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Acpe Federal Credit Union Rates & Review April 2026

You can compare Acpe Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.40%, 6-month share certificate rates at 0.12% and 3-month share certificate rates at 3.02%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Acpe Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Acpe Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.89%. Rates were last updated on 04/23/2026.

Acpe Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Acpe Federal Credit Union? Share your experience about Acpe Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Acpe Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.89%
Excellent Lower than avg
Acpe Federal Credit Union
ACPE FCU
2835 E Grand Ave
Laramie, WY 82070 5276
https://www.acpefcu.com
Member NCUA

Current Rate Availability

We do not have Acpe Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Acpe Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Acpe Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Acpe Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Acpe Federal Credit Union
Address 2835 E Grand Ave, Laramie, WY 82070 5276
Phone 307-745-4726
Fax 307-742-5238
President James Dahl
CEO Marcia Dent
Full-Time Employees 14
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.89%
Return on Assets (ROA)
1.2418%
Return on Equity (ROE)
11.1700%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
73,818,853
Total Amount of Shares and Deposits
65,612,669
Total Shares and Deposits < 1 Year
64,529,176
Total Shares and Deposits 1 3 Years
823,237
Total Shares and Deposits > 3 Years
260,256
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,128,935
Total Uninsured Shares and Deposits > $250K (F+J)
5,128,935
Total Insured Shares and Deposits > $250K (item 17 less item K)
60,483,734
Total Interest Expense (Sum of items 6 8)
651,880
Share Certificates
310
Number of Accounts for Share Drafts
2,482
IRA KEOGH Accounts
180
Number of Accounts for Regular Shares
5,354
All other shares
133
Money Market Shares
205
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,505,631
Total Liabilities
65,611,876
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Acpe Federal Credit Union

Is Acpe Federal Credit Union a safe place to deposit money?

Yes, Acpe Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.8908845485981%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Acpe Federal Credit Union operate?

Acpe Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Acpe Federal Credit Union?

Yes, to access services at Acpe Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Acpe Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Acpe Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Acpe Federal Credit Union offer online and mobile banking?

Most modern institutions like Acpe Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acpefcu.com.