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Northeast Bank Portland, ME Rates & Review April 2026

Northeast Bank Portland, ME's 6-Month CD rates are at 3.95%, 1 Year CD rates are at 3.85%, 2 Year CD rates are at 3.25%. Northeast Bank Portland, ME's savings rates are at 0.05%. Northeast Bank Portland, ME's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of Northeast Bank Portland, ME with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.60%. Rates were last updated on 04/22/2026.

Northeast Bank Portland, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeast Bank Portland, ME? Share your experience about Northeast Bank Portland, ME by leaving a review below, or read customer reviews before you decide to use Northeast Bank Portland, ME.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.60%
Excellent Lower than avg
Northeast Bank Portland, ME
27 Pearl St
Portland, ME 04101
https://www.northeastbank.com
Member FDIC

Northeast Bank Portland, ME CD Rates

Product Rate APY Term View More
6-Month CD 3.88% 3.95%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
1 Year CD 3.78% 3.85%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
2 Year CD 3.20% 3.25%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

Northeast Bank Portland, ME Savings Rates

Product Rate APY View More
High-Yield Savings 2.72% 2.75%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
PROPEL Preferred Savings 2.72% 2.75%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
High-Yield Savings 2.23% 2.25%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Health Savings Account 1.98% 2.00%
Details Contact Us Here
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
PROPEL Fusion Savings 0.05% 0.05%
Details Open Online in Minutes!
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

Northeast Bank Portland, ME Money Market Rates

Product Rate APY View More
Value Money Market 0.39% 0.40%
Details Contact Us Here
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northeast Bank Portland, ME is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northeast Bank Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northeast Bank Portland, ME's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northeast Bank Portland, ME
FDIC Certificate # 19690
Address 27 Pearl St, Portland, ME 04101  ·  Cumberland
Established 02/05/1872
FDIC Insurance Date 03/16/1967
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.60%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8572%
Return on Equity (ROE) 18.3600%
Non-Performing Loans (NPL) 0.35%
Total Assets $4,947,308,000
Total Deposits $3,861,110,000
Equity Capital $536,018,000
Net Income $87,178,000
Headquarters Portland
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

hQxC
★★★★★
December 17, 2025
SEMc
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Northeast Bank Portland, ME

Is Northeast Bank Portland, ME a safe place to deposit money?

Yes, Northeast Bank Portland, ME is considered a safe financial institution. With a Texas Ratio of 5.6000436500422%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Northeast Bank Portland, ME operate?

Northeast Bank Portland, ME currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northeast Bank Portland, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Bank Portland, ME provides members with tools to manage their accounts and build a solid financial history.

Does Northeast Bank Portland, ME offer online and mobile banking?

Most modern institutions like Northeast Bank Portland, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northeastbank.com.

Current Northeast Bank Portland, ME Rates

  • 12-Month CD3.85%
  • 24-Month CD3.25%
  • Savings0.05%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.