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Sunwest Credit Union Rates & Review April 2026

Sunwest Credit Union's 6 month CD/IRA rates are at 3.45%, 12 month CD/IRA rates are at 3.35%, 18 month CD/IRA rates are at 3.15%, 60 month CD/IRA rates are at 3.10%, 48 month CD/IRA rates are at 3.05%. Sunwest Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Sunwest Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.22%. Rates were last updated on 03/28/2026.

Sunwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunwest Credit Union? Share your experience about Sunwest Credit Union by leaving a review below, or read customer reviews before you decide to use Sunwest Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.22%
Excellent Higher than avg
Sunwest Credit Union
Sovereign Branch
4141 Sovereign Cir
Pueblo, CO 81005
https://sunwestecu.com
Member NCUA

Sunwest Credit Union CD Rates

Product Rate APY Term View More
6 month Certificate/IRA 3.40% 3.45% 6
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
12 month Certificate/IRA 3.30% 3.35% 12
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
18 month Certificate/IRA 3.11% 3.15% 18
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
60 month Certificate/IRA 3.06% 3.10% 60
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
48 month Certificate/IRA 3.01% 3.05% 48
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
36 Month Certificate/IRA 2.96% 3.00% 36
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
24 month Certificate/IRA 2.86% 2.90% 24
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%

Sunwest Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit LTV <=80% 8.25% - 8.25%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Home Equity Line of Credit LTV >80% 8.50% - 8.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%

Sunwest Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.24%
Details As Low As; Based on 60 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 5.74%
Details Based on 60 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 6.24%
Details Based on 60 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 6.74%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 7.24%
Details As Low As; Flexible terms are available up to 144 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 7.49%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Auto Loan - - 7.74%
Details As Low As; Flexible terms are available up to 144 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%

Sunwest Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Credit Card - 13.40%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%

Sunwest Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.49%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%
Personal Loan - 15.40%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.22%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sunwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sunwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sunwest Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sunwest Credit Union
Address 4141 Sovereign Cir, Pueblo, CO 81005
Phone 719-561-0804
Fax 719-560-1620
President Henry Roman
CEO Leslie Shepard
Full-Time Employees 38
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.22%
Return on Assets (ROA)
0.6730%
Return on Equity (ROE)
5.8538%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
226,294,773
Total Amount of Shares and Deposits
200,309,101
Total Shares and Deposits < 1 Year
193,435,729
Total Shares and Deposits 1 3 Years
4,697,805
Total Shares and Deposits > 3 Years
2,175,567
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,806,041
Total Uninsured Shares and Deposits > $250K (F+J)
22,806,041
Total Insured Shares and Deposits > $250K (item 17 less item K)
177,503,060
Total Interest Expense (Sum of items 6 8)
2,155,774
Share Certificates
1,315
Number of Accounts for Share Drafts
7,483
IRA KEOGH Accounts
493
Number of Accounts for Regular Shares
11,972
All other shares
1,975
Money Market Shares
1,032
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,940,114
Total Liabilities
202,125,333
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Sunwest Credit Union

Is Sunwest Credit Union a safe place to deposit money?

Yes, Sunwest Credit Union is considered a safe financial institution. With a Texas Ratio of 6.2211611451929%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sunwest Credit Union operate?

Sunwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sunwest Credit Union?

Yes, to access services at Sunwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sunwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sunwest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sunwest Credit Union offer online and mobile banking?

Most modern institutions like Sunwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://sunwestecu.com.

Current Sunwest Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.15%
  • 24-Month CD2.90%
  • 60-Month CD3.10%
Retrieved from our database of financial products. Rates subject to change.