☰

Home›
Credit Unions›
Denver Fire Department Federal Credit Union

iAdvertiser Disclosure

Denver Fire Department Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Denver Fire Department Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 27, 2026

Denver Fire Department Federal Credit Union's Personal Loan Rates are at 4.50%. MonitorBankRates evaluates the financial stability of Denver Fire Department Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 05/27/2026.

Denver Fire Department Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Denver Fire Department Federal Credit Union? Share your experience about Denver Fire Department Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Denver Fire Department Federal Credit Union.

Ranked #54 Healthiest Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.21%

Excellent Lower than avg

Denver Fire Department Federal Credit Union
Denver Fire Dept FCU

12 Lakeside Ln
Denver, CO 80212 7413

https://www.dfdfcu.com

Denver Fire Department Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Rapid Payoff Mortgages (RPM)	-	-	6.15%	15
Details $795 closing charge is subject to change at any time and does not include charges for a property appraisal if required. Property appraisal charges will be paid by the member. Rates and closing costs subject to credit approval and 80% loan to value (LTV) position on property, for primary occupancy only on single family detached residence, townhouse, and condo properties only. Property insurance is required, and flood insurance may be required. Contact a Personal Banker for more information. APR= Annual Percentage Rate. Last Updated 05/17/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.21%

Denver Fire Department Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.50%
Details As Low As; $295 after your loan closes! Last Updated 05/17/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.21%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Denver Fire Department Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Denver Fire Department Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Denver Fire Department Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Denver Fire Department Federal Credit Union

Website https://www.dfdfcu.com

Address 12 Lakeside Ln, Denver, CO 80212 7413

Phone 303-228-5300

Fax 303-228-5333

President Scott Simpson

CEO Michael Kerr

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.21%

Return on Assets (ROA)

0.6328%

Return on Equity (ROE)

4.7346%

Non-Performing Loans Ratio (NPL)

0.06%

Total Assets

214,741,723

Total Amount of Shares and Deposits

184,762,377

Total Shares and Deposits < 1 Year

179,175,810

Total Shares and Deposits 1 3 Years

3,958,822

Total Shares and Deposits > 3 Years

1,627,745

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

29,204,576

Total Uninsured Shares and Deposits > $250K (F+J)

29,204,576

Total Insured Shares and Deposits > $250K (item 17 less item K)

155,557,801

Total Interest Expense (Sum of items 6 8)

2,189,843

Share Certificates

822

Number of Accounts for Share Drafts

4,618

IRA KEOGH Accounts

213

Number of Accounts for Regular Shares

7,367

All other shares

377

Money Market Shares

531

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

13,555,625

Total Liabilities

189,314,959

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Denver Fire Department Federal Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/denver-fire-department-federal-credit-union-rates-review-2881">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #54 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

There are no reviews for Denver Fire Department Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Denver Fire Department Federal Credit Union

Frequently Asked Questions About Denver Fire Department Federal Credit Union

How many branches does Denver Fire Department Federal Credit Union operate?

Denver Fire Department Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Denver Fire Department Federal Credit Union?

Yes, to access services at Denver Fire Department Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Denver Fire Department Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Denver Fire Department Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Denver Fire Department Federal Credit Union offer online and mobile banking?

Most modern institutions like Denver Fire Department Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dfdfcu.com.