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Sunrise Banks National Association Rates & Review March 2026

Sunrise Banks National Association's 6-month CDs rates are at 3.80%. MonitorBankRates evaluates the financial stability of Sunrise Banks National Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.86%. Rates were last updated on 03/15/2026.

Sunrise Banks National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunrise Banks National Association? Share your experience about Sunrise Banks National Association by leaving a review below, or read customer reviews before you decide to use Sunrise Banks National Association.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.86%
Excellent Lower than avg
Sunrise Banks National Association
5105 S Crossing Pl
Sioux Falls, SD 57108
https://www.sunrisebanks.com
Member FDIC

Sunrise Banks National Association CD Rates

Product Rate APY Term View More
6-month CDs - 3.80% 6
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sunrise Banks National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sunrise Banks National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sunrise Banks National Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sunrise Banks National Association
Bank Holding Company UNIVERSITY FINL GBC DBA SUNRISE BANKS
Address 5105 S Crossing Pl, Sioux Falls, SD 57108  ·  Lincoln
FDIC Certificate # 18561
Established 07/17/1962
FDIC Insurance Date 07/17/1962
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.86%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6403%
Return on Equity (ROE) 7.0200%
Non-Performing Loans (NPL) 0.19%
Total Assets $2,718,222,000
Total Deposits $2,453,288,000
Equity Capital $254,812,000
Net Income $9,916,000
Headquarters Sioux Falls
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Sunrise Banks National Association

Is Sunrise Banks National Association a safe place to deposit money?

Yes, Sunrise Banks National Association is considered a safe financial institution. With a Texas Ratio of 2.8639299631666%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Sunrise Banks National Association operate?

Sunrise Banks National Association currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sunrise Banks National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sunrise Banks National Association provides members with tools to manage their accounts and build a solid financial history.

Does Sunrise Banks National Association offer online and mobile banking?

Most modern institutions like Sunrise Banks National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sunrisebanks.com.