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 VISIONBank Saint Francis, MN Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
VISIONBank Saint Francis, MN's 12-Month Certificate of Deposit rates are at 3.75%, 15-Month Certificate of Deposit rates are at 3.75%, 18-Month Certificate of Deposit rates are at 3.75%, 24-Month Certificate of Deposit rates are at 3.75%, 30-Month Certificate of Deposit rates are at 3.75%. VISIONBank Saint Francis, MN's savings rates are at 0.05%. VISIONBank Saint Francis, MN's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of VISIONBank Saint Francis, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.85%. Rates were last updated on 03/16/2026. VISIONBank Saint Francis, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VISIONBank Saint Francis, MN? Share your experience about VISIONBank Saint Francis, MN by leaving a review below, or read customer reviews before you decide to use VISIONBank Saint Francis, MN. 
VISIONBank Saint Francis, MN CD Rates
VISIONBank Saint Francis, MN Savings Rates
VISIONBank Saint Francis, MN Money Market Rates
VISIONBank Saint Francis, MN Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for VISIONBank Saint Francis, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather VISIONBank Saint Francis, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VISIONBank Saint Francis, MN's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
VISIONBank Saint Francis, MN
Bank Holding Company
BRAVERA HOLDINGS CORP
Address
3000 25th St S,
Fargo, ND 58103 · Cass
Website
https://www.visionbanks.com
FDIC Certificate #
57892
Established
12/31/2004
FDIC Insurance Date
12/31/2004
Domestic Offices
3
Total Branches
0
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.85%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.5090%
Return on Equity (ROE)
5.7200%
Non-Performing Loans (NPL)
0.52%
Total Assets
$302,604,000
Total Deposits
$259,385,000
Equity Capital
$40,681,000
Net Income
$-258,000
Headquarters
Fargo
Total Offices
3
Source: FDIC | Last Updated 09/30/2025
Frequently Asked Questions About VISIONBank Saint Francis, MNIs VISIONBank Saint Francis, MN a safe place to deposit money?Yes, VISIONBank Saint Francis, MN is considered a safe financial institution. With a Texas Ratio of 6.8508525793223%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does VISIONBank Saint Francis, MN operate?VISIONBank Saint Francis, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, VISIONBank Saint Francis, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VISIONBank Saint Francis, MN provides members with tools to manage their accounts and build a solid financial history. Does VISIONBank Saint Francis, MN offer online and mobile banking?Most modern institutions like VISIONBank Saint Francis, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.visionbanks.com. Current VISIONBank Saint Francis, MN Rates
Retrieved from our database of financial products. Rates subject to change.
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