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Local 520 UA Federal Credit Union

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Local 520 UA Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Local 520 UA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Local 520 UA Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Local 520 UA Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Local 520 UA Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.78%. Rates were last updated on 04/17/2026.

Local 520 UA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Local 520 UA Federal Credit Union? Share your experience about Local 520 UA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Local 520 UA Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.78%

Excellent Higher than avg

Local 520 UA Federal Credit Union
Local 520 UA Federal Credit Union

7193 Jonestown Rd
Harrisburg, PA 17112 3649

https://local520fcu.org

Current Rate Availability

We do not have Local 520 UA Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Local 520 UA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Local 520 UA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Local 520 UA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Local 520 UA Federal Credit Union

Website https://local520fcu.org

Address 7193 Jonestown Rd, Harrisburg, PA 17112 3649

Phone 717-545-9329

Fax 717-541-0437

President Nathan Beck

CEO Jenna Stabley

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.78%

Return on Assets (ROA)

-0.4789%

Return on Equity (ROE)

-2.7296%

Non-Performing Loans Ratio (NPL)

3.30%

Total Assets

7,648,322

Total Amount of Shares and Deposits

6,253,834

Total Shares and Deposits < 1 Year

6,062,740

Total Shares and Deposits 1 3 Years

191,094

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,253,834

Total Interest Expense (Sum of items 6 8)

3,483

Share Certificates

Number of Accounts for Share Drafts

117

Number of Accounts for Regular Shares

1,525

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

21,301

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,682,881

Total Liabilities

6,306,344

Source: NCUA — Last Updated 03/31/2024

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Frequently Asked Questions About Local 520 UA Federal Credit Union

Is Local 520 UA Federal Credit Union a safe place to deposit money?

Yes, Local 520 UA Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.778872953467%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Local 520 UA Federal Credit Union operate?

Local 520 UA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Local 520 UA Federal Credit Union?

Yes, to access services at Local 520 UA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Local 520 UA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Local 520 UA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Local 520 UA Federal Credit Union offer online and mobile banking?

Most modern institutions like Local 520 UA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://local520fcu.org.