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Kohler Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Kohler Credit Union's 9 Month New Money CD rates are at 5.00%, 5 Year CD rates are at 2.22%, 4 Year CD rates are at 2.12%, 3 Year CD rates are at 2.07%, 2 Year CD rates are at 2.02%. Kohler Credit Union's money market rates are at 4.00%. Kohler Credit Union's 20 Year Fixed rates are at 6.62%, 15 Year Fixed rates are at 6.75%, 5/1 ARM rates are at 6.35%, 7/1 ARM rates are at 6.65%, 3/1 ARM rates are at 6.12%. Kohler Credit Union's Personal Loan Rates are as low as 11.59%. Kohler Credit Union's CD rates are 32% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Kohler Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.37%. Rates last updated and verified on 10/29/2026.
Kohler Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kohler Credit Union? Share your experience about Kohler Credit Union by leaving a review below, or read customer reviews before you decide to use Kohler Credit Union.
Kohler Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Kohler Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.37%
ExcellentLower than avg
Kohler Credit Union Texas Ratio
Kohler Credit Union's Texas Ratio is 2.37%, which is considered excellent and is lower than the national average of 6.13%.
Kohler Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.19% to 2.37% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Kohler Credit Union CD Rates
Product
Rate
APY
Term
View More
9 Month New Money Certificate
4.89%
5.00%
9 Month
Min Balance$1,000
DetailsFeatured Rate; Dividends monthly; new money only, not on deposit with Kohler Credit Union; $1,000 minimum and $500,000 maximum; renews to 12-month certificate at renewal rate
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 9 Month
4.89%
5.00%
9 Month
Min Balance$1,000
DetailsNew money only; $1,000 minimum and $500,000 maximum to receive the rate; 9-month certificate auto-renews to 12-month certificate; Dividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 5.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
5 Year Certificate
2.20%
2.22%
5 Year
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 2.22% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 5 Year
2.20%
2.22%
5 Year
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 2.22% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
4 Year Certificate
2.10%
2.12%
4 Year
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 2.12% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 4 Year
2.10%
2.12%
4 Year
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 2.12% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
3 Year Certificate
2.05%
2.07%
3 Year
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 2.07% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 3 Year
2.05%
2.07%
3 Year
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 2.07% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
2 Year Certificate
2.00%
2.02%
2 Year
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 2 Year
2.00%
2.02%
2 Year
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 2.02% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
1 Year Certificate
1.75%
1.76%
1 Year
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.76% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
6 Month Certificate
1.75%
1.76%
6 Month
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.76% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 1 Year
1.75%
1.76%
1 Year
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 1.76% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
IRA 6 Month
1.75%
1.76%
6 Month
Min Balance$500
DetailsDividend period: Monthly
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 1.76% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
3 Month Certificate
1.25%
1.26%
3 Month
Min Balance$500
DetailsFeatured Rate; Dividends monthly
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.26% APY · checked 8 times
No change since Oct 19, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Primary Share
0.10%
0.10%
Min Balance$5
DetailsDividend Period: Monthly
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Saver's Sweepstakes
0.10%
0.10%
Min Balance$0
DetailsDividend Period: Monthly; Open to Wisconsin, Illinois and Minnesota residents only; Fiduciary and business accounts not eligible
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Secondary Share
0.10%
0.10%
Min Balance$0
DetailsDividend Period: Monthly
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union Money Market Rates
Product
Rate
APY
View More
Flex Money Market
3.93%
4.00%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Dividend Period: Monthly; Checking Writing Available: Yes; Introductory rate expires after April 30, 2027, then converts to Premium Money Market; $100,000 minimum new money required
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Flex Money Market
3.69%
3.75%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99; Dividend Period: Monthly; Checking Writing Available: Yes; Introductory rate expires after April 30, 2027, then converts to Premium Money Market; $50,000 minimum new money required
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Flex Money Market
3.45%
3.50%
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Dividend Period: Monthly; Checking Writing Available: Yes; Introductory rate expires after April 30, 2027, then converts to Premium Money Market; $10,000 minimum new money required
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 10 times
1 change since Sep 14, 2026 · 0.75% → 0.90% ▲ 0.15 pts · high 0.90% / low 0.75%
Sep 18, 20260.90%▲ from 0.75%
Sep 14, 20260.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Flex Money Market
0.55%
0.55%
DetailsBalance: < $10,000.00; Dividend Period: Monthly; Checking Writing Available: Yes; Introductory rate expires after April 30, 2027, then converts to Premium Money Market; New money required for tiers
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 0.55% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Premium Money Market
0.55%
0.55%
DetailsBalance: < $10,000.00; Dividend Period: Monthly; Checking Writing Available: Yes; $15.00 monthly service fee if balance falls below $10,000
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 0.55% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
20 Year Fixed
6.625%
0.00%
6.771%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
1 change since Oct 13, 2026 · 7.53% → 6.77% ▼ 0.75 pts · high 7.53% / low 6.77%
Oct 29, 20266.77%▼ from 7.53%
Oct 13, 20267.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
15 Year Fixed
6.75%
0.00%
6.933%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
1 change since Oct 13, 2026 · 7.18% → 6.93% ▼ 0.25 pts · high 7.18% / low 6.93%
Oct 29, 20266.93%▼ from 7.18%
Oct 13, 20267.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
5/1 ARM
6.35%
0.00%
7.022%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 7.02% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
7/1 ARM
6.65%
0.00%
7.069%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 7.07% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
3/1 ARM
6.125%
0.00%
7.101%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 7.10% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
10/1 ARM
6.95%
0.00%
7.179%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 7.18% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
