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HURON AREA EDUCATION Rates & Review March 2026

You can compare HURON AREA EDUCATION rates to other rates in our database, including 12-month share certificate rates currently at 2.88%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.75%. Savings rates are at 1.00% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to HURON AREA EDUCATION rates. MonitorBankRates evaluates the financial stability of HURON AREA EDUCATION with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

HURON AREA EDUCATION money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HURON AREA EDUCATION? Share your experience about HURON AREA EDUCATION by leaving a review below, or read customer reviews before you decide to use HURON AREA EDUCATION.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
JTNB
HAEFCU OFFICE
1855 Arizona Ave SW
HURON, SD 57350 6582
http://huronareaeducationfcu.com
Member NCUA

Current Rate Availability

We do not have HURON AREA EDUCATION rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for HURON AREA EDUCATION is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HURON AREA EDUCATION rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HURON AREA EDUCATION's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HURON AREA EDUCATION
Address 1855 Arizona Ave SW, HURON, SD 57350 6582
Phone 605-352-1311
Fax 605-352-2979
President Robert DeBoer
CEO KRISTEN JURGENS
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.1497%
Return on Equity (ROE)
9.4655%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
17,848,636
Total Amount of Shares and Deposits
15,611,743
Total Shares and Deposits < 1 Year
15,521,169
Total Shares and Deposits 1 3 Years
90,574
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
171,333
Total Uninsured Shares and Deposits > $250K (F+J)
171,333
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,440,410
Total Interest Expense (Sum of items 6 8)
197,020
Share Certificates
405
Number of Accounts for Share Drafts
383
IRA KEOGH Accounts
56
Number of Accounts for Regular Shares
1,131
Money Market Shares
51
Net Income (unless the amount is already included in Undivided Earnings)
205,210
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
362,525
Total Liabilities
15,680,664
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About HURON AREA EDUCATION

Is HURON AREA EDUCATION a safe place to deposit money?

Yes, HURON AREA EDUCATION is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does HURON AREA EDUCATION operate?

HURON AREA EDUCATION currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HURON AREA EDUCATION?

Yes, to access services at HURON AREA EDUCATION, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HURON AREA EDUCATION does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HURON AREA EDUCATION provides members with tools to manage their accounts and build a solid financial history.

Does HURON AREA EDUCATION offer online and mobile banking?

Most modern institutions like HURON AREA EDUCATION provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://huronareaeducationfcu.com.