|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cornerstone Community Financial Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Cornerstone Community Financial Credit Union's CD of Deposit - 60 month rates are at 2.52%, CD of Deposit - 48 month rates are at 2.27%, CD of Deposit - 36 month rates are at 2.02%, CD of Deposit - 24 month rates are at 1.51%, CD of Deposit - 18 month rates are at 1.36%. Cornerstone Community Financial Credit Union's savings rates are at 0.05%. Cornerstone Community Financial Credit Union's money market rates are at 0.75%. Cornerstone Community Financial Credit Union's checking rates are as high as 2.02%. Cornerstone Community Financial Credit Union's Personal Loan Rates are as low as 9.49%. Cornerstone Community Financial Credit Union's Credit Card Rates are at 10.00%. Cornerstone Community Financial Credit Union's CD rates are 41% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Cornerstone Community Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.38%. Rates last updated and verified on 10/30/2026. Cornerstone Community Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Community Financial Credit Union? Share your experience about Cornerstone Community Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Cornerstone Community Financial Credit Union. Cornerstone Community Financial Credit Union
Auburn Hills 2955 University Dr
https://www.ccfinancial.com Auburn Hills, MI 48326  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Cornerstone Community Financial Credit Union CD Rates
Cornerstone Community Financial Credit Union Savings Rates
Cornerstone Community Financial Credit Union Money Market Rates
Cornerstone Community Financial Credit Union Checking Rates
Cornerstone Community Financial Credit Union Business Checking Rates
Cornerstone Community Financial Credit Union Home Equity & HELOC
Cornerstone Community Financial Credit Union Auto Loan Rates
Cornerstone Community Financial Credit Union RV, Boat and Powersport Loan Rates
Cornerstone Community Financial Credit Union Credit Card Rates
Cornerstone Community Financial Credit Union Personal Loan Rates
Cornerstone Community Financial Credit Union Other Rates
Financial Health HistoryCornerstone Community Financial Credit Union’s Texas Ratio rose from 4.12% in Q3 2023 to 7.38% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cornerstone Community Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cornerstone Community Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cornerstone Community Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cornerstone Community Financial Credit Union
Website
https://www.ccfinancial.com
Address
2955 University Dr,
Auburn Hills, MI 48326
Phone
800-777-6728
Fax
248-340-0890
President
Timothy McGlinchey
CEO
Heidi Kassab
Full-Time Employees
105
Part-Time Employees
0
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.38%
Return on Assets (ROA)
0.3288%
Return on Equity (ROE)
2.7289%
Non-Performing Loans Ratio (NPL)
1.18%
Total Assets
470,076,202
Total Amount of Shares and Deposits
361,788,636
Total Shares and Deposits < 1 Year
355,031,337
Total Shares and Deposits 1 3 Years
5,986,797
Total Shares and Deposits > 3 Years
770,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,494,588
Total Uninsured Shares and Deposits > $250K (F+J)
20,494,588
Total Insured Shares and Deposits > $250K (item 17 less item K)
341,294,048
Total Interest Expense (Sum of items 6 8)
3,965,999
Share Certificates
2,558
Number of Accounts for Share Drafts
14,226
IRA KEOGH Accounts
679
Number of Accounts for Regular Shares
32,757
Non Member Deposits
7
Money Market Shares
2,661
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,613,058
Total Liabilities
414,038,157
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Cornerstone Community Financial Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Cornerstone Community Financial Credit Union
Frequently Asked Questions About Cornerstone Community Financial Credit UnionDoes Cornerstone Community Financial Credit Union offer CDs?Yes. Cornerstone Community Financial Credit Union current CD rates include its CD of Deposit - 60 month at 2.52% APY, its CD of Deposit - 48 month at 2.27% APY and its CD of Deposit - 36 month at 2.02% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Cornerstone Community Financial Credit Union NCUA insured?Yes. Cornerstone Community Financial Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Cornerstone Community Financial Credit Union?The highest Cornerstone Community Financial Credit Union CD rate is its NEW MONEY Jumbo CD Offer: 19-month CD at 4.50% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Cornerstone Community Financial Credit Union offer?Cornerstone Community Financial Credit Union CD rates are 1.26% APY for a 12 month CD, 1.36% APY for an 18 month CD, 1.51% APY for a 2 year CD, 2.02% APY for a 3 year CD, 2.27% APY for a 4 year CD and 2.52% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Cornerstone Community Financial Credit Union for its full lineup. What is the highest savings rate at Cornerstone Community Financial Credit Union?The highest Cornerstone Community Financial Credit Union savings rate is its Holiday Savings at 0.05% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Cornerstone Community Financial Credit Union?The highest Cornerstone Community Financial Credit Union money market rate is its Money Market at 0.75% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Cornerstone Community Financial Credit Union?The highest Cornerstone Community Financial Credit Union checking rate is its Core Rewards Checking at 2.02% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Cornerstone Community Financial Credit Union?The lowest Cornerstone Community Financial Credit Union auto loan rate is its Auto Loan - New & Used at 4.49% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Cornerstone Community Financial Credit Union?The lowest Cornerstone Community Financial Credit Union personal loan rate is its Personal/Unsecured Loan at 9.49% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Cornerstone Community Financial Credit Union?The lowest Cornerstone Community Financial Credit Union credit card APR is its Visa Platinum Credit Card at 10.00% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Cornerstone Community Financial Credit Union operate?Cornerstone Community Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cornerstone Community Financial Credit Union?Yes, to access services at Cornerstone Community Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cornerstone Community Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cornerstone Community Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cornerstone Community Financial Credit Union offer online and mobile banking?Most modern institutions like Cornerstone Community Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccfinancial.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Cornerstone Community Financial Credit Union rates compare?Cornerstone Community Financial Credit Union's CD rates are 41% lower than the MonitorBankRates national average, and it has an A health rating. Cornerstone Community Financial Credit Union's top rates are its NEW MONEY Jumbo CD Offer: 19-month CD at 4.50% APY, its Holiday Savings at 0.05% APY, its Money Market at 0.75% APY, its Core Rewards Checking at 2.02% APY, its Personal/Unsecured Loan at 9.49% APR and its Visa Platinum Credit Card at 10.00% APR, verified by MonitorBankRates on October 30, 2026. Current Cornerstone Community Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Jefferson Credit Union
Success Federal Credit Union
Ripco Credit Union
Riverview Credit Union
Boulevard Federal Credit Union
Central Credit Union of Illinois
Tri County Federal Credit Union
Texasgulf Federal Credit Union
Georgetown University Alumni and Student Federal Credit Union
First Area Federal Credit Union Lewistown, PA
Stamford Healthcare Credit Union
Credit Human Federal Credit Union
Cross Valley Federal Credit Union
District 58 Federal Credit Union
Edwards Federal Credit Union
United Equity Credit Union
Christo Rey Federal Credit Union
St Josephs Canton Parish Federal Credit Union
HMC NJ Federal Credit Union
WEE Federal Credit Union
Syracuse Fire Department Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
