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Northside Community Bank Rates & Review March 2026

Northside Community Bank's 11-Month Promo CD with Advantage Plus Rewards rates are at 4.26%. MonitorBankRates evaluates the financial stability of Northside Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates were last updated on 03/28/2026.

Northside Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northside Community Bank? Share your experience about Northside Community Bank by leaving a review below, or read customer reviews before you decide to use Northside Community Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
Northside Community Bank
5103 Washington St
Gurnee, IL 60031
https://WWW.NSCOMBANK.COM
Member FDIC

Northside Community Bank CD Rates

Product Rate APY Term View More
11-Month Promo CD with Advantage Plus Rewards - 4.26% 11
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Northside Community Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.70%
Details As Low As; intro APR
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northside Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northside Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northside Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northside Community Bank
Bank Holding Company ALIKAT INVESTMENTS INC
Address 5103 Washington St, Gurnee, IL 60031  ·  Lake
FDIC Certificate # 34416
Established 07/07/1997
FDIC Insurance Date 07/07/1997
Domestic Offices 1
Total Branches 0
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.39%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7204%
Return on Equity (ROE) 3.5700%
Non-Performing Loans (NPL) 0.06%
Total Assets $308,768,000
Total Deposits $272,972,000
Equity Capital $25,306,000
Net Income $-1,306,000
Headquarters Gurnee
Total Offices 1
Source: FDIC  |  Last Updated 09/30/2024

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Northside Community Bank

Is Northside Community Bank a safe place to deposit money?

Yes, Northside Community Bank is considered a safe financial institution. With a Texas Ratio of 0.39050235478807%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Northside Community Bank operate?

Northside Community Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northside Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northside Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Northside Community Bank offer online and mobile banking?

Most modern institutions like Northside Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://WWW.NSCOMBANK.COM.

Current Northside Community Bank Rates

  • 12-Month CD4.26%
Retrieved from our database of financial products. Rates subject to change.