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L.A. Electrical Workers Credit Union Rates & Review September 2026

L.A. Electrical Workers Credit Union's savings rates are at 0.01%. L.A. Electrical Workers Credit Union's Personal Loan Rates are as low as 10.79%. MonitorBankRates evaluates the financial stability of L.A. Electrical Workers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.23%. Rates last updated and verified on 09/21/2026.

L.A. Electrical Workers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at L.A. Electrical Workers Credit Union? Share your experience about L.A. Electrical Workers Credit Union by leaving a review below, or read customer reviews before you decide to use L.A. Electrical Workers Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.23%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
L.A. Electrical Workers Credit Union
L.A.ELECTRICAL WORKERS CU
3820 E Colorado Blvd
Pasadena, CA 91107-3937
https://laewcu.com
Member NCUA

L.A. Electrical Workers Credit Union Savings Rates

Product Rate APY View More
Savings 0.20% 0.20%
Min Balance $250,000
Details Balance: $250,000.00 and greater
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Savings 0.15% 0.15%
Min Balance $100,000
Details Balance: $100,000.00 to $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Sub Savings 0.15% 0.15%
Min Balance $250,000
Details Balance: $250,000.00 and greater
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Savings 0.10% 0.10%
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Sub Savings 0.10% 0.10%
Min Balance $100,000
Details Balance: $100,000.00 to $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Sub Savings 0.05% 0.05%
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Savings 0.01% 0.01%
Min Balance $20
Details Balance: $20.00 to $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Sub Savings 0.01% 0.01%
Min Balance $20
Details Balance: $20.00 to $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

L.A. Electrical Workers Credit Union Auto Loan Rates

Product Rate Points APR Term View More
DIRECT New & Used Auto Loans - - 4.99% 36 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New/Used Auto Loan - - 4.99%
Details As Low As*; No pre-payment penalties. Pay interest only on the amount you owe. Payroll deduction available.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 5.29% 36 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 5.74% 48 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 5.99% 36 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 6.04% 48 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 6.24% 60 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 6.54% 60 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 6.74% 72 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 6.74% 48 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 7.04% 72 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 7.24% 60 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 7.74% 72 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 7.94% 84 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 8.24% 84 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 8.94% 84 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 8.99% 36 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 9.49% 48 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 9.99% 60 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 10.49% 72 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 11.69% 84 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 14.54% 36 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 15.29% 48 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 15.79% 60 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 16.29% 72 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.49% 84 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.99% 36 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.99% 48 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.99% 60 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.99% 72 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
DIRECT New & Used Auto Loans - - 17.99% 84 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

L.A. Electrical Workers Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used Motorcycles Loan - 5.55% 36 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 5.65% 36 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 5.85% 48 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 5.95% 48 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 6.25% 60 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 6.35% 60 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 6.75% 72 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 6.85% 72 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 6.89% 36 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 7.19% 48 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 7.59% 60 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 7.99% 96 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 8.09% 72 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.19% 96 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.24% 144 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.40% 96 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.44% 144 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.49% 180 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.65% 144 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.69% 180 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 8.90% 180 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 9.69% 96 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 9.94% 144 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 10.19% 180 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 10.89% 36 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 11.19% 48 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 11.59% 60 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 12.09% 72 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 13.69% 96 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 13.94% 144 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 14.19% 180 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 15.69% 96 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 15.94% 144 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motor home/RV & Watercraft Loan - 16.19% 180 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.00% 36 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.25% 48 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.50% 60 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.99% 72 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.99% 36 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.99% 48 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
New & Used Motorcycles Loan - 17.99% 60 months
Details FICO: 554<
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

L.A. Electrical Workers Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 10.79% 36 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 10.99% 36 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 11.54% 48 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 11.74% 48 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 11.99% 36 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 12.74% 48 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 12.79% 60 months
Details FICO: 720+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 12.99% 60 months
Details FICO: 671-719
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 13.49% 36 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 13.99% 60 months
Details FICO: 650-670
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 14.24% 48 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 15.49% 60 months
Details FICO: 600-649
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 17.99% 36 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 17.99% 48 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%
Signature Loans 17.99% 60 months
Details FICO: 555-599
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

L.A. Electrical Workers Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Share 0.50% - 0.50%
Min Balance $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.23%

Financial Health History

L.A. Electrical Workers Credit Union’s Texas Ratio fell from 1.20% in Q2 2023 to 0.23% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1% 3.0★ 1.4% 4.0★ 1.9% 5.0★ Healthy zone – entire history below the 15% limit 1.20% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.23% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$54M0.23%5.0A+
December 31, 2025$52M0.23%5.0A+
September 30, 2025$53M0.62%5.0A+
June 30, 2025$52M0.66%5.0A+
March 31, 2025$53M0.78%5.0A+
December 31, 2024$51M0.84%5.0A+
September 30, 2024$54M1.30%5.0A+
June 30, 2024$54M0.82%5.0A+
March 31, 2024$55M0.60%5.0A+
December 31, 2023$56M1.42%5.0A+
September 30, 2023$58M1.22%5.0A+
June 30, 2023$57M1.20%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for L.A. Electrical Workers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather L.A. Electrical Workers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with L.A. Electrical Workers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name L.A. Electrical Workers Credit Union
Address 3820 E Colorado Blvd, Pasadena, CA 91107-3937
Phone 626-440-9284
Fax 626-440-9485
President Gary Tomlin
CEO Shawn McDonald
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.23%
Return on Assets (ROA)
0.1115%
Return on Equity (ROE)
0.5595%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
53,963,437
Total Amount of Shares and Deposits
44,077,555
Total Shares and Deposits < 1 Year
43,411,280
Total Shares and Deposits 1 3 Years
553,277
Total Shares and Deposits > 3 Years
112,998
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
585,106
Total Uninsured Shares and Deposits > $250K (F+J)
585,106
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,492,449
Total Interest Expense (Sum of items 6 8)
7,800
Number of Accounts for Share Drafts
5,088
IRA KEOGH Accounts
114
Number of Accounts for Regular Shares
15,883
Non Member Deposits
1,537
Net Income (unless the amount is already included in Undivided Earnings)
60,145
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,307,197
Total Liabilities
44,373,821
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About L.A. Electrical Workers Credit Union

How many branches does L.A. Electrical Workers Credit Union operate?

L.A. Electrical Workers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join L.A. Electrical Workers Credit Union?

Yes, to access services at L.A. Electrical Workers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, L.A. Electrical Workers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, L.A. Electrical Workers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does L.A. Electrical Workers Credit Union offer online and mobile banking?

Most modern institutions like L.A. Electrical Workers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://laewcu.com.

Current L.A. Electrical Workers Credit Union Rates

  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.