30 Year Fixed
7.125%
0.00%
7.239%
DetailsMortgage Loan Rates
Last Updated10/29/2026
Rate History
1 change since Oct 13, 2026 · 7.62% → 7.24% ▼ 0.38 pts · high 7.62% / low 7.24%
Oct 29, 20267.24%▼ from 7.62%
Oct 13, 20267.62%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
HELOC - 80% LTV
-
-
7.00%
DetailsAs Low As; Maximum loan-to-value 80%; Monthly payment 1% of outstanding balance or $100, whichever is greater; $50 annual fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 18, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Oct 5, 20267.00%▲ from 6.75%
Sep 18, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
HELOC - 90% LTV
-
-
9.00%
DetailsAs Low As; 90% LTV available beyond the 80% maximum; Monthly payment 1% of outstanding balance or $100, whichever is greater; $50 annual fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 18, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75%
Oct 5, 20269.00%▲ from 8.75%
Sep 18, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Autos and Motorcycles
-
-
4.74%
Up to 36 Months
DetailsAs Low As; Model Year: 2022 and Newer
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 4.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
4.74%
37 to 48 Months
DetailsAs Low As; Model Year: 2022 and Newer
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 4.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
4.74%
49 to 60 Months
DetailsAs Low As; Model Year: 2022 and Newer
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 4.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
5.74%
Up to 36 Months
DetailsAs Low As; Model Year: 2021 and Older
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 5.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
5.74%
37 to 48 Months
DetailsAs Low As; Model Year: 2021 and Older
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 5.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
5.74%
49 to 60 Months
DetailsAs Low As; Model Year: 2021 and Older; Balance: $20,000 and over
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 5.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
5.89%
61 to 72 Months
DetailsAs Low As; Model Year: 2022 and Newer
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 5.89% ▼ 0.10 pts · high 5.99% / low 5.89%
Oct 5, 20265.89%▼ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
6.09%
61 to 72 Months
DetailsAs Low As; Model Year: 2021 and Older; Balance: $25,000 and over
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.09% ▲ 0.10 pts · high 6.09% / low 5.99%
Oct 5, 20266.09%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Autos and Motorcycles
-
-
6.25%
73 to 84 Months
DetailsAs Low As; Model Year: 2024 and Newer
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 6.25% / low 5.49%
Oct 5, 20266.25%▲ from 5.49%
Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
6.59%
Up to 36 Months
DetailsAs Low As; Model Year: 2021 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 6.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
6.84%
37 to 48 Months
DetailsAs Low As; Model Year: 2021 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 6.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
7.09%
49 to 60 Months
DetailsAs Low As; Model Year: 2021 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 7.09% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
7.34%
61 to 72 months
DetailsAs Low As; Model Year: 2021 and Newer; Balance: $15,000 and over; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Oct 5, 2026 · 7.34% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.59%
Up to 84 Months
DetailsTerm: Up to 84 Months (Under $25,000); As Low As; Model Year: 2023 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.59%
Up to 120 Months
DetailsTerm: Up to 120 Months ( $25,000 minimum); As Low As; Model Year: 2023 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.59%
Up to 144 Months
DetailsTerm: Up to 144 Months ($35,000 minimum); As Low As; Model Year: 2023 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.59%
Up to 180 Months
DetailsTerm: Up to 180 Months ($50,000 minimum); As Low As; Model Year: 2023 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.84%
Up to 84 Months
DetailsTerm: Up to 84 Months (Under $25,000); As Low As; Model Year: 2019 - 2022; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.84%
Up to 120 Months
DetailsTerm: Up to 120 Months ($25,000 minimum); As Low As; Model Year: 2019 - 2022; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
8.84%
Up to 144 months
DetailsTerm: Up to 144 months ( $35,000 minimum); As Low As; Model Year: 2019 - 2022; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 8.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
9.09%
Up to 240 Months
DetailsTerm: Up to 240 Months ($100,000 minimum); As Low As; Model Year: 2023 and Newer; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 9.09% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
10.34%
Up to 36 Months
DetailsAs Low As; Model Year: 2018 - 2020; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 10.34% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
10.59%
37 to 48 Months
DetailsAs Low As; Model Year: 2018 - 2020; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 10.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan
-
10.84%
Up to 36 Months
DetailsAs Low As; Model Year: 2017 and Older; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 10.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
10.84%
Up to 60 Months
DetailsTerm: Up to 60 Months (Under $10,000); As Low As; Model Year: 2018 and Older; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 10.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
RVs and Boats Loan
-
10.84%
Up to 84 Months
DetailsTerm: Up to 84 Months ($10,000 and over); As Low As; Model Year: 2018 and Older; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 10.84% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Kohler Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
11.59%
Up to 36 months
DetailsAs Low As; Loan amount: $3,000.01 or over; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 11.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Personal Loans
12.59%
Up to 48 months
DetailsAs Low As; Loan amount: $3,000.01 or over; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 12.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Personal Loans
13.59%
Up to 60 months
DetailsAs Low As; Loan amount: $3,000.01 or over; Rates as of October 9, 2026
Last Updated10/29/2026
Rate History
No change since Sep 22, 2026 · 13.59% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.37%
Financial Health History
Kohler Credit Union’s Texas Ratio rose from 1.19% in Q3 2023 to 2.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$776M
2.37%
5.0
A+
March 31, 2026
$762M
2.22%
5.0
A+
December 31, 2025
$752M
4.05%
5.0
A+
September 30, 2025
$746M
4.31%
5.0
A+
June 30, 2025
$748M
3.59%
5.0
A+
March 31, 2025
$737M
1.92%
5.0
A+
December 31, 2024
$714M
3.29%
5.0
A+
September 30, 2024
$615M
4.89%
5.0
A+
June 30, 2024
$613M
1.59%
5.0
A+
March 31, 2024
$627M
0.86%
5.0
A+
December 31, 2023
$617M
1.55%
5.0
A+
September 30, 2023
$610M
1.19%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Kohler Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kohler Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kohler Credit Union's official website for the most current offers and terms.
