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Artisans Bank Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 6, 2026
Artisans Bank's 6-Month CD rates are at 4.05%, Fixed Rate CD (CDs) - 6-Month rates are at 4.05%, Fixed Rate CD (CDs) - 15-Month rates are at 4.00%, Fixed Rate CD (CDs) - 10-Month rates are at 3.85%, Fixed Rate CD (CDs) - 14-Month rates are at 3.75%. Artisans Bank's savings rates are at 0.30%. Artisans Bank's money market rates are at 2.50%. Artisans Bank's checking rates are as high as 2.50%. Artisans Bank's Personal Loan Rates are as low as 13.00%. Artisans Bank's top CD rate of 4.05% APY on a 6 month CD is 44% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Artisans Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.99%. Rates last updated and verified on 11/06/2026.
Artisans Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Artisans Bank? Share your experience about Artisans Bank by leaving a review below, or read customer reviews before you decide to use Artisans Bank.
Artisans Bank has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Artisans Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.99%
ExcellentHigher than avg
Artisans Bank Texas Ratio
Artisans Bank's Texas Ratio is 5.99%, which is considered excellent and is higher than the national average of 5.85%.
Artisans Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.71% to 5.99% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Artisans Bank CD Rates
Product
Rate
APY
Term
View More
6-Month CD
-
4.05%
6 months
DetailsFeatured rate
Last Updated11/06/2026
Rate History
No change since Sep 16, 2026 · 4.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 6-month
3.98%
4.05%
6 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 6-month
3.98%
4.05%
6 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 15-month
3.93%
4.00%
15 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 15-month
3.93%
4.00%
15 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 10-month
3.78%
3.85%
10 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 10-month
3.78%
3.85%
10 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 14-month
3.69%
3.75%
14 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 14-month
3.69%
3.75%
14 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 11-month
3.11%
3.15%
11 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 12-month
3.11%
3.15%
12 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 8-month
3.11%
3.15%
8 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 9-month
3.11%
3.15%
9 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 11-month
3.11%
3.15%
11 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 12-month
3.11%
3.15%
12 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 8-month
3.11%
3.15%
8 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 9-month
3.11%
3.15%
9 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 18-month
2.86%
2.90%
18 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.90% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 18-month
2.86%
2.90%
18 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.90% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 13-month
2.47%
2.50%
13 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 21-month
2.47%
2.50%
21 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 24-month
2.47%
2.50%
24 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 3-month
2.47%
2.50%
3 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 13-month
2.47%
2.50%
13 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 24-month
2.47%
2.50%
24 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 30-month
1.98%
2.00%
30 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 36-month
1.98%
2.00%
36 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 48-month
1.98%
2.00%
48 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 54-month
1.98%
2.00%
54 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate CD (CDs) - 60-month
1.98%
2.00%
60 Months
Min Balance$1,500
DetailsAPYs accurate as of 07.10.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 30-month
1.98%
2.00%
30 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 36-month
1.98%
2.00%
36 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 48-month
1.98%
2.00%
48 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 54-month
1.98%
2.00%
54 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Fixed Rate IRA 60-month
1.98%
2.00%
60 Months
Min Balance$500
DetailsIRA; penalty may be incurred for early withdrawal
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
1-Year Variable Rate IRA
0.15%
0.15%
1 Year
Min Balance$100
DetailsVariable rate IRA; Minimum balance required to earn APY: $100
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Savings Rates
Product
Rate
APY
View More
Premier Yield Savings Account
0.30%
0.30%
Min Deposit$1,000
Min Balance$125,000
DetailsBalance: $125,000 & Up
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Holiday Club Savings Account
0.15%
0.15%
Min Deposit$10
Min Balance$10
DetailsBalance: $10.00 - $24,999.99; Rate applies to the entire balance
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Health Savings Account
0.10%
0.10%
Min Deposit$50
Min Balance$0
DetailsBalance: $0.01 minimum to earn APY; Minimum monthly balance to avoid a service charge $300.00 average daily
Last Updated11/06/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Yield Savings Account
0.10%
0.10%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000 - $124,999.99
