jones Bank
Jones Bank
48-Month CD
2.00%
$500
Jones Bank
Jones Bank
36-Month CD
1.75%
$500
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
Jones Bank
Jones Bank
12-Month CD
1.05%
$500
Jones Bank
Jones Bank
Savings
0.55%
$0
Jones Bank
Jones Bank
Premier Checking
0.30%
$0
Jones Bank
Jones Bank
Money Market Plus
0.15%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Jones Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ohio State Bank
Ohio State Bank
9-Month CD
4.40%
$500
New Albin Savings Bank
New Albin Savings Bank
60-Month CD
3.80%
$1,000
PCB Payne County Bank
PCB Payne County Bank
12-Month CD
3.80%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
18-Month CD
3.70%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
Charter Bank TX
Charter Bank TX
Money Market
3.60%
$500,000
Adams State Bank
Adams State Bank
24-Month CD
3.55%
$1,000
Magyar Bank
Magyar Bank
60-Month CD
3.50%
$500
Bank of Magnolia
Bank of Magnolia
12-Month CD
3.50%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
Bank of Rantoul
Bank of Rantoul
30-Month CD
3.14%
$500
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
OBannon Bank
OBannon Bank
60-Month CD
3.03%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
48-Month CD
3.00%
$1,000
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Checking
3.00%
$25
Mercer County State Bank
36-Month CD (IRA)
2.96%
$50
First National Bank in Ord
First National Bank in Ord
48-Month CD (Jumbo)
2.88%
$100,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.72%
$1,000
GreenLeaf Bank
GreenLeaf Bank
Easy Access Business Money Market
2.65%
$100,000
Westbury Bank
Westbury Bank
60-Month CD
2.50%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Money Market
2.27%
$100,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Money Market
2.02%
$250,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
48-Month CD (College Savers)
2.00%
$50
Northrim Bank
Northrim Bank
60-Month CD
2.00%
$500
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Plus Checking
1.25%
$5,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
36-Month CD
1.00%
$500
NCS Bank
NCS Bank
18-Month CD
1.00%
$500
First Command Bank
First Command Bank
24-Month CD
0.90%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
6-Month CD
0.75%
$1,000
Versailles S&L Co.
Versailles S&L Co.
36-Month CD
0.75%
$1,000
Somerset Trust Company
Somerset Trust Company
60-Month CD
0.60%
$500
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
Brenham National Bank
Brenham National Bank
24-Month CD
0.50%
$1,000
First Bank Hampton
First Bank Hampton
Savings
0.45%
$100
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Hiawatha National Bank
Hiawatha National Bank
Statement Savings
0.30%
$50
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
Adrian Bank
Adrian Bank
Passbook Savings
0.25%
$100
FSB of Wyoming
6-Month CD
0.20%
$2,000
Collinsville Bank
Collinsville Bank
12-Month CD
0.20%
$500
Marathon Bank
Marathon Bank
Money Market
0.15%
$2,500
SSB Sherwood State Bank
SSB Sherwood State Bank
12-Month CD
0.10%
$1,000
Bank of Pontiac
Bank of Pontiac
Money Market
0.10%
$2,500
Greeneville Federal Bank
Greeneville Federal Bank
Savings
0.07%
$100
LNB Community Bank
LNB Community Bank
Super Money Market
0.05%
$25,000
William Penn Bank
William Penn Bank
Interest Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Jones Bank Information

Jones Bank
203 S 6th St
Seward, NE 68434
Seward
Established Date: 10/01/1883
FDIC Certificate #: 5473
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: JONES NATIONAL CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Jones Bank FDIC Insured? Yes
What is Jones Bank's Cert number? 5473
What is the maximum amount for insured deposits? $250,000 per holder, per account

Jones Bank Financials

Total Assets:
$438,827,000
Total Deposits:
$349,659,000
Equity Capital:
$23,347,000
Domestic Deposits:
$349,659,000
Net Income:
$1,162,000
Return on Assets:
1.2354%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.0903%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
27.4100%
Quarterly Return on Equity:
19.6700%
Leverage Tier 1 (Core Capital) Ratio:
9.7586%
Total Interest Income (YTD):
4.2352%
 
 
Headquarters:
Seward
FDIC Field Office:
Omaha
Regulator:
FED
County:
Seward
# of Offices:
3
Metropolitan Statistical Area (MSA):
Lincoln, NE
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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Navy Federal Credit Union is advertising auto loan rates as low as 3.99% APR for both new car loans and used car loans up to 60 months. If you're active duty or retired military or a 25-year member you can save with an additional 1/4% APR discount.
EverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.

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