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Security Bank Minnesota Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Security Bank Minnesota's top rates as of October 11, 2026 are 3.86% APY on its 19-Months 19-Month CD Special, 2.27% APY on savings, 1.51% APY on checking, and auto loans from 6.50% APR, according to rates verified by MonitorBankRates. Other Security Bank Minnesota CD rates include 10-Months 10-Month CD Special at 3.76%, 60-Months 60-Month Certificate at 2.75%, and 60-Months 60-Month Certificate at 2.70%. MonitorBankRates evaluates the financial stability of Security Bank Minnesota with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 16.94%. Rates last updated and verified on 10/11/2026.
Security Bank Minnesota money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank Minnesota? Share your experience about Security Bank Minnesota by leaving a review below, or read customer reviews before you decide to use Security Bank Minnesota.
Overall Health & Safety Grade
?
B+
Good HealthScore: 90/100
Overall Health & Safety Grade
Security Bank Minnesota has earned an overall safety grade of B+ (Good, Score: 90/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
4.8
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Security Bank Minnesota has earned a Star Rating of 4.8 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
16.94%
GoodHigher than avg
Security Bank Minnesota Texas Ratio
Security Bank Minnesota's Texas Ratio is 16.94%, which is considered good and is higher than the national average of 5.85%.
While Security Bank Minnesota has some non-performing assets, it maintains sufficient capital reserves to handle potential losses.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.00% to 16.94% over 12 quarters, worseningFull history
Star Rating 5.0 to 4.8, Health Grade A+ to B+
The Texas Ratio for this bank has weakened since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Security Bank Minnesota CD Rates
Product
Rate
APY
Term
View More
19 Month CD Special
3.85%
3.86%
19 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 3.86% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
10 Month CD Special
3.75%
3.76%
10 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 3.76% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
60 Month Certificate
2.75%
2.75%
60 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
60 Month Certificate
2.70%
2.70%
60 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.70% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
48 Month Certificate
2.65%
2.65%
48 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.65% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
60 Month Certificate
2.65%
2.65%
60 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.65% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
60 Month IRA Certificate (Traditional & Roth)
2.65%
2.65%
60 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 2.65% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
48 Month Certificate
2.60%
2.60%
48 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.60% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
48 Month Certificate
2.55%
2.55%
48 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.55% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
48 Month IRA Certificate (Traditional & Roth)
2.55%
2.55%
48 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 2.55% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
36 Month Certificate
2.50%
2.50%
36 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
24 Month Certificate
2.45%
2.45%
24 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.45% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
36 Month Certificate
2.45%
2.45%
36 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.45% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
18 Month Certificate
2.40%
2.40%
18 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.40% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
24 Month Certificate
2.40%
2.40%
24 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.40% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
36 Month Certificate
2.40%
2.40%
36 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.40% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
36 Month IRA Certificate (Traditional & Roth)
2.40%
2.40%
36 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 2.40% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
18 Month Certificate
2.35%
2.35%
18 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.35% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
24 Month Certificate
2.35%
2.35%
24 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.35% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
24 Month IRA Certificate (Traditional & Roth)
2.35%
2.35%
24 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 2.35% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
18 Month Certificate
2.30%
2.30%
18 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.30% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
12 Month Certificate
2.25%
2.25%
12 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.25% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
12 Month Certificate
2.20%
2.20%
12 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.20% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
6 Month Certificate
2.15%
2.16%
6 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.16% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
12 Month Certificate
2.15%
2.15%
12 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.15% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
12 Month IRA Certificate (Traditional & Roth)
2.15%
2.15%
12 Months
Min Deposit$1,000
Min Balance$1,000
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 2.15% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
6 Month Certificate
2.10%
2.11%
6 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.11% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
6 Month Certificate
2.05%
2.06%
6 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.06% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
3 Month Certificate
2.00%
2.02%
3 Months
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
3 Month Certificate
1.95%
1.96%
3 Months
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.96% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
3 Month Certificate
1.90%
1.91%
3 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.91% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Security Bank Minnesota Savings Rates
Product
Rate
APY
View More
Platinum Money Market Savings
2.25%
2.27%
Min Deposit$10,000
Min Balance$250,000