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Yield Savings Account
0.10%
0.10%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Yield Savings Account
0.10%
0.10%
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Yield Savings Account
0.10%
0.10%
Min Deposit$1,000
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Yield Savings Account
0.10%
0.10%
Min Deposit$1,000
Min Balance$0
DetailsBalance: Under $5,000
Last Updated11/06/2026
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Statement Savings Account
0.10%
0.10%
Min Deposit$10
Min Balance$50
DetailsBalance: $50.00 minimum to earn APY; Account requires a minimum balance of $50.00 to earn interest; Minimum monthly balance to avoid service charge $100.00 average daily; Rates effective 09.17.2026
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Holiday Club Savings Account
0.03%
0.03%
Min Deposit$10
Min Balance$25,000
DetailsBalance: $25,000 & Up; Rate applies to the entire balance
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.03% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Money Market Rates
Product
Rate
APY
View More
Premier Money Market Account
2.47%
2.50%
Min Deposit$5,000
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Money Market Account
2.47%
2.50%
Min Deposit$5,000
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Money Market Account
2.47%
2.50%
Min Deposit$5,000
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Money Market Account
2.47%
2.50%
Min Deposit$5,000
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Money Market Account
2.47%
2.50%
Min Deposit$5,000
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Money Market Account
0.00%
0.00%
Min Deposit$5,000
DetailsBalance: Under $5,000.00; Account requires an opening deposit of $5,000.00; Minimum monthly balance to avoid service charge $5,000.00 average daily
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.47% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
2.47%
2.50%
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000 & Up
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
No change since Sep 24, 2026 · 2.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Interest Checking
0.30%
0.30%
Min Deposit$50
Min Balance$100,000
DetailsBalance: $100,000.00 & Up
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Premier Interest Checking
0.10%
0.10%
Min Deposit$50
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Business Checking Rates
Product
Rate
APY
View More
Business Interest Checking
0.10%
0.10%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 & Up
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Business Interest Checking
0.05%
0.05%
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Business Interest Checking
0.00%
0.00%
Min Deposit$1,000
DetailsBalance: Under $100,000
Last Updated11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
-
-
7.00%
DetailsVariable APR; Loan to Value Ratio: Up to 80%; Ten-year draw period; Rates listed are for single-family primary or secondary owner-occupied residences
Last Updated11/06/2026
Rate History
1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 28, 20267.00%▲ from 6.75%
Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Home Equity Loan - 5 Year Fixed
-
-
7.00%
5 Year
DetailsMinimum Loan Amount: $10,000; Loan to Value Ratio: Up to 80%
Last Updated11/06/2026
Rate History
No change since Oct 22, 2026 · 7.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Home Equity Loans
-
-
7.00%
5 years
DetailsFeatured rate
Last Updated11/06/2026
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Home Equity Loan - 10 Year Fixed
-
-
7.25%
10 Year
DetailsMinimum Loan Amount: $10,000; Loan to Value Ratio: Up to 80%
Last Updated11/06/2026
Rate History
No change since Oct 14, 2026 · 7.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Home Equity Loan - 15 Year Fixed
-
-
7.50%
15 Year
DetailsMinimum Loan Amount: $10,000; Loan to Value Ratio: Up to 80%
Last Updated11/06/2026
Rate History
No change since Oct 14, 2026 · 7.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Artisans Bank Personal Loan Rates
Product
APR
Term
View More
Personal Line of Credit
13.00%
60 Months
DetailsVariable APR; Minimum Loan Amount: $1,500.00; Maximum Loan Amount: $7,500.00
Last Updated11/06/2026
Rate History
1 change since Sep 16, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75%
Sep 24, 202613.00%▲ from 12.75%
Sep 16, 202612.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Personal Loans
14.00%
Up To 3 Years
DetailsLoan Amount: $500 - $7,500.00
Last Updated11/06/2026
Rate History
No change since Sep 16, 2026 · 14.00% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.99%
Financial Health History
Artisans Bank’s Texas Ratio rose from 3.71% in Q3 2023 to 5.99% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$718M
5.99%
5.0
A+
March 31, 2026
$720M
3.99%
5.0
A+
December 31, 2025
$715M
2.01%
5.0
A+
September 30, 2025
$716M
2.88%
5.0
A+
June 30, 2025
$696M
2.35%
5.0
A+
March 31, 2025
$694M
2.73%
5.0
A+
December 31, 2024
$695M
2.61%
5.0
A+
September 30, 2024
$690M
6.34%
5.0
A
June 30, 2024
$685M
7.94%
5.0
A
March 31, 2024
$683M
3.51%
5.0
A+
December 31, 2023
$673M
3.29%
5.0
A+
September 30, 2023
$668M
3.71%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Artisans Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Artisans Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Artisans Bank's official website for the most current offers and terms.
