MonitorBankRates
☰
  1. Home›
  2. Banks›
  3. Lone Star Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Lone Star Bank Rates & Review November 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: November 7, 2026

Lone Star Bank's CD Promotions - 6-Month rates are at 3.65%, CD - 6-Month rates are at 3.14%, CD Promotions - 11-Month rates are at 3.05%, CD - 11-Month rates are at 2.83%, CD - 12-Month rates are at 2.83%. Lone Star Bank's savings rates are at 0.20%. Lone Star Bank's money market rates are at 3.87%. Lone Star Bank's checking rates are as high as 0.09%. Lone Star Bank's top CD rate of 3.65% APY on a 6 month CD is 30% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Lone Star Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.03%. Rates last updated and verified on 11/07/2026.

Lone Star Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lone Star Bank? Share your experience about Lone Star Bank by leaving a review below, or read customer reviews before you decide to use Lone Star Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.03%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Lone Star Bank
2600 S Gessner Rd
Houston, TX 77063
https://www.lsbtexas.com
MemberFDIC
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Lone Star Bank CD Rates

Product Rate APY Term Min. Deposit View More
CD Promotions - 6-Month - 3.65% 6 Month -
Min Balance $100,000
Details Balance: $100,000 or more; Effective 12/15/2025
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Oct 14, 2026: 3.65% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD Promotions - 6-Month - 3.55% 6 Month -
Details Balance: Under $100,000; Effective 12/15/2025
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Oct 14, 2026: 3.55% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 6-month 3.09% 3.14% 6 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
2 changes since Sep 14, 2026 · 3.14% → 3.14% ▼ 0.00 pts · high 3.55% / low 3.14%
2.64%3.34%4.05%Sep 14, 2026: 3.14% APYSep 20, 2026: 3.55% APYOct 14, 2026: 3.14% APYSep 14, 2026Nov 9, 2026
  • Oct 14, 20263.14%▼ from 3.55%
  • Sep 20, 20263.55%▲ from 3.14%
  • Sep 14, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 6-month 3.09% 3.14% 6 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
2 changes since Sep 14, 2026 · 3.14% → 3.14% ▼ 0.00 pts · high 3.55% / low 3.14%
2.64%3.34%4.05%Sep 14, 2026: 3.14% APYSep 20, 2026: 3.55% APYOct 14, 2026: 3.14% APYSep 14, 2026Nov 9, 2026
  • Oct 14, 20263.14%▼ from 3.55%
  • Sep 20, 20263.55%▲ from 3.14%
  • Sep 14, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 6-month 3.09% 3.14% 6 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 7 times
2.64%3.14%3.64%Oct 8, 2026: 3.14% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 6-month 3.09% 3.14% 6 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 7 times
2.64%3.14%3.64%Oct 8, 2026: 3.14% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
6-Month IRA - 3.09% 6 Month -
Details Balance: Under $100,000; Rate effective as of 10/26/2026
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 3.09% APY · checked 5 times
2.59%3.09%3.59%Oct 14, 2026: 3.09% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD Promotions - 11-Month - 3.05% 11 Month -
Min Balance $100,000
Details Balance: $100,000 or more; Effective 12/15/2025
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Oct 14, 2026: 3.05% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 11-month 2.79% 2.83% 11 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 2.83% ▼ 0.47 pts · high 3.30% / low 2.83%
2.33%3.07%3.80%Sep 14, 2026: 3.30% APYOct 8, 2026: 3.05% APYOct 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
  • Oct 14, 20262.83%▼ from 3.05%
  • Oct 8, 20263.05%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 11-month 2.79% 2.83% 11 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 2.83% ▼ 0.47 pts · high 3.30% / low 2.83%
2.33%3.07%3.80%Sep 14, 2026: 3.30% APYOct 8, 2026: 3.05% APYOct 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
  • Oct 14, 20262.83%▼ from 3.05%
  • Oct 8, 20263.05%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 12-month 2.79% 2.83% 12 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.83% APY · checked 6 times
2.33%2.83%3.33%Sep 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 12-month 2.79% 2.83% 12 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.83% APY · checked 6 times
2.33%2.83%3.33%Sep 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 13-month 2.79% 2.83% 13 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.83% APY · checked 6 times
2.33%2.83%3.33%Sep 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 13-month 2.79% 2.83% 13 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.83% APY · checked 6 times
2.33%2.83%3.33%Sep 14, 2026: 2.83% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 12-month 2.79% 2.83% 12 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.83% APY · checked 7 times
2.33%2.83%3.33%Oct 8, 2026: 2.83% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 12-month 2.79% 2.83% 12 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.83% APY · checked 7 times
2.33%2.83%3.33%Oct 8, 2026: 2.83% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 13-month 2.79% 2.83% 13 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.83% APY · checked 7 times
2.33%2.83%3.33%Oct 8, 2026: 2.83% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 13-month 2.79% 2.83% 13 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.83% APY · checked 7 times
2.33%2.83%3.33%Oct 8, 2026: 2.83% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD Promotions - 90 Day - 2.80% 90 Day -
Min Balance $100,000
Details Balance: $100,000 or more; Effective 12/15/2025
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 2.80% APY · checked 5 times
2.30%2.80%3.30%Oct 14, 2026: 2.80% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
12-Month IRA - 2.79% 12 Month -
Details Balance: Under $100,000; Rate effective as of 10/26/2026
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 2.79% APY · checked 5 times
2.29%2.79%3.29%Oct 14, 2026: 2.79% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
13-Month IRA - 2.79% 13 Month -
Details Balance: Under $100,000; Rate effective as of 10/26/2026
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 2.79% APY · checked 5 times
