MonitorBankRates
  1. Home
  2. Banks
  3. Security Bank Minnesota
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Security Bank Minnesota Rates & Review March 2026

Security Bank Minnesota's 19-Month Certificates of Deposit Specials rates are at 3.36%, 10-Month Certificates of Deposit Specials rates are at 3.31%, 60 Certificates of Deposit rates are at 2.75%, 60 Certificates of Deposit rates are at 2.70%, 48 Certificates of Deposit rates are at 2.65%. Security Bank Minnesota's savings rates are at 0.65%. MonitorBankRates evaluates the financial stability of Security Bank Minnesota with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

Security Bank Minnesota money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank Minnesota? Share your experience about Security Bank Minnesota by leaving a review below, or read customer reviews before you decide to use Security Bank Minnesota.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Security Bank Minnesota
437 Bridge Ave
Albert Lea, MN 56007
https://www.securitybankmn.com
Member FDIC

Security Bank Minnesota CD Rates

Product Rate APY Term View More
19 Month Certificates of Deposit Specials 3.35% 3.36% 19 Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Certificates of Deposit Specials 3.30% 3.31% 10 Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Certificates of Deposit 2.75% 2.75% 60
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Certificates of Deposit 2.70% 2.70% 60
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Certificates of Deposit 2.65% 2.65% 48
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Certificates of Deposit 2.60% 2.60% 48
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Certificates of Deposit 2.55% 2.55% 48
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Certificates of Deposit 2.50% 2.50% 36
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Certificates of Deposit 2.45% 2.45% 24
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Certificates of Deposit 2.40% 2.40% 18
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Certificates of Deposit 2.35% 2.35% 18
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Certificates of Deposit 2.30% 2.30% 18
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Certificates of Deposit 2.25% 2.25% 12
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Certificates of Deposit 2.20% 2.20% 12
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Certificates of Deposit 2.15% 2.16% 6
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Certificates of Deposit 2.15% 2.15% 12
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Certificates of Deposit 2.10% 2.11% 6
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Certificates of Deposit 2.05% 2.06% 6
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Certificates of Deposit 2.00% 2.02% 3
Min Deposit $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Certificates of Deposit 1.95% 1.96% 3
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Certificates of Deposit 1.90% 1.91% 3
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Security Bank Minnesota Savings Rates

Product Rate APY View More
Platinum Money Market Savings 2.25% 2.27%
Min Balance $250,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.75% 1.76%
Min Balance $150,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 1.25% 1.26%
Min Balance $50,000
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.25% 1.26%
Min Balance $50,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Variable Rate IRA Savings 1.25% 1.26%
Min Deposit $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.00% 1.00%
Min Balance $20,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 0.95% 0.95%
Min Balance $20,000
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 0.75% 0.75%
Min Balance $0
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 0.65% 0.65%
Min Balance $0
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Economy Savings 0.25% 0.25%
Min Balance $25
Details ($25 min.)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.25% 0.25%
Min Balance $5,000
Details Variable Rate
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.25% 0.25%
Min Balance $100
Details ($100 min./below $3 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.15% 0.15%
Min Balance $100
Details Variable Rate
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Security Bank Minnesota Money Market Rates

Product Rate APY View More
Platinum Money Market Savings 2.25% 2.27%
Min Balance $250,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.75% 1.76%
Min Balance $150,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 1.25% 1.26%
Min Balance $50,000
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.25% 1.26%
Min Balance $50,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 1.00% 1.00%
Min Balance $20,000
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 0.95% 0.95%
Min Balance $20,000
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market Savings 0.75% 0.75%
Min Balance $0
Details ($10,000 min./below $25 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Investment Savings 0.65% 0.65%
Min Balance $0
Details ($1,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Security Bank Minnesota Checking Rates

Product Rate APY View More
Security Gold Checking 1.50% 1.51%
Min Balance $10,000
Details ($10,000 min./below $5 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Interest Checking 0.40% 0.40%
Min Balance $2,500
Details ($500 min./below $3 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Interest Checking 0.20% 0.20%
Min Balance $500
Details ($500 min./below $3 s/c)
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Bank Minnesota is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Bank Minnesota rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Bank Minnesota's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Bank Minnesota
Bank Holding Company LAKE BK SHARES EMPLOYEE STK OWNERSHIP PLAN
Address 437 Bridge Ave, Albert Lea, MN 56007  ·  Freeborn
FDIC Certificate # 10984
Established 01/01/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.9644%
Return on Equity (ROE) 18.8700%
Non-Performing Loans (NPL) 0.00%
Total Assets $148,194,000
Total Deposits $124,688,000
Equity Capital $15,010,000
Net Income $1,055,000
Headquarters Albert Lea
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Security Bank Minnesota yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Security Bank Minnesota
Your Name:
Your Rating:

Frequently Asked Questions About Security Bank Minnesota

Is Security Bank Minnesota a safe place to deposit money?

Yes, Security Bank Minnesota is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security Bank Minnesota operate?

Security Bank Minnesota currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Bank Minnesota does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank Minnesota provides members with tools to manage their accounts and build a solid financial history.

Does Security Bank Minnesota offer online and mobile banking?

Most modern institutions like Security Bank Minnesota provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitybankmn.com.

Current Security Bank Minnesota Rates

  • 18-Month CD3.36%
  • Savings0.65%
Retrieved from our database of financial products. Rates subject to change.