☰

Home›
Banks›
SNB of Groom

iAdvertiser Disclosure

SNB of Groom Rates & Review April 2026

Q: How many branches does SNB of Groom operate?

SNB of Groom currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, SNB of Groom does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SNB of Groom provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare SNB of Groom rates to other rates in our database, including 12-month CD rates currently at 3.90%, 6-month CD rates at 2.73% and 3-month CD rates at 3.00%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to SNB of Groom rates. MonitorBankRates evaluates the financial stability of SNB of Groom with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 21.22%. Rates were last updated on 04/17/2026.

SNB of Groom money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SNB of Groom? Share your experience about SNB of Groom by leaving a review below, or read customer reviews before you decide to use SNB of Groom.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

21.22%

Good Higher than avg

SNB of Groom

99 Broadway Ave
Groom, TX 79039

https://www.snbgroom.com

Current Rate Availability

We do not have SNB of Groom rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SNB of Groom is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SNB of Groom rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SNB of Groom's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SNB of Groom

Bank Holding Company GROOM BANCSHARES INC

Address 99 Broadway Ave, Groom, TX 79039 · Carson

Website https://www.snbgroom.com

FDIC Certificate # 3237

Established 05/01/1925

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 89/100

5.0

Exceptional Out of 5.0 Stars

21.22%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.1831%

Return on Equity (ROE) 1.9300%

Non-Performing Loans (NPL) 0.70%

Total Assets $62,268,000

Total Deposits $54,932,000

Equity Capital $7,160,000

Net Income $-1,315,000

Headquarters Groom

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for SNB of Groom yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for SNB of Groom

Frequently Asked Questions About SNB of Groom

Is SNB of Groom a safe place to deposit money?

Yes, SNB of Groom is considered a safe financial institution. With a Texas Ratio of 21.219135802469%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SNB of Groom operate?

SNB of Groom currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SNB of Groom does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SNB of Groom provides members with tools to manage their accounts and build a solid financial history.

Does SNB of Groom offer online and mobile banking?

Most modern institutions like SNB of Groom provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.snbgroom.com.