2.29%2.79%3.29%Oct 14, 2026: 2.79% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 9-month 2.56% 2.59% 9 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 2.59% APY · checked 5 times
2.09%2.59%3.09%Oct 14, 2026: 2.59% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 9-month 2.56% 2.59% 9 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 2.59% APY · checked 5 times
2.09%2.59%3.09%Oct 14, 2026: 2.59% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 90-179 Days 2.56% 2.59% 90-179 Days $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 2.59% APY · checked 4 times
2.09%2.59%3.09%Oct 22, 2026: 2.59% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 90-179 Days 2.56% 2.59% 90-179 Days $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 2.59% APY · checked 4 times
2.09%2.59%3.09%Oct 22, 2026: 2.59% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 18-month 2.07% 2.09% 18 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.09% APY · checked 6 times
1.59%2.09%2.59%Sep 14, 2026: 2.09% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 18-month 2.07% 2.09% 18 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.09% APY · checked 6 times
1.59%2.09%2.59%Sep 14, 2026: 2.09% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 18-month 2.07% 2.09% 18 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.09% APY · checked 7 times
1.59%2.09%2.59%Oct 8, 2026: 2.09% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 18-month 2.07% 2.09% 18 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 2.09% APY · checked 7 times
1.59%2.09%2.59%Oct 8, 2026: 2.09% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 15-month 1.97% 1.99% 15 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 1.99% APY · checked 5 times
1.49%1.99%2.49%Oct 14, 2026: 1.99% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 15-month 1.97% 1.99% 15 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 14, 2026 · 1.99% APY · checked 5 times
1.49%1.99%2.49%Oct 14, 2026: 1.99% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 60-month 0.51% 0.51% 60 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 14, 2026: 0.51% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 60-month 0.51% 0.51% 60 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 14, 2026: 0.51% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 60-month 0.51% 0.51% 60 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.51% APY · checked 7 times
0.01%0.51%1.01%Oct 8, 2026: 0.51% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 60-month 0.51% 0.51% 60 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.51% APY · checked 7 times
0.01%0.51%1.01%Oct 8, 2026: 0.51% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 48-month 0.41% 0.41% 48 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 6 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 48-month 0.41% 0.41% 48 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 6 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 48-month 0.41% 0.41% 48 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.41% APY · checked 7 times
0.00%0.45%0.91%Oct 8, 2026: 0.41% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 36-month 0.31% 0.31% 36 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.31% APY · checked 6 times
0.00%0.41%0.81%Sep 14, 2026: 0.31% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 36-month 0.31% 0.31% 36 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.31% APY · checked 6 times
0.00%0.41%0.81%Sep 14, 2026: 0.31% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 36-month 0.31% 0.31% 36 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.31% APY · checked 7 times
0.00%0.41%0.81%Oct 8, 2026: 0.31% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 36-month 0.31% 0.31% 36 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.31% APY · checked 7 times
0.00%0.41%0.81%Oct 8, 2026: 0.31% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 30-month 0.26% 0.26% 30 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.26% APY · checked 6 times
0.00%0.38%0.76%Sep 14, 2026: 0.26% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 30-month 0.26% 0.26% 30 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.26% APY · checked 6 times
0.00%0.38%0.76%Sep 14, 2026: 0.26% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 30-month 0.26% 0.26% 30 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.26% APY · checked 7 times
0.00%0.38%0.76%Oct 8, 2026: 0.26% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 30-month 0.26% 0.26% 30 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.26% APY · checked 7 times
0.00%0.38%0.76%Oct 8, 2026: 0.26% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 24-month 0.21% 0.21% 24 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.21% APY · checked 6 times
0.00%0.36%0.71%Sep 14, 2026: 0.21% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 24-month 0.21% 0.21% 24 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.21% APY · checked 6 times
0.00%0.36%0.71%Sep 14, 2026: 0.21% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 24-month 0.21% 0.21% 24 Months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.21% APY · checked 7 times
0.00%0.36%0.71%Oct 8, 2026: 0.21% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
IRA CD - 24-month 0.21% 0.21% 24 Months $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 11/07/2026
Rate History
No change since Oct 8, 2026 · 0.21% APY · checked 7 times
0.00%0.36%0.71%Oct 8, 2026: 0.21% APYOct 8, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 30-59 Days 0.20% 0.20% 30-59 Days $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 30-59 Days 0.20% 0.20% 30-59 Days $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 60-89 Days 0.20% 0.20% 60-89 Days $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 60-89 Days 0.20% 0.20% 60-89 Days $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 7-29 Days 0.20% 0.20% 7-29 Days $1,000
Min Deposit $1,000
Min Balance $1,000
Details Balance: Under $100,000
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
CD - 7-29 Days 0.20% 0.20% 7-29 Days $100,000
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 or more
Last Updated 11/07/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Savings Rates

