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Artisans Bank Rates & Review March 2026

Artisans Bank's 14-Months 14-Month Fixed Rate Certificate of Deposit (CDs) rates are at 3.65%, 6-Months 6-Month Fixed Rate Certificate of Deposit (CDs) rates are at 3.40%, 8-Months 8-Month Fixed Rate Certificate of Deposit (CDs) rates are at 3.15%, 18-Months 18-Month Fixed Rate Certificate of Deposit (CDs) rates are at 2.90%, 3-Months 3-Month Fixed Rate Certificate of Deposit (CDs) rates are at 2.50%. Artisans Bank's savings rates are at 0.10%. Artisans Bank's money market rates are at 0.00%. Artisans Bank's Personal Loan Rates are at 12.75%. MonitorBankRates evaluates the financial stability of Artisans Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates were last updated on 03/25/2026.

Artisans Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Artisans Bank? Share your experience about Artisans Bank by leaving a review below, or read customer reviews before you decide to use Artisans Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.35%
Excellent Lower than avg
Artisans Bank
2961 Centerville Rd
Wilmington, DE 19808
https://www.artisansbank.com
Member FDIC

Artisans Bank CD Rates

Product Rate APY Term View More
14 month Fixed Rate Certificate of Deposit (CDs) 3.59% 3.65% 14 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
6 month Fixed Rate Certificate of Deposit (CDs) 3.35% 3.40% 6 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
8 month Fixed Rate Certificate of Deposit (CDs) 3.11% 3.15% 8 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
18 month Fixed Rate Certificate of Deposit (CDs) 2.86% 2.90% 18 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
3 month Fixed Rate Certificate of Deposit (CDs) 2.47% 2.50% 3 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
30 month Fixed Rate Certificate of Deposit (CDs) 1.98% 2.00% 30 Months
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Artisans Bank Savings Rates

Product Rate APY View More
Premier Yield Savings Account 0.30% 0.30%
Min Balance $125,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Holiday Club Savings Account 0.15% 0.15%
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Business Statement Savings 0.10% 0.10%
Min Balance $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Health Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market Statement Savings Account 0.10% 0.10%
Min Balance $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Yield Savings Account 0.10% 0.10%
Min Balance $75,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Statement Savings Account 0.10% 0.10%
Min Balance $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Holiday Club Savings Account 0.03% 0.03%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Artisans Bank Money Market Rates

Product Rate APY View More
Business Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Money Market Account 2.47% 2.50%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Money Market Statement Savings Account 0.10% 0.10%
Min Balance $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Money Market Account - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Artisans Bank Checking Rates

Product Rate APY View More
Interest Rewards Checking 2.46% 2.50%
Min Balance $0
Details Qualifying balance up to $25,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
IOLTA Checking 2.41% 2.44%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Interest Checking 0.30% 0.30%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Business Interest Checking 0.10% 0.10%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Non-Personal Interest Checking 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Premier Interest Checking 0.10% 0.10%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Business Interest Checking 0.05% 0.05%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%
Business Interest Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Artisans Bank Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 12.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.35%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Artisans Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Artisans Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Artisans Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Artisans Bank
FDIC Certificate # 17123
Address 2961 Centerville Rd, Wilmington, DE 19808  ·  New Castle
Established 02/28/1861
FDIC Insurance Date 07/03/1952
Domestic Offices 14
Total Branches 14
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.35%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7683%
Return on Equity (ROE) 10.3600%
Non-Performing Loans (NPL) 0.30%
Total Assets $714,697,000
Total Deposits $639,996,000
Equity Capital $66,797,000
Net Income $3,345,000
Headquarters Wilmington
Total Offices 14
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

yRLF
★★★★★
December 17, 2025
VEip
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Artisans Bank

Is Artisans Bank a safe place to deposit money?

Yes, Artisans Bank is considered a safe financial institution. With a Texas Ratio of 4.3474744206738%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Artisans Bank operate?

Artisans Bank currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Artisans Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Artisans Bank provides members with tools to manage their accounts and build a solid financial history.

Does Artisans Bank offer online and mobile banking?

Most modern institutions like Artisans Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.artisansbank.com.

Current Artisans Bank Rates

  • 18-Month CD2.90%
  • Savings0.10%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.