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Metro Realtors Federal Credit Union Rates & Review April 2026

Metro Realtors Federal Credit Union's 18 Month CD for New Member rates are at 4.00%, 6 Month CD rates are at 2.60%, 12 Month CD rates are at 2.35%. Metro Realtors Federal Credit Union's savings rates are at 0.07%. Metro Realtors Federal Credit Union's money market rates are at 0.50%. Metro Realtors Federal Credit Union's Personal Loan Rates are at 9.24%. MonitorBankRates evaluates the financial stability of Metro Realtors Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.82%. Rates were last updated on 04/05/2026.

Metro Realtors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metro Realtors Federal Credit Union? Share your experience about Metro Realtors Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metro Realtors Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.82%
Excellent Higher than avg
Metro Realtors Federal Credit Union
Metro Realtors Federal Credit Union
535 Broadhollow Rd Ste A4
Melville, NY 11747
https://www.mrfcu.com
Member NCUA

Metro Realtors Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month CD for New Member - 4.00% 18
Details $10,000 max
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
6 Month CD - 2.60% 6
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
12 Month CD - 2.35% 12
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%

Metro Realtors Federal Credit Union Savings Rates

Product Rate APY View More
Smarts Starts Early Youth Savings - 5.00%
Min Balance $100
Details UP TO AGE 21
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Savings - 0.45%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Savings - 0.20%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Savings - 0.18%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Savings - 0.10%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Savings - 0.08%
Min Balance $100
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%

Metro Realtors Federal Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market - 1.50%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Premium Money Market - 0.75%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Premium Money Market - 0.50%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%

Metro Realtors Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 9.24%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Personal - 10.24%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%
Personal - 11.24%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.82%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Metro Realtors Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metro Realtors Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Metro Realtors Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Metro Realtors Federal Credit Union
Address 535 Broadhollow Rd Ste A4, Melville, NY 11747
Phone 833-676-3876
Fax 631-482-1891
President Moses Seuram
CEO Michelle Singh
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.82%
Return on Assets (ROA)
-0.7844%
Return on Equity (ROE)
-7.1897%
Non-Performing Loans Ratio (NPL)
1.21%
Total Assets
11,533,939
Total Amount of Shares and Deposits
10,211,123
Total Shares and Deposits < 1 Year
10,150,224
Total Shares and Deposits 1 3 Years
60,899
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,488,943
Total Uninsured Shares and Deposits > $250K (F+J)
2,488,943
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,722,180
Total Interest Expense (Sum of items 6 8)
172,948
Share Certificates
60
Number of Accounts for Share Drafts
772
Number of Accounts for Regular Shares
1,922
Money Market Shares
32
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
386,686
Total Liabilities
10,288,717
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Metro Realtors Federal Credit Union

Is Metro Realtors Federal Credit Union a safe place to deposit money?

Yes, Metro Realtors Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.8174758577722%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Metro Realtors Federal Credit Union operate?

Metro Realtors Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Metro Realtors Federal Credit Union?

Yes, to access services at Metro Realtors Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Metro Realtors Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metro Realtors Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Metro Realtors Federal Credit Union offer online and mobile banking?

Most modern institutions like Metro Realtors Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mrfcu.com.

Current Metro Realtors Federal Credit Union Rates

  • 12-Month CD2.35%
  • 18-Month CD4.00%
  • Savings0.07%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.