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F&M Bank of Nashville Rates & Review April 2026

F&M Bank of Nashville's 7-Month CD Special rates are at 3.70%, 9-Month CD Special rates are at 3.50%, 13-Month CD Special rates are at 3.35%, 37-Month CD Special rates are at 3.00%, 60-Month CD rates are at 1.70%. F&M Bank of Nashville's savings rates are at 0.03%. F&M Bank of Nashville's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of F&M Bank of Nashville with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026.

F&M Bank of Nashville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank of Nashville? Share your experience about F&M Bank of Nashville by leaving a review below, or read customer reviews before you decide to use F&M Bank of Nashville.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
F&M Bank of Nashville
120 W Saint Louis St
Nashville, IL 62263
https://www.bankwithfmb.com
Member FDIC

F&M Bank of Nashville CD Rates

Product Rate APY Term View More
7 Month CD Special 3.64% 3.70%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month CD Special 3.45% 3.50%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month CD Special 3.30% 3.35%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
37 Month CD Special 2.96% 3.00%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month CD 1.69% 1.70%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month CD 1.49% 1.50%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month CD 1.34% 1.35%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month CD 1.14% 1.15%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month CD 1.05% 1.05%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month CD 0.95% 0.95%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
21 Month CD 0.95% 0.95%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month CD 0.90% 0.90%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Month CD 0.90% 0.90%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
182 Day CD 0.80% 0.80%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 Day CD 0.75% 0.75%
Min Deposit $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

F&M Bank of Nashville Savings Rates

Product Rate APY View More
Christmas Club 0.30% 0.30%
Min Balance $5
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacation Club 0.30% 0.30%
Min Balance $5
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Savings 0.15% 0.15%
Min Balance $5
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
50 Club 0.10% 0.10%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.07% 0.07%
Min Balance $15,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.03% 0.03%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

F&M Bank of Nashville Money Market Rates

Product Rate APY View More
Money Market 0.20% 0.20%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for F&M Bank of Nashville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather F&M Bank of Nashville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with F&M Bank of Nashville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name F&M Bank of Nashville
Bank Holding Company FARMERS&MERCHANTS BANCSHARES
Address 120 W Saint Louis St, Nashville, IL 62263  ·  Washington
FDIC Certificate # 3821
Established 05/10/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3403%
Return on Equity (ROE) 19.9800%
Non-Performing Loans (NPL) 0.00%
Total Assets $278,018,000
Total Deposits $250,491,000
Equity Capital $26,690,000
Net Income $4,198,000
Headquarters Nashville
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About F&M Bank of Nashville

Is F&M Bank of Nashville a safe place to deposit money?

Yes, F&M Bank of Nashville is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does F&M Bank of Nashville operate?

F&M Bank of Nashville currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, F&M Bank of Nashville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M Bank of Nashville provides members with tools to manage their accounts and build a solid financial history.

Does F&M Bank of Nashville offer online and mobile banking?

Most modern institutions like F&M Bank of Nashville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankwithfmb.com.

Current F&M Bank of Nashville Rates

  • 12-Month CD0.90%
  • 18-Month CD0.95%
  • 24-Month CD1.05%
  • 36-Month CD1.35%
  • 48-Month CD1.50%
  • 60-Month CD1.70%
  • Savings0.03%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.