Milford Building and Loan Association CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Milford Building and Loan AssociationToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 3.82% and 3-month CD rates at 2.00%. Current savings rates are at 0.15% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 12.96%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Milford Building and Loan Association CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Milford Building and Loan Association, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Milford Building and Loan Association CD rates. You can also compare Milford Building and Loan Association savings rates, MMA rates and mortgage rates using our other rate lists.

Milford Building and Loan Association money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Milford Building and Loan Association? Share your experience about Milford Building and Loan Association by leaving a review below, or read customer reviews before you decide to use Milford Building and Loan Association.

Milford Building and Loan Association Texas Ratio

Milford Building and Loan Association's Texas Ratio is at 39.98%, which is considered good. The Texas Ratio for Milford Building and Loan Association is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Milford Building and Loan Association is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Milford Building and Loan Association
131 E Jones St
Milford, IL 60953
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Milford Building and Loan Association Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD (Jumbo)
4.65%
$100,000
New Market Bank
New Market Bank
7-Month CD
4.54%
$500
Susser Bank
Susser Bank
9-Month CD
4.05%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
12-Month CD
3.76%
$500
Harford Bank
Harford Bank
12-Month CD
3.75%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD
3.56%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
3.55%
$500
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
3.50%
$500
Palo Savings Bank
18-Month CD
3.49%
$1,000
Kish Bank
Kish Bank
30-Month CD
3.43%
$2,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.25%
$500
Phoenixville Federal B&T
48-Month CD
3.20%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
18-Month CD (Flex)
3.00%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.80%
$500
State Central Bank
State Central Bank
36-Month CD
2.77%
$10,000
Falcon National Bank
Falcon National Bank
36-Month CD
2.75%
$500
Gateway Commercial Bank
Gateway Commercial Bank
36-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Global Bank
Global Bank
Money Market
2.50%
$100
Portage Community Bank
Portage Community Bank
36-Month CD
2.50%
$1,000
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
FNB of Bellville
FNB of Bellville
36-Month CD
2.25%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
60-Month CD
2.00%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
48-Month CD
1.35%
$500
The Peoples Community Bank
The Peoples Community Bank
18-Month CD
1.30%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Shelby County State Bank
Shelby County State Bank
24-Month CD
1.21%
$1,000
FNB of Brookfield
FNB of Brookfield
6-Month CD
1.00%
$1,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Savings
0.75%
$50
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Blue Chip Savings
0.50%
$100
Bell Bank
Bell Bank
Regular Savings
0.50%
$50
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
Neffs National Bank
Neffs National Bank
Statement Savings
0.40%
$10
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
American Savings Bank, FSB
American Savings Bank, FSB
36-Month CD
0.30%
$1,000
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
5 Star Bank
5 Star Bank
3-Month CD
0.20%
$500
Winter Hill Bank
Winter Hill Bank
3-Month CD
0.20%
$500
City Credit Union
City Credit Union
Share Savings
0.20%
$100
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Money Market
0.10%
$1,000
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
First Nations Bank
First Nations Bank
3-Month CD
0.05%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Milford Building and Loan Association rate data right now, check back for updates, we are adding rates all the time.

Milford Building and Loan Association Information

Milford Building and Loan Association
131 E Jones St
Milford, IL 60953
Iroquois
Established Date: 01/01/1883
FDIC Certificate #: 30152
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is Milford Building and Loan Association FDIC Insured? Yes
What is Milford Building and Loan Association's Cert number? 30152
What is the maximum amount for insured deposits? $250,000 per holder, per account

Milford Building and Loan Association Financials

Total Assets:
$28,415,000
Total Deposits:
$25,037,000
Equity Capital:
$3,166,000
Domestic Deposits:
$25,037,000
Net Income:
$13,000
Return on Assets:
0.0736%
Quarterly Return on Assets:
0.1800%
Pretax Return on Assets:
0.1822%
Pretax Quarterly Return on Assets:
0.1800%
Return on Equity:
0.6700%
Quarterly Return on Equity:
1.6500%
Common Equity Tier 1 Capital Ratio:
21.9247%
Tier 1 Risk-Based Capital Ratio:
21.9247%
Leverage Tier 1 (Core Capital) Ratio:
11.1228%
Total Risk-Based Capital Ratio (YTD):
23.1770%
Total Interest Income (YTD):
3.9074%
 
 
Headquarters:
Milford
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Iroquois
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term conforming mortgage rates made new lows in this week’s mortgage survey released by Freddie Mac (OTC: FMCC). Fixed conforming 30 year home mortgage rates, fixed conforming 15 year home mortgage rates and 5 year adjustable mortgage rates all hit new lows in this week's Primary Mortgage Market Survey. 1 year adjustable mortgage rates were unchanged in this week's survey.
Park National Bank CD RatesPark National Bank CD rates are very competitive right now, but you will have to go to a local branch to open a certificate of deposit. You can compare CD rates at Park National Bank with some of the best CD rates available online. To check on CD rates from Park National Bank, you can walk into over 110 different branch locations all over the State of Ohio. To get the best deal on a certificate of deposit compare online CD rates with Park National Bank CD rates.

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