What are the current interest rates at Northeast Bank Portland, ME?

Current rates for Northeast Bank Portland, ME include: 12-Month CD: 4.10%, 24-Month CD: 3.25%, Savings: 0.05%

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Northeast Bank Portland, ME

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Northeast Bank Portland, ME Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Bank Portland, ME provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Northeast Bank Portland, ME's Propel Relationship CDs - 1 Year CD rates are at 4.25%, Propel Relationship CDs - 6-Month CD rates are at 4.15%, 1 Year CD rates are at 4.10%, 6-Month CD rates are at 4.00%, Propel Relationship CDs - 2 Year CD rates are at 3.40%. Northeast Bank Portland, ME's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Northeast Bank Portland, ME with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.77%. Rates last updated and verified on 09/18/2026.

Northeast Bank Portland, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeast Bank Portland, ME? Share your experience about Northeast Bank Portland, ME by leaving a review below, or read customer reviews before you decide to use Northeast Bank Portland, ME.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.77%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Northeast Bank

27 Pearl St
Portland, ME 04101

https://www.northeastbank.com

Northeast Bank Portland, ME CD Rates

Product	Rate	APY	Term
Propel Relationship CDs - 1 Year CD	4.16%	4.25%	1 Year CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Relationship CDs - 6-Month CD	4.07%	4.15%	6-Month CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
1 Year CD	4.03%	4.10%	1 Year CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
6-Month CD	3.93%	4.00%	6-Month CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Relationship CDs - 2 Year CD	3.34%	3.40%	2 Year CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
2 Year CD	3.20%	3.25%	2 Year CD
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%

Northeast Bank Portland, ME Savings Rates

Product	Rate	APY
Growth Savings	3.45%	3.50%
Min Balance $250,000 Details Balance: $250,000.00 and over Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Growth Savings	2.96%	3.00%
Min Balance $0 Details Balance: $0.01 to $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Preferred Savings	2.72%	2.75%
Min Balance $0 Details Balances $0.01 and Above Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Preferred Savings	-	2.75%
Min Deposit $50 Min Balance $0 Details Qualifications Required: 2 of the following during the monthly statement cycle: maintain a $5,000 average daily balance, receive a total of $1,000 or more in direct deposits, or complete 10 debit card transactions that post and settle within the monthly statement cycle; To earn the preferred rate of 2.716% and APY of 2.75% on Propel Preferred Savings, you must open and have an active Propel Premier Checking account. If the Propel Premier Checking is not active, the rate on the Propel Preferred Savings account will default to 0.05% APY. Propel Premier Checking is considered active by meeting two of the following during the monthly statement cycle: (1) maintain a $5,000 average daily balance, (2) receive a total of $1,000 or more in direct deposits, or (3) complete 10 debit card transactions that post and settle within the monthly statement cycle. 50% of funding source must be money that is not on deposit with Northeast Bank. Balance: $0.01 - $50.00 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Health Savings Account	1.98%	2.00%
Min Balance $0 Details Balance: $0.01 and Above Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Fusion Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 and Above Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%
Propel Preferred Savings	-	0.05%
Min Deposit $50 Min Balance $0 Details If the Propel Premier Checking is not active, the rate on the Propel Preferred Savings account will default to 0.05% APY. Propel Premier Checking is considered active by meeting two of the following during the monthly statement cycle: (1) maintain a $5,000 average daily balance, (2) receive a total of $1,000 or more in direct deposits, or (3) complete 10 debit card transactions that post and settle within the monthly statement cycle. 50% of funding source must be money that is not on deposit with Northeast Bank. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%

Northeast Bank Portland, ME Other Rates

Product	Rate	Points	APY/APR	Term	View More
Commercial Real Estate Loans	6.50%	-	6.50%	Up to 3 years
Details Interest-only and Non-recourse available; Creative Structures with Fast Closings; Floating rate loan Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.77%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Northeast Bank Portland, ME’s Texas Ratio stayed near 5.60% in Q3 2023 to 5.77% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.2B	5.77%	5.0	A+
March 31, 2026	$5.0B	6.93%	5.0	A
December 31, 2025	$4.9B	6.75%	5.0	A
September 30, 2025	$4.2B	6.83%	5.0	A
June 30, 2025	$4.3B	7.20%	5.0	A
March 31, 2025	$4.2B	7.15%	5.0	A
December 31, 2024	$4.1B	7.04%	5.0	A
September 30, 2024	$3.9B	9.47%	5.0	A
June 30, 2024	$3.1B	7.50%	5.0	A
March 31, 2024	$3.0B	7.94%	5.0	A
December 31, 2023	$3.0B	9.39%	5.0	A
September 30, 2023	$2.9B	5.60%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northeast Bank Portland, ME is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northeast Bank Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northeast Bank Portland, ME's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northeast Bank Portland, ME

FDIC Certificate # 19690

Address 27 Pearl St, Portland, ME 04101 · Cumberland

Website https://www.northeastbank.com

Established 18720205

FDIC Insurance Date 19670316

Domestic Offices 9

Total Branches 9

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.77%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.5325%

Return on Equity (ROE) 22.5600%

Non-Performing Loans (NPL) 0.48%

Total Assets $5,227,725,000

Total Deposits $3,732,180,000

Equity Capital $603,853,000

Net Income $64,194,000

Headquarters Portland

Total Branches and Offices 9

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Northeast Bank Portland, ME earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Northeast Bank Portland, ME

How many branches does Northeast Bank Portland, ME operate?

Northeast Bank Portland, ME currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northeast Bank Portland, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Bank Portland, ME provides members with tools to manage their accounts and build a solid financial history.

Does Northeast Bank Portland, ME offer online and mobile banking?

Most modern institutions like Northeast Bank Portland, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northeastbank.com.