VISIONBank Saint Francis, MN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.70%, 6-month CD rates at 1.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.10% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates. VISIONBank Saint Francis, MN's 6-Month CD rates are at 4.30%, 12-Month CD rates are at 3.85%, 60-Month CD rates are at 3.15%, 18-Month CD rates are at 3.02%, 24-Month CD rates are at 3.00%.

VISIONBank Saint Francis, MN

To see how these rates compare to VISIONBank Saint Francis, MN CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from VISIONBank Saint Francis, MN, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with VISIONBank Saint Francis, MN CD rates. You can also compare VISIONBank Saint Francis, MN savings rates, MMA rates and mortgage rates using our other rate lists.

VISIONBank Saint Francis, MN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VISIONBank Saint Francis, MN? Share your experience about VISIONBank Saint Francis, MN by leaving a review below, or read customer reviews before you decide to use VISIONBank Saint Francis, MN.

VISIONBank Saint Francis, MN Texas Ratio

VISIONBank Saint Francis, MN's Texas Ratio is at 7.05%, which is considered excellent. The Texas Ratio for VISIONBank Saint Francis, MN is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, VISIONBank Saint Francis, MN is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.85%
18-Month CD
3.02%
24-Month CD
3.00%
36-Month CD
2.85%
48-Month CD
2.85%
60-Month CD
3.15%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
VISIONBank Saint Francis, MN
3000 25th St S
Fargo, ND 58103
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

VISIONBank Saint Francis, MN CD Rates and Interest Rates

Bank
Product
APY
Min Dep
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
6-Month CD
4.30%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
12-Month CD
3.85%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
18-Month CD
3.02%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
24-Month CD
3.00%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
48-Month CD
2.85%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
36-Month CD
2.85%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare VISIONBank Saint Francis, MN Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Rewards Checking
4.65%
$0
BankPurley
BankPurley
12-Month CD
4.15%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
36-Month CD
4.05%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
6-Month CD
3.95%
$500
Community Bank of Marshall
Community Bank of Marshall
24-Month CD
3.53%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD (Plus Jumbo)
3.50%
$200,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
3.50%
$5,000
Great Plains State Bank
Great Plains State Bank
60-Month CD
3.50%
$500
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
60-Month CD
3.35%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD
3.30%
$500
Integrity Bank & Trust
Integrity Bank & Trust
24-Month CD
3.29%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
3.25%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Growth Savings
3.25%
$1,000
Friendship State Bank
36-Month CD
3.10%
$500
New Tripoli Bank
New Tripoli Bank
24-Month CD
3.00%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.00%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
36-Month CD
2.90%
$2,000
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Peoples Bank & Trust Co.
60-Month CD
2.58%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
2.53%
$500
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.50%
$20,000
Peoples Bank & Trust Co.
48-Month CD
2.47%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
60-Month CD
2.27%
$500
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
60-Month CD
2.20%
$100
Department of Commerce FCU
Department of Commerce FCU
48-Month CD
2.02%
$500
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
3-Month CD
1.76%
$1,000
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
Brattleboro S&L
Brattleboro S&L
24-Month CD
1.50%
$500
Bank of Springfield
Bank of Springfield
60-Month CD
1.41%
$1,000
Bank of Lake Mills
Bank of Lake Mills
12-Month CD
1.40%
$500
Buena Vista National Bank
Buena Vista National Bank
60-Month CD
1.40%
$500
Academy Bank
Academy Bank
3-Month CD
1.15%
$500
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
SSB State Street Bank
SSB State Street Bank
18-Month CD
0.90%
$1,000
Oakdale State Bank
Oakdale State Bank
18-Month CD
0.90%
$1,000
Lake Elmo Bank
Lake Elmo Bank
18-Month CD
0.75%
$1,000
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
BLC Community Bank
BLC Community Bank
Savings
0.25%
$25
Senath State Bank
Senath State Bank
Savings
0.25%
$100
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
The Andover Bank
The Andover Bank
Preferred Money Market
0.03%
$0
Badger Bank
Badger Bank
Badger Select Money Market
0.02%
$2,500
Busey Bank
Busey Bank
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

VISIONBank Saint Francis, MN Information

VISIONBank Saint Francis, MN
3000 25th St S
Fargo, ND 58103
Cass
Established Date: 12/31/2004
FDIC Certificate #: 57892
Date of FDIC Deposit Insurance: 12/31/2004
Bank Holding Company: VISION BANK HOLDINGS INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is VISIONBank Saint Francis, MN FDIC Insured? Yes
What is VISIONBank Saint Francis, MN's Cert number? 57892
What is the maximum amount for insured deposits? $250,000 per holder, per account

VISIONBank Saint Francis, MN Financials

Total Assets:
$266,159,000
Total Deposits:
$239,898,000
Equity Capital:
$24,030,000
Domestic Deposits:
$239,898,000
Net Income:
$309,000
Return on Assets:
0.5090%
Quarterly Return on Assets:
0.4700%
Pretax Return on Assets:
0.6163%
Pretax Quarterly Return on Assets:
0.6200%
Return on Equity:
5.7200%
Quarterly Return on Equity:
5.1200%
Common Equity Tier 1 Capital Ratio:
11.2670%
Tier 1 Risk-Based Capital Ratio:
11.2670%
Leverage Tier 1 (Core Capital) Ratio:
9.3185%
Total Risk-Based Capital Ratio (YTD):
12.2658%
Total Interest Income (YTD):
5.1125%
 
 
Headquarters:
Fargo
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Cass
# of Offices:
3
Metropolitan Statistical Area (MSA):
Fargo, ND-MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Banks and credit unions continue to increase CD rates on both short term and long term certificates of deposit. Overall, the increases have been marginal but at least the direction is higher. After six years of writing about lower certificate of deposit rates its a nice change to write about rates moving up.
Fixed term conforming mortgage rates and 5 year adjustable mortgage rates were slightly lower in this week's Primary Mortgage Market Survey released by Freddie Mac. This is the first time in six weeks fixed mortgage rates declined. 30 year mortgage rates are averaging 4.81 percent with 0.7 mortgage discount points for the week ending December 23, 2010, down from the previous week's average of 4.83 percent.
A surprisingly strong September job report is another sign that interest rates will be higher sooner than later. This is welcome news since deposit interest rates have been so low for so long. Forecasts are for bank rates to move higher as early as the Spring or Summer of 2014 when the Federal Reserve increases the federal funds rate.

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