Product Rate APY View More
Personal Savings 0.20% 0.20%
Min Deposit $200
Min Balance $0
Details Balance: No Tiers
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 12 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Business Savings Rates

Product Rate APY View More
Business Savings 0.20% 0.20%
Min Deposit $200
Min Balance $0
Details No Tiers
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 12 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Money Market Rates

Product Rate APY View More
Personal Money Market 3.50% 3.56%
Min Deposit $250
Min Balance $250,000
Details Balance: $250,000-$499,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 12 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Personal Money Market 3.50% 3.56%
Min Deposit $250
Min Balance $500,000
Details Balance: $500,000 and over
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 12 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Personal Money Market 0.85% 0.85%
Min Deposit $250
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 12 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Personal Money Market 0.50% 0.50%
Min Deposit $250
Min Balance $25,000
Details Balance: $25,000-$99,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 12 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Personal Money Market 0.15% 0.15%
Min Deposit $250
Min Balance $0
Details Balance: $0-$24,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 12 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Business Money Market Rates

Product Rate APY View More
Business Money Market 3.80% 3.87%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 and over
Last Updated 11/07/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.87% ▲ 0.62 pts · high 3.87% / low 3.25%
2.63%3.56%4.49%Sep 14, 2026: 3.25% APYOct 27, 2026: 3.87% APYSep 14, 2026Nov 9, 2026
  • Oct 27, 20263.87%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Money Market 3.20% 3.25%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000-$499,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 12 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Money Market 2.90% 2.94%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000-$99,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 12 times
2.44%2.94%3.44%Sep 14, 2026: 2.94% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Money Market 2.90% 2.94%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 12 times
2.44%2.94%3.44%Sep 14, 2026: 2.94% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Money Market 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Details Balance: $0-$24,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 12 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.09% 0.09%
Min Deposit $250
Min Balance $500,000
Details Balance: $500,000 and over
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.09% APY · checked 12 times
0.00%0.30%0.59%Sep 14, 2026: 0.09% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Interest Checking 0.08% 0.08%
Min Deposit $250
Min Balance $0
Details Balance: $0-$4,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 12 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Interest Checking 0.08% 0.08%
Min Deposit $250
Min Balance $5,000
Details Balance: $5,000-$49,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 12 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Interest Checking 0.08% 0.08%
Min Deposit $250
Min Balance $50,000
Details Balance: $50,000-$99,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 12 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Business Interest Checking 0.08% 0.08%
Min Deposit $250
Min Balance $100,000
Details Balance: $100,000-$499,999
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 12 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%

