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 L.A. Electrical Workers Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
L.A. Electrical Workers Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of L.A. Electrical Workers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.64%. Rates were last updated on 04/23/2026. L.A. Electrical Workers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at L.A. Electrical Workers Credit Union? Share your experience about L.A. Electrical Workers Credit Union by leaving a review below, or read customer reviews before you decide to use L.A. Electrical Workers Credit Union. L.A. Electrical Workers Credit Union
LAELECTRICAL WORKERS CU 3820 E Colorado Blvd
https://laewcu.com Pasadena, CA 91107 3937 
L.A. Electrical Workers Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for L.A. Electrical Workers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather L.A. Electrical Workers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with L.A. Electrical Workers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
L.A. Electrical Workers Credit Union
Website
https://laewcu.com
Address
3820 E Colorado Blvd,
Pasadena, CA 91107 3937
Phone
626-440-9284
Fax
626-440-9485
President
Gary Tomlin
CEO
Shawn McDonald
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.64%
Return on Assets (ROA)
0.6278%
Return on Equity (ROE)
3.1569%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
53,154,262
Total Amount of Shares and Deposits
43,578,129
Total Shares and Deposits < 1 Year
42,846,816
Total Shares and Deposits 1 3 Years
677,347
Total Shares and Deposits > 3 Years
53,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
707,668
Total Uninsured Shares and Deposits > $250K (F+J)
707,668
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,870,461
Total Interest Expense (Sum of items 6 8)
24,288
Number of Accounts for Share Drafts
5,193
IRA KEOGH Accounts
120
Number of Accounts for Regular Shares
15,886
Non Member Deposits
1,452
Net Income (unless the amount is already included in Undivided Earnings)
333,699
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,574,304
Total Liabilities
43,851,916
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About L.A. Electrical Workers Credit UnionIs L.A. Electrical Workers Credit Union a safe place to deposit money?Yes, L.A. Electrical Workers Credit Union is considered a safe financial institution. With a Texas Ratio of 0.63733404424679%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does L.A. Electrical Workers Credit Union operate?L.A. Electrical Workers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join L.A. Electrical Workers Credit Union?Yes, to access services at L.A. Electrical Workers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, L.A. Electrical Workers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, L.A. Electrical Workers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does L.A. Electrical Workers Credit Union offer online and mobile banking?Most modern institutions like L.A. Electrical Workers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://laewcu.com. Compare to Other Credit Unions
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