Address
2961 Centerville Rd,
Wilmington, DE 19808 · New Castle
FDIC Certificate #17123
RegulatorFDIC
EstablishedFebruary 28, 1861
FDIC Insurance DateJuly 3, 1952
Domestic Offices13
Total Branches13
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.99%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.5196%
Return on Equity (ROE)
5.5400%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
$718,226,000
Total Deposits
$642,957,000
Equity Capital
$68,010,000
Net Income
$1,864,000
Headquarters
Wilmington
Total Branches and Offices
13
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Artisans Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Artisans Bank
Frequently Asked Questions About Artisans Bank
Does Artisans Bank offer CDs?
Yes. Artisans Bank current CD rates include its 6-Month CD at 4.05% APY, its Fixed Rate CD (CDs) - 6-Month at 4.05% APY and its Fixed Rate CD (CDs) - 15-Month at 4.00% APY, verified by MonitorBankRates as of November 6, 2026.
Are CDs from Artisans Bank FDIC insured?
Yes. Artisans Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Artisans Bank?
The highest Artisans Bank CD rate is its 6-Month Certificate of Deposit at 4.05% APY, verified by MonitorBankRates as of November 6, 2026.
What CD terms does Artisans Bank offer?
Artisans Bank CD rates are 4.05% APY for a 6 month CD, 3.85% APY for a 10 month CD, 0.15% APY for a 12 month CD, 3.75% APY for a 14 month CD, 4.00% APY for a 15 month CD, 2.90% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.00% APY for a 3 year CD, 2.00% APY for a 4 year CD and 2.00% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Artisans Bank for its full lineup.
What is the highest savings rate at Artisans Bank?
The highest Artisans Bank savings rate is its Premier Yield Savings Account at 0.30% APY, verified by MonitorBankRates as of November 6, 2026.
What is the highest money market rate at Artisans Bank?
The highest Artisans Bank money market rate is its Business Money Market at 2.50% APY, verified by MonitorBankRates as of November 6, 2026.
What is the highest checking rate at Artisans Bank?
The highest Artisans Bank checking rate is its Interest Rewards Checking at 2.50% APY, verified by MonitorBankRates as of November 6, 2026.
What is the lowest personal loan rate at Artisans Bank?
The lowest Artisans Bank personal loan rate is its Personal Line of Credit at 13.00% APR, verified by MonitorBankRates as of November 6, 2026.
How many branches does Artisans Bank operate?
Artisans Bank currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Artisans Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Artisans Bank provides members with tools to manage their accounts and build a solid financial history.
Does Artisans Bank offer online and mobile banking?
Most modern institutions like Artisans Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.artisansbank.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Artisans Bank rates compare?
Artisans Bank's top CD rate of 4.05% APY on a 6 month CD is 44% higher than the MonitorBankRates national average of 2.81% APY for that term, and it has an A+ health rating. Artisans Bank's top rates are its 6-Months 6-Month Certificate of Deposit at 4.05% APY, its Premier Yield Savings Account at 0.30% APY, its Business Money Market at 2.50% APY, its Interest Rewards Checking at 2.50% APY and its Personal Line of Credit at 13.00% APR, verified by MonitorBankRates on November 6, 2026.
Current Artisans Bank Rates
12-Month CD0.15%
18-Month CD2.90%
24-Month CD2.50%
36-Month CD2.00%
48-Month CD2.00%
60-Month CD2.00%
Savings0.30%
MMA2.50%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
