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Polk County Credit Union

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Polk County Credit Union Rates & Review April 2026

Q: How many branches does Polk County Credit Union operate?

Polk County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Polk County Credit Union?

Yes, to access services at Polk County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polk County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Polk County Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.30%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 1.15%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to Polk County Credit Union rates. MonitorBankRates evaluates the financial stability of Polk County Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/27/2026.

Polk County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polk County Credit Union? Share your experience about Polk County Credit Union by leaving a review below, or read customer reviews before you decide to use Polk County Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Polk County Credit Union
Polk County Credit Union

111 Court Ave Ste 110
Des Moines, IA 50309 2219

Current Rate Availability

We do not have Polk County Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Polk County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Polk County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Polk County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Polk County Credit Union

Website

Address 111 Court Ave Ste 110, Des Moines, IA 50309 2219

Phone 515-244-8647

Fax 515-244-3741

President Todd Copley

CEO Kristin Katzmann

Full-Time Employees 2

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

1.3146%

Return on Equity (ROE)

5.7697%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

5,589,245

Total Amount of Shares and Deposits

4,314,999

Total Shares and Deposits < 1 Year

4,314,999

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,314,999

Total Interest Expense (Sum of items 6 8)

31,989

Share Certificates

Number of Accounts for Regular Shares

693

Net Income (unless the amount is already included in Undivided Earnings)

73,476

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,336,073

Total Liabilities

4,315,773

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Polk County Credit Union

Is Polk County Credit Union a safe place to deposit money?

Yes, Polk County Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Polk County Credit Union operate?

Polk County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Polk County Credit Union?

Yes, to access services at Polk County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Polk County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polk County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Polk County Credit Union offer online and mobile banking?

Most modern institutions like Polk County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.