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FAMILY ADVANTAGE

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FAMILY ADVANTAGE Rates & Review July 2026

Q: How many branches does FAMILY ADVANTAGE operate?

FAMILY ADVANTAGE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join FAMILY ADVANTAGE?

Yes, to access services at FAMILY ADVANTAGE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, FAMILY ADVANTAGE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FAMILY ADVANTAGE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

You can compare FAMILY ADVANTAGE rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 0.50% and 3-month share certificate rates at 0.20%. Savings rates are at 0.30% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to FAMILY ADVANTAGE rates. MonitorBankRates evaluates the financial stability of FAMILY ADVANTAGE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.18%. Rates were last updated on 07/11/2026.

FAMILY ADVANTAGE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FAMILY ADVANTAGE? Share your experience about FAMILY ADVANTAGE by leaving a review below, or read customer reviews before you decide to use FAMILY ADVANTAGE.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.18%

Excellent Higher than avg

FAMILY ADVANTAGE
Family Advantage FCU

100 Stephen P Yokich Pkwy
Spring Hill, TN 37174 3140

http://www.myfafcu.org

Current Rate Availability

We do not have FAMILY ADVANTAGE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for FAMILY ADVANTAGE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather FAMILY ADVANTAGE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FAMILY ADVANTAGE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FAMILY ADVANTAGE

Website http://www.myfafcu.org

Address 100 Stephen P Yokich Pkwy, Spring Hill, TN 37174 3140

Phone 931-486-3125

Fax 931-486-3137

President Mike Herron

CEO John Kenley IV

Full-Time Employees 28

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.18%

Return on Assets (ROA)

-1.5944%

Return on Equity (ROE)

-18.1700%

Non-Performing Loans Ratio (NPL)

1.62%

Total Assets

96,186,317

Total Amount of Shares and Deposits

87,657,930

Total Shares and Deposits < 1 Year

87,310,329

Total Shares and Deposits 1 3 Years

347,601

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,473,117

Total Uninsured Shares and Deposits > $250K (F+J)

2,473,117

Total Insured Shares and Deposits > $250K (item 17 less item K)

85,184,813

Total Interest Expense (Sum of items 6 8)

702,832

Share Certificates

287

Number of Accounts for Share Drafts

4,076

IRA KEOGH Accounts

102

Number of Accounts for Regular Shares

7,740

All other shares

277

Money Market Shares

126

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

18,295,122

Total Liabilities

87,745,907

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

FAMILY ADVANTAGE earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

Add Your Rating and Review for FAMILY ADVANTAGE

Frequently Asked Questions About FAMILY ADVANTAGE

How many branches does FAMILY ADVANTAGE operate?

FAMILY ADVANTAGE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FAMILY ADVANTAGE?

Yes, to access services at FAMILY ADVANTAGE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FAMILY ADVANTAGE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FAMILY ADVANTAGE provides members with tools to manage their accounts and build a solid financial history.

Does FAMILY ADVANTAGE offer online and mobile banking?

Most modern institutions like FAMILY ADVANTAGE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.myfafcu.org.