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Olympia Credit Union

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Olympia Credit Union Rates & Review March 2026

Q: How many branches does Olympia Credit Union operate?

Olympia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Olympia Credit Union?

Yes, to access services at Olympia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Olympia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Olympia Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Olympia Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.30%, 6-month share certificate rates at 2.53% and 3-month share certificate rates at 1.51%. Savings rates are at 0.01% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.75%. All these rates can be compared to Olympia Credit Union rates. MonitorBankRates evaluates the financial stability of Olympia Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.52%. Rates were last updated on 03/29/2026.

Olympia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Olympia Credit Union? Share your experience about Olympia Credit Union by leaving a review below, or read customer reviews before you decide to use Olympia Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.52%

Excellent Higher than avg

Olympia Credit Union
Olympia

202 9th Ave SE
Olympia, WA 98501 9315

https://www.olycu.org

Current Rate Availability

We do not have Olympia Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Olympia Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Olympia Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Olympia Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Olympia Credit Union

Website https://www.olycu.org

Address 202 9th Ave SE, Olympia, WA 98501 9315

Phone 360-754-5559

Fax 360-352-9156

President Steve Vessey

CEO Jana Ayres

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.52%

Return on Assets (ROA)

-0.0213%

Return on Equity (ROE)

-0.2639%

Non-Performing Loans Ratio (NPL)

0.74%

Total Assets

54,054,447

Total Amount of Shares and Deposits

49,533,032

Total Shares and Deposits < 1 Year

48,877,569

Total Shares and Deposits 1 3 Years

601,606

Total Shares and Deposits > 3 Years

53,856

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,202,786

Total Uninsured Shares and Deposits > $250K (F+J)

1,202,786

Total Insured Shares and Deposits > $250K (item 17 less item K)

48,330,246

Total Interest Expense (Sum of items 6 8)

324,454

Share Certificates

341

Number of Accounts for Share Drafts

2,741

IRA KEOGH Accounts

104

Number of Accounts for Regular Shares

5,041

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,944,400

Total Liabilities

49,711,808

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Olympia Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Olympia Credit Union

Is Olympia Credit Union a safe place to deposit money?

Yes, Olympia Credit Union is considered a safe financial institution. With a Texas Ratio of 6.515729256125%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Olympia Credit Union operate?

Olympia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Olympia Credit Union?

Yes, to access services at Olympia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Olympia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Olympia Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Olympia Credit Union offer online and mobile banking?

Most modern institutions like Olympia Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.olycu.org.