Holmes County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Holmes County BankToday's 12-month CD rates can be found at 3.25%, 6-month CD rates at 2.00% and 3-month CD rates at 3.24%. Current savings rates are at 0.40% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.90%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Holmes County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Holmes County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Holmes County Bank CD rates. You can also compare Holmes County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Holmes County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holmes County Bank? Share your experience about Holmes County Bank by leaving a review below, or read customer reviews before you decide to use Holmes County Bank.

Holmes County Bank Texas Ratio

Holmes County Bank's Texas Ratio is at 6.48%, which is considered excellent. The Texas Ratio for Holmes County Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Holmes County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Holmes County Bank
316 Court Sq
Lexington, MS 39095
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Holmes County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
60-Month CD
4.10%
$5,000
Liberty Savings Bank
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
Winchester Co-operative Bank
Winchester Co-operative Bank
24-Month CD
3.75%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
BMO Alto
BMO Alto
60-Month CD
3.60%
$0
Community Commerce Bank
Community Commerce Bank
60-Month CD
3.56%
$10,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
3.50%
$5,000
Northern Bank Direct
Northern Bank Direct
12-Month CD
3.50%
$500
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
60-Month CD
3.05%
$1,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
3.02%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
60-Month CD
3.00%
$500
Think Mutual Bank
Think Mutual Bank
18-Month CD
3.00%
$250
Mauch Chunk Trust Company
36-Month CD
2.83%
$500
State Central Bank
State Central Bank
36-Month CD
2.77%
$10,000
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
2.50%
$100
First Westroads Bank
First Westroads Bank
36-Month CD
2.50%
$100
Ponce Bank
Ponce Bank
48-Month CD
2.50%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.15%
$1,000
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
18-Month CD
1.86%
$100
The Apple Creek Banking Company
The Apple Creek Banking Company
60-Month CD
1.62%
$500
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
48-Month CD
1.51%
$500
South Ottumwa SB
South Ottumwa SB
24-Month CD
1.50%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
1.00%
$2,500
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
Raritan State Bank
Raritan State Bank
Passbook Savings
0.60%
$10
Seamens Bank
Seamens Bank
48-Month CD
0.40%
$1,000
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
0.35%
$2,500
Navy Federal Credit Union
Navy Federal Credit Union
Share Savings
0.25%
$5
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
Northumberland Bank
Northumberland Bank
3-Month CD
0.20%
$5,000
Greenstate Credit Union
Greenstate Credit Union
3-Month CD
0.20%
$500
Mercer Savings Bank
Mercer Savings Bank
12-Month CD
0.15%
$100
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.10%
$1,500
National Bank of Coxsackie
National Bank of Coxsackie
6-Month CD
0.10%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
NOW Checking
0.05%
$50
NCS Bank
NCS Bank
Savings
0.05%
$10
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
Old Dominion National Bank
Old Dominion National Bank
First Choice Savings
0.05%
$100
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Holmes County Bank rate data right now, check back for updates, we are adding rates all the time.

Holmes County Bank Information

Holmes County Bank
316 Court Sq
Lexington, MS 39095
Holmes
Established Date: 01/01/1932
FDIC Certificate #: 321
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HOLMES COUNTY CAPITAL CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Holmes County Bank FDIC Insured? Yes
What is Holmes County Bank's Cert number? 321
What is the maximum amount for insured deposits? $250,000 per holder, per account

Holmes County Bank Financials

Total Assets:
$144,775,000
Total Deposits:
$129,268,000
Equity Capital:
$12,863,000
Domestic Deposits:
$129,268,000
Net Income:
$278,000
Return on Assets:
2.2748%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.7536%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
32.4300%
Quarterly Return on Equity:
8.6300%
Common Equity Tier 1 Capital Ratio:
25.3366%
Tier 1 Risk-Based Capital Ratio:
25.3366%
Leverage Tier 1 (Core Capital) Ratio:
13.9049%
Total Risk-Based Capital Ratio (YTD):
26.5877%
Total Interest Income (YTD):
4.2313%
 
 
Headquarters:
Lexington
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Holmes
# of Offices:
5
Metropolitan Statistical Area (MSA):
Jackson, MS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-current-30-year-mortgage-rates-at-481-15-year-mortgage-rate-at-428Thanks to the concern over the European government debt crisis Mortgage rates have hit a low for 2010. Current 30 year mortgage rates are down to 4.81 percent. Mortgage rates were expected to head higher when the Federal Reserve stopped buying mortgage backed securities (MBS) but the opposite has happened thanks to yields falling on U.S. Treasuries.
EverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.
As we head until the final weeks of 2012 both average savings rates and money market rates are unchanged, ending another year of ultra low deposit rates. The best savings rates and best money market rates on our rate lists also haven't changed this week and probably won't for at least a couple more years.

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