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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cornerstone Community Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Cornerstone Community Financial Credit Union's NEW MONEY GenGrow 12-month CD rates are at 4.00%, 13-month CD rates are at 3.90%, 7-month CD rates are at 3.90%, 60 month CD of Deposit rates are at 2.52%, 48 month CD of Deposit rates are at 2.27%. Cornerstone Community Financial Credit Union's savings rates are at 0.05%. Cornerstone Community Financial Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Cornerstone Community Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.88%. Rates were last updated on 04/19/2026. Cornerstone Community Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Community Financial Credit Union? Share your experience about Cornerstone Community Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Cornerstone Community Financial Credit Union. Cornerstone Community Financial Credit Union
Auburn Hills 2955 University Dr
https://www.ccfinancial.com Auburn Hills, MI 48326 
Cornerstone Community Financial Credit Union CD Rates
Cornerstone Community Financial Credit Union Savings Rates
Cornerstone Community Financial Credit Union Checking Rates
Cornerstone Community Financial Credit Union Home Equity & HELOC
Cornerstone Community Financial Credit Union Auto Loan Rates
Cornerstone Community Financial Credit Union Credit Card Rates
Cornerstone Community Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cornerstone Community Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cornerstone Community Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cornerstone Community Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cornerstone Community Financial Credit Union
Website
https://www.ccfinancial.com
Address
2955 University Dr,
Auburn Hills, MI 48326
Phone
248-340-9310
Fax
248-340-0890
President
Timothy McGlinchey
CEO
Heidi Kassab
Full-Time Employees
92
Part-Time Employees
1
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.88%
Return on Assets (ROA)
0.6368%
Return on Equity (ROE)
5.1908%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
444,989,763
Total Amount of Shares and Deposits
334,133,585
Total Shares and Deposits < 1 Year
328,309,107
Total Shares and Deposits 1 3 Years
4,664,724
Total Shares and Deposits > 3 Years
1,159,755
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,783,109
Total Uninsured Shares and Deposits > $250K (F+J)
11,783,109
Total Insured Shares and Deposits > $250K (item 17 less item K)
322,350,476
Total Interest Expense (Sum of items 6 8)
5,542,941
Share Certificates
2,403
Number of Accounts for Share Drafts
14,150
IRA KEOGH Accounts
719
Number of Accounts for Regular Shares
32,238
Non Member Deposits
7
Money Market Shares
2,486
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,111,964
Total Liabilities
391,592,213
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cornerstone Community Financial Credit UnionIs Cornerstone Community Financial Credit Union a safe place to deposit money?Yes, Cornerstone Community Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8764910261683%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cornerstone Community Financial Credit Union operate?Cornerstone Community Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cornerstone Community Financial Credit Union?Yes, to access services at Cornerstone Community Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cornerstone Community Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cornerstone Community Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cornerstone Community Financial Credit Union offer online and mobile banking?Most modern institutions like Cornerstone Community Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccfinancial.com. Current Cornerstone Community Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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