DetailsBalance: $250,000 and up
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 2.27% APY · checked 3 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.75%
1.76%
Min Deposit$10,000
Min Balance$150,000
DetailsBalance: $150,000 - $249,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.76% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
1.25%
1.26%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000 and up
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.25%
1.26%
Min Deposit$10,000
Min Balance$50,000
DetailsBalance: $50,000 - $149,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Variable Rate IRA Savings
1.25%
1.26%
Min Deposit$100
Min Balance$100
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 1.26% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.00%
1.00%
Min Deposit$10,000
Min Balance$20,000
DetailsBalance: $20,000 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
0.95%
0.95%
Min Deposit$1,000
Min Balance$20,000
DetailsBalance: $20,000 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
0.75%
0.75%
Min Deposit$10,000
Min Balance$0
DetailsBalance: $0.01 - $19,999.99; service charge if below $10,000
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.75% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
0.65%
0.65%
Min Deposit$1,000
Min Balance$0
DetailsBalance: $0.01 - $19,999.99; service charge if below $1,000
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.65% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Economy Savings
0.25%
0.25%
Min Deposit$25
DetailsRates accurate as of 9/17/2026
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Health Savings Account (HSA)
0.25%
0.25%
Min Balance$5,000
DetailsBalance: $5,000 and above
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.25% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Regular Savings
0.25%
0.25%
Min Deposit$100
Min Balance$100
DetailsService charge if balance below $100
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.25% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Health Savings Account (HSA)
0.15%
0.15%
Min Deposit$100
Min Balance$100
DetailsBalance: $100 - $4,999.99
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.15% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Security Bank Minnesota Money Market Rates
Product
Rate
APY
View More
Platinum Money Market Savings
2.25%
2.27%
Min Deposit$10,000
Min Balance$250,000
DetailsBalance: $250,000 and up
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 2.27% APY · checked 3 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.75%
1.76%
Min Deposit$10,000
Min Balance$150,000
DetailsBalance: $150,000 - $249,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.76% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
1.25%
1.26%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000 and up
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.25%
1.26%
Min Deposit$10,000
Min Balance$50,000
DetailsBalance: $50,000 - $149,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
1.00%
1.00%
Min Deposit$10,000
Min Balance$20,000
DetailsBalance: $20,000 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
0.95%
0.95%
Min Deposit$1,000
Min Balance$20,000
DetailsBalance: $20,000 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Platinum Money Market Savings
0.75%
0.75%
Min Deposit$10,000
Min Balance$0
DetailsBalance: $0.01 - $19,999.99; service charge if below $10,000
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.75% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Money Market Investment Savings
0.65%
0.65%
Min Deposit$1,000
Min Balance$0
DetailsBalance: $0.01 - $19,999.99; service charge if below $1,000
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.65% APY
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Security Bank Minnesota Checking Rates
Product
Rate
APY
View More
Security Gold Checking
1.50%
1.51%
Min Deposit$10,000
Min Balance$10,000
DetailsService charge if balance below $10,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.51% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Interest Checking
0.40%
0.40%
Min Deposit$500
Min Balance$2,500
DetailsBalance: $2,500 and up
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.40% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Interest Checking
0.20%
0.20%
Min Deposit$500
Min Balance$500
DetailsBalance: $500 - $2,499.99
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 2 times
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Security Bank Minnesota Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
6.50%
DetailsAPR = Annual Percentage Rate
Last Updated10/11/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Oct 3, 20266.50%▲ from 6.25%
Sep 14, 20266.25%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 16.94%
Financial Health History
Security Bank Minnesota’s Texas Ratio rose from 0.00% in Q3 2023 to 16.94% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.8 and its Health Grade from A+ to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$145M
16.94%
4.8
B+
March 31, 2026
$152M
13.71%
5.0
A
December 31, 2025
$148M
13.35%
5.0
A
September 30, 2025
$144M
15.06%
5.0
A-
June 30, 2025
$147M
13.65%
5.0
A
March 31, 2025
$149M
15.30%
5.0
A-
December 31, 2024
$145M
19.77%
4.6
B
September 30, 2024
$144M
23.23%
4.3
B-
June 30, 2024
$146M
22.35%
4.4
B-
March 31, 2024
$150M
7.17%
5.0
A
December 31, 2023
$148M
4.05%
5.0
A+
September 30, 2023
$143M
0.00%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Security Bank Minnesota is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Security Bank Minnesota rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Security Bank Minnesota's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameSecurity Bank Minnesota
Bank Holding CompanyLAKE BK SHARES EMPLOYEE STK OWNERSHIP PLAN
Address
437 Bridge Ave,
Albert Lea, MN 56007 · Freeborn
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Frequently Asked Questions About Security Bank Minnesota
How many branches does Security Bank Minnesota operate?
Security Bank Minnesota currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Security Bank Minnesota does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Security Bank Minnesota provides members with tools to manage their accounts and build a solid financial history.
Does Security Bank Minnesota offer online and mobile banking?
Most modern institutions like Security Bank Minnesota provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitybankmn.com.
Current Security Bank Minnesota Rates
12-Month CD2.15%
18-Month CD2.30%
24-Month CD2.35%
36-Month CD2.40%
48-Month CD2.55%
60-Month CD2.65%
Savings2.27%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
