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Lufthansa Employee Federal Credit Union Rates & Review April 2026

Lufthansa Employee Federal Credit Union's money market rates are at 3.25%. Lufthansa Employee Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Lufthansa Employee Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates were last updated on 04/18/2026.

Lufthansa Employee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lufthansa Employee Federal Credit Union? Share your experience about Lufthansa Employee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lufthansa Employee Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.10%
Excellent Lower than avg
Lufthansa Employee Federal Credit Union
Headquarters Main Branch
1065 OLD COUNTRY RD STE 215
WESTBURY, NY 11590
https://www.lhcu.com
Member NCUA

Lufthansa Employee Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 3.25%
Min Balance $1,500
Details Unrestricted Savings Account - Interest Compounded Monthly
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.10%

Lufthansa Employee Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 4.99%
Details Max $95K - 9 Years or less
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.10%

Lufthansa Employee Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 6.99%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lufthansa Employee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lufthansa Employee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lufthansa Employee Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lufthansa Employee Federal Credit Union
Address 1065 OLD COUNTRY RD STE 215, WESTBURY, NY 11590
Phone 516-916-5350
Fax 516-916-5351
President A Schlei
CEO J Herz
Full-Time Employees 3
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.10%
Return on Assets (ROA)
0.2525%
Return on Equity (ROE)
1.5394%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
99,747,381
Total Amount of Shares and Deposits
83,216,125
Total Shares and Deposits < 1 Year
81,484,072
Total Shares and Deposits 1 3 Years
1,636,499
Total Shares and Deposits > 3 Years
95,553
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,745,258
Total Uninsured Shares and Deposits > $250K (F+J)
20,745,258
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,470,867
Total Interest Expense (Sum of items 6 8)
1,966,979
Share Certificates
198
IRA KEOGH Accounts
270
Number of Accounts for Regular Shares
754
Money Market Shares
740
Net Income (unless the amount is already included in Undivided Earnings)
251,836
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,116,619
Total Liabilities
83,238,297
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Lufthansa Employee Federal Credit Union

Is Lufthansa Employee Federal Credit Union a safe place to deposit money?

Yes, Lufthansa Employee Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.10175356492019%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lufthansa Employee Federal Credit Union operate?

Lufthansa Employee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lufthansa Employee Federal Credit Union?

Yes, to access services at Lufthansa Employee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lufthansa Employee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lufthansa Employee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lufthansa Employee Federal Credit Union offer online and mobile banking?

Most modern institutions like Lufthansa Employee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lhcu.com.

Current Lufthansa Employee Federal Credit Union Rates

  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.