Monterey County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Monterey County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Monterey County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Monterey County Bank CD rates. You can also compare Monterey County Bank savings rates, MMA rates and mortgage rates using our other rate lists. Monterey County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Monterey County Bank? Share your experience about Monterey County Bank by leaving a review below, or read customer reviews before you decide to use Monterey County Bank. Monterey County Bank Texas Ratio Monterey County Bank's Texas Ratio is at 620.18%, which is considered subpar. The Texas Ratio for Monterey County Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Monterey County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Monterey County Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Monterey County Bank rate data right now, check back for updates, we are adding rates all the time. Monterey County Bank InformationMonterey County Bank
601 Munras AveMonterey, CA 93940 Monterey Established Date: 05/05/1977 FDIC Certificate #: 22460 Date of FDIC Deposit Insurance: 05/05/1977 Bank Holding Company: NORTHERN CALIFORNIA BCORP INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.montereycountybank.com
Is Monterey County Bank FDIC Insured? Yes
What is Monterey County Bank's Cert number? 22460
What is the maximum amount for insured deposits? $250,000 per holder, per account
Monterey County Bank FinancialsTotal Assets:
$197,241,000
Total Deposits:
$166,507,000
Equity Capital:
$5,787,000
Domestic Deposits:
$166,507,000
Net Income:
$-537,000
Return on Assets:
0.6618%
Quarterly Return on Assets:
-1.0800%
Pretax Return on Assets:
-1.0830%
Pretax Quarterly Return on Assets:
-1.0800%
Return on Equity:
29.1900%
Quarterly Return on Equity:
-32.6400%
Common Equity Tier 1 Capital Ratio:
15.5146%
Tier 1 Risk-Based Capital Ratio:
15.5146%
Leverage Tier 1 (Core Capital) Ratio:
8.6324%
Total Risk-Based Capital Ratio (YTD):
16.8036%
Total Interest Income (YTD):
4.9959%
Headquarters:
Monterey
FDIC Field Office:
San Francisco
Regulator:
FDIC
County:
Monterey
# of Offices:
4
Metropolitan Statistical Area (MSA):
Salinas, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates today are mixed, no big swings in average mortgage rates over the Thanksgiving Holiday. Mortgage rates today 30 year mortgage loans are averaging 4.07%, a decline from yesterday’s average 30 year mortgage rate of 4.10%. Today's Mortgage rates on 15 year home mortgage loans are averaging 3.35%, unchanged from yesterday’s average 15 year mortgage rate.
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 Happy Thanksgiving![/caption]
After months of anticipating that the Federal Open Market Committee (FOMC) will start tapering their purchases, we will finally get an answer when the Fed meets next week. Ever since the Fed Chairman, Ben Bernanke, hinted that the Fed might slow buying $40 billion a month in mortgage-backed securities (MBS) and Treasuries, long term interest rates have skyrocketed higher.
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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.25% and 3-month CD rates at 1.30%. Current savings rates are at 0.25% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 11.75%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. 
