Frost State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Frost State BankToday's 12-month CD rates can be found at 1.31%, 6-month CD rates at 1.05% and 3-month CD rates at 3.80%. Current savings rates are at 0.10% and money market rates are at 4.47%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 12.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Frost State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Frost State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Frost State Bank CD rates. You can also compare Frost State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Frost State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frost State Bank? Share your experience about Frost State Bank by leaving a review below, or read customer reviews before you decide to use Frost State Bank.

Frost State Bank Texas Ratio

Frost State Bank's Texas Ratio is at 1.76%, which is considered excellent. The Texas Ratio for Frost State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Frost State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Frost State Bank
205 Main St
Frost, MN 56033
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Frost State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Money Market
4.50%
$1,000
First Bank of the Lake
First Bank of the Lake
12-Month CD
4.25%
$5,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.25%
$500
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
12-Month CD
4.05%
$1,000
Cleveland State Bank
Cleveland State Bank
24-Month CD
4.03%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Checking
3.97%
$100
Volunteer State Bank
Volunteer State Bank
6-Month CD
3.85%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD
3.56%
$500
Portage Community Bank
Portage Community Bank
18-Month CD
3.50%
$1,000
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Apple Bank for Savings
Apple Bank for Savings
24-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
Investors Money Market
3.00%
$50,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
18-Month CD (Flex)
3.00%
$1,000
Reading Co-op Bank
Reading Co-op Bank
48-Month CD
3.00%
$500
NBT Financial Bank
NBT Financial Bank
48-Month CD (Jumbo)
2.78%
$250,000
Citizens Bank
Citizens Bank
14-Month CD
2.75%
$1,000
Security Bank Minnesota
Security Bank Minnesota
60-Month CD
2.65%
$1,000
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
FSB of Randolph County
FSB of Randolph County
3-Month CD
2.50%
$500
Community First Bank of Indiana
Community First Bank of Indiana
18-Month CD
2.25%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
18-Month CD
2.07%
$500
Bank of Lake Mills
Bank of Lake Mills
Interest Advantage Checking
2.00%
$25
Collinsville Bank
Collinsville Bank
6-Month CD
2.00%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.50%
$500
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
1.10%
$1,000
Gouverneur S&L
Gouverneur S&L
24-Month CD
1.01%
$2,500
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
0.85%
$10,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
12-Month CD
0.80%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
First National Bank in Trinidad
First National Bank in Trinidad
24-Month CD
0.70%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
Regular Savings
0.60%
$50
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.50%
$2,500
Brenham National Bank
Brenham National Bank
24-Month CD
0.50%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
FNB of Bellville
FNB of Bellville
Savings
0.43%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
12-Month CD
0.40%
$500
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Choice Money Market
0.25%
$2,500
Harleysville Bank
Harleysville Bank
Statement Savings
0.15%
$2,500
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Northrim Bank
Northrim Bank
Classic Savings
0.10%
$0
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$0
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Frost State Bank rate data right now, check back for updates, we are adding rates all the time.

Frost State Bank Information

Frost State Bank
205 Main St
Frost, MN 56033
Faribault
Established Date: 12/20/1985
FDIC Certificate #: 26519
Date of FDIC Deposit Insurance: 12/20/1985
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Frost State Bank FDIC Insured? Yes
What is Frost State Bank's Cert number? 26519
What is the maximum amount for insured deposits? $250,000 per holder, per account

Frost State Bank Financials

Total Assets:
$50,502,000
Total Deposits:
$40,441,000
Equity Capital:
$8,400,000
Domestic Deposits:
$40,441,000
Net Income:
$313,000
Return on Assets:
2.1248%
Quarterly Return on Assets:
2.4500%
Pretax Return on Assets:
3.4365%
Pretax Quarterly Return on Assets:
3.4400%
Return on Equity:
13.5500%
Quarterly Return on Equity:
15.1900%
Common Equity Tier 1 Capital Ratio:
18.8360%
Tier 1 Risk-Based Capital Ratio:
18.8360%
Leverage Tier 1 (Core Capital) Ratio:
16.8327%
Total Risk-Based Capital Ratio (YTD):
19.9572%
Total Interest Income (YTD):
6.4751%
 
 
Headquarters:
Frost
FDIC Field Office:
Mankato
Regulator:
FDIC
County:
Faribault
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

weeklymMortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25%Mortgage rates were lower this past week. Current 30 year mortgage rates are down for the third consecutive week and are near an all-time low. 30 year mortgage rates are averaging 4.75 percent this week, down from the prior week's average mortgage rate of 4.85 percent. The last time 30 year mortgage rates were this low was late in 2009 when the Federal Reserve was still supporting the mortgage market by buying mortgage-backed securities (MBS).
The current national average rate for a two year certificate of deposit is 1.61 percent this week. You can find CD rates and yields higher than the national average rates. Discover Bank is offering a two year certificate of deposit rate of 2.33 percent and an annual percentage yield (APY) of 2.35 percent.
Mortgage rates are mostly higher this week over last following bond yields higher. 30 year conforming mortgage rates bounced off a record low made last week. Current 30 year conforming mortgage rates are averaging 4.42 percent. Conforming 15 year mortgage rates which tied a record low last week were also higher this week. 15 year conforming mortgage rates are averaging 3.87 percent.

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