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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Lone Star Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Lone Star Credit Union's 60 month CD rates are at 3.15%, 36 month CD rates are at 3.05%, 12 month CD rates are at 3.00%, 12 month - 60 month Youth CDs rates are at 3.00%. Lone Star Credit Union's savings rates are at 0.10%. Lone Star Credit Union's money market rates are at 0.65%. MonitorBankRates evaluates the financial stability of Lone Star Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.53%. Rates were last updated on 04/09/2026. Lone Star Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lone Star Credit Union? Share your experience about Lone Star Credit Union by leaving a review below, or read customer reviews before you decide to use Lone Star Credit Union. 
Lone Star Credit Union CD Rates
Lone Star Credit Union Savings Rates
Lone Star Credit Union Checking Rates
Lone Star Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lone Star Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lone Star Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lone Star Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lone Star Credit Union
Website
https://www.lonestarcu.org
Address
7508 Ferguson Rd,
Dallas, TX 75228
Phone
214-327-9367
Fax
214-217-8149
President
Wayne Price
CEO
Marcy Phillips
Full-Time Employees
40
Part-Time Employees
0
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.53%
Return on Assets (ROA)
0.1710%
Return on Equity (ROE)
1.9902%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
190,111,981
Total Amount of Shares and Deposits
172,090,963
Total Shares and Deposits < 1 Year
132,263,918
Total Shares and Deposits 1 3 Years
27,415,175
Total Shares and Deposits > 3 Years
12,411,870
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,991,926
Total Uninsured Shares and Deposits > $250K (F+J)
13,991,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
158,099,037
Total Interest Expense (Sum of items 6 8)
2,105,894
Share Certificates
1,148
Number of Accounts for Share Drafts
8,656
IRA KEOGH Accounts
179
Number of Accounts for Regular Shares
13,238
Non Member Deposits
2
Money Market Shares
275
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,300,161
Total Liabilities
174,532,477
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lone Star Credit UnionIs Lone Star Credit Union a safe place to deposit money?Yes, Lone Star Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5303137442611%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lone Star Credit Union operate?Lone Star Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lone Star Credit Union?Yes, to access services at Lone Star Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lone Star Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lone Star Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lone Star Credit Union offer online and mobile banking?Most modern institutions like Lone Star Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lonestarcu.org. Current Lone Star Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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