Lone Star Bank Other Rates

Product Rate Points APY/APR Term View More
Personal Interest 0.08% - 0.08%
Min Deposit $250
Min Balance $0
Details Account Type: Personal Interest; No Tiers
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 12 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Senior Interest 0.10% - 0.10%
Min Deposit $250
Min Balance $0
Details Account Type: Senior Interest; No Tiers
Last Updated 11/07/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 12 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.03%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Lone Star Bank’s Texas Ratio rose from 0.00% in Q3 2023 to 2.03% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.7% 3.0★ 2.5% 4.0★ 3.3% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.03% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$202M2.03%5.0A+
March 31, 2026$200M0.00%5.0A+
December 31, 2025$191M0.00%5.0A+
September 30, 2025$181M0.00%5.0A+
June 30, 2025$173M0.61%5.0A+
March 31, 2025$168M0.00%5.0A+
December 31, 2024$167M1.82%5.0A+
September 30, 2024$166M1.85%5.0A+
June 30, 2024$162M2.44%5.0A+
March 31, 2024$166M2.47%5.0A+
December 31, 2023$159M0.00%5.0A+
September 30, 2023$160M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lone Star Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lone Star Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lone Star Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Lone Star Bank
Website https://www.lsbtexas.com
Address 2600 S Gessner Rd, Houston, TX 77063  ·  Harris
FDIC Certificate # 58324
Regulator FDIC
Established August 23, 2006
FDIC Insurance Date August 23, 2006
Domestic Offices 4
Total Branches 4
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.03%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.1851%
Return on Equity (ROE)
9.5600%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
$202,282,000
Total Deposits
$176,007,000
Equity Capital
$25,368,000
Net Income
$1,173,000
Headquarters
Houston
Total Branches and Offices
4
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Lone Star Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/lone-star-bank-rates-review-58324">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Lone Star Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Lone Star Bank
Your Name:
Your Rating:

Frequently Asked Questions About Lone Star Bank

Does Lone Star Bank offer CDs?

Yes. Lone Star Bank current CD rates include its CD Promotions - 6-Month at 3.65% APY, its CD - 6-Month at 3.14% APY and its CD Promotions - 11-Month at 3.05% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from Lone Star Bank FDIC insured?

Yes. Lone Star Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Lone Star Bank?

The highest Lone Star Bank CD rate is its CD Promotions - 6-Month at 3.65% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does Lone Star Bank offer?

Lone Star Bank CD rates are 3.14% APY for a 6 month CD, 2.83% APY for an 11 month CD, 2.83% APY for a 12 month CD, 2.09% APY for an 18 month CD, 0.21% APY for a 2 year CD, 0.31% APY for a 3 year CD, 0.41% APY for a 4 year CD and 0.51% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Lone Star Bank for its full lineup.

What is the highest savings rate at Lone Star Bank?

The highest Lone Star Bank savings rate is its Business Savings at 0.20% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest money market rate at Lone Star Bank?

The highest Lone Star Bank money market rate is its Business Money Market at 3.87% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at Lone Star Bank?

The highest Lone Star Bank checking rate is its Business Interest Checking at 0.09% APY, verified by MonitorBankRates as of November 7, 2026.

How many branches does Lone Star Bank operate?

Lone Star Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lone Star Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lone Star Bank provides members with tools to manage their accounts and build a solid financial history.

Does Lone Star Bank offer online and mobile banking?

Most modern institutions like Lone Star Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lsbtexas.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Lone Star Bank rates compare?

Lone Star Bank's top CD rate of 3.65% APY on a 6 month CD is 30% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an A+ health rating. Lone Star Bank's top rates are its CD Promotions - 6-Month at 3.65% APY, its Business Savings at 0.20% APY, its Business Money Market at 3.87% APY and its Business Interest Checking at 0.09% APY, verified by MonitorBankRates on November 7, 2026.

Current Lone Star Bank Rates

  • 12-Month CD2.79%
  • 18-Month CD2.09%
  • 24-Month CD0.21%
  • 36-Month CD0.31%
  • 48-Month CD0.41%
  • 60-Month CD0.51%
  • Savings0.20%
  • MMA3.87%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

First Security Bank of Nevada Frazer Bank MCB&T Co. Sawyer Savings Bank Tucumcari Federal S&L Community Financial Services Bank (CFSB) Axiom Bank Community First Bank of Indiana BankMiami Minnstar Bank FNBC Bank Citizens State Bank Sheldon, IA Bank First Bank Midwest Citizens State Bank Lena, IL American Nation Bank Ardmore, OK Owen County State Bank OCSB Desjardins Bank Lb&t Frost Bank Owingsville Banking Company