Address
5727 Superior Ave,
Sheboygan, WI 53083-3329
Phone920-459-2595
Fax
PresidentChristopher Lacey
CEOAnthony Klockow
Full-Time Employees178
Part-Time Employees13
Branch Locations14
ATM Locations14
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.37%
Return on Assets (ROA)
0.5129%
Return on Equity (ROE)
4.7492%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
776,402,267
Total Amount of Shares and Deposits
662,044,578
Total Shares and Deposits < 1 Year
654,327,755
Total Shares and Deposits 1 3 Years
7,104,453
Total Shares and Deposits > 3 Years
612,370
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,060,678
Total Uninsured Shares and Deposits > $250K (F+J)
29,060,678
Total Insured Shares and Deposits > $250K (item 17 less item K)
632,983,900
Total Interest Expense (Sum of items 6 8)
2,925,655
Share Certificates
2,351
Number of Accounts for Share Drafts
33,399
IRA KEOGH Accounts
613
Number of Accounts for Regular Shares
71,496
All other shares
1,352
Money Market Shares
991
Net Income (unless the amount is already included in Undivided Earnings)
3,982,526
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,954,127
Total Liabilities
692,482,478
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Kohler Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Kohler Credit Union
Frequently Asked Questions About Kohler Credit Union
Does Kohler Credit Union offer CDs?
Yes. Kohler Credit Union current CD rates include its 9 Month New Money CD at 5.00% APY, its 5 Year CD at 2.22% APY and its 4 Year CD at 2.12% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Kohler Credit Union NCUA insured?
Yes. Kohler Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Kohler Credit Union?
The highest Kohler Credit Union CD rate is its 9 Month New Money CD at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Kohler Credit Union offer?
Kohler Credit Union CD rates are 5.00% APY for a 9 month CD, 1.76% APY for a 12 month CD, 2.02% APY for a 2 year CD, 2.07% APY for a 3 year CD, 2.12% APY for a 4 year CD and 2.22% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Kohler Credit Union for its full lineup.
What is the highest money market rate at Kohler Credit Union?
The highest Kohler Credit Union money market rate is its Flex Money Market at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest 30 year fixed mortgage rate at Kohler Credit Union?
The lowest Kohler Credit Union 30 year fixed mortgage rate is its 30 Year Fixed at 7.125%, verified by MonitorBankRates as of October 29, 2026. Kohler Credit Union mortgage rates are 7.125% for a 30 year mortgage, 6.625% for a 20 year mortgage, 6.75% for a 15 year mortgage, 6.125% for a 3/1 ARM, 6.35% for a 5/1 ARM, 6.65% for a 7/1 ARM and 6.95% for a 10/1 ARM.
What is the lowest auto loan rate at Kohler Credit Union?
The lowest Kohler Credit Union auto loan rate is its Autos and Motorcycles at 4.74% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Kohler Credit Union?
The lowest Kohler Credit Union personal loan rate is its Personal Loans at 11.59% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Kohler Credit Union operate?
Kohler Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Kohler Credit Union?
Yes, to access services at Kohler Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Kohler Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Kohler Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Kohler Credit Union offer online and mobile banking?
Most modern institutions like Kohler Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kohlercu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Kohler Credit Union rates compare?
Kohler Credit Union's CD rates are 32% lower than the MonitorBankRates national average, and it has an A+ health rating. Kohler Credit Union's top rates are its 9 Month New Money CD at 5.00% APY, its Flex Money Market at 4.00% APY, its 3/1 ARM at 6.125% and its Personal Loans at 11.59% APR, verified by MonitorBankRates on October 29, 2026.
Current Kohler Credit Union Rates
12-Month CD1.76%
24-Month CD2.02%
60-Month CD2.22%
MMA4.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
