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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Widget Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Widget Financial Credit Union's 48 Month IRA CD rates are at 3.35%, 60 Month IRA CD rates are at 3.35%, IRA CD 10 Month rates are at 3.35%, IRA CD 11 Month rates are at 3.35%, IRA CD 6 Month rates are at 3.35%. Widget Financial Credit Union's savings rates are at 0.01%. Widget Financial Credit Union's money market rates are at 0.70%. Widget Financial Credit Union's 15 Year Fixed Rate Primary Residence rates are at 5.50%, 30 Year Fixed Rate Primary Residence rates are at 6.00%, 97% First-Time Homebuyer 15 Year Fixed Rate rates are at 5.62%, 20 Year Fixed Rate Primary Residence rates are at 6.12%, 30 Year Fixed Rate Primary Residence rates are at 6.25%. Widget Financial Credit Union's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of Widget Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.47%. Rates were last updated on 03/29/2026. Widget Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Widget Financial Credit Union? Share your experience about Widget Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Widget Financial Credit Union. 
Widget Financial Credit Union CD Rates
Widget Financial Credit Union Savings Rates
Widget Financial Credit Union Money Market Rates
Widget Financial Credit Union Checking Rates
Widget Financial Credit Union Mortgage Rates
Widget Financial Credit Union Home Equity & HELOC
Widget Financial Credit Union Credit Card Rates
Widget Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Widget Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Widget Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Widget Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Widget Financial Credit Union
Website
https://www.widgetfinancial.com
Address
2154 E Lake Rd,
Erie, PA 16511 1140
Phone
814-456-6231
Fax
814-875-4600
President
Marko Jovanovich
CEO
Matthew Margosian
Full-Time Employees
114
Part-Time Employees
4
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.47%
Return on Assets (ROA)
0.7095%
Return on Equity (ROE)
6.6604%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
463,154,271
Total Amount of Shares and Deposits
411,925,138
Total Shares and Deposits < 1 Year
391,294,063
Total Shares and Deposits 1 3 Years
16,872,881
Total Shares and Deposits > 3 Years
3,758,196
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,623,745
Total Uninsured Shares and Deposits > $250K (F+J)
14,623,745
Total Insured Shares and Deposits > $250K (item 17 less item K)
397,301,393
Total Interest Expense (Sum of items 6 8)
4,210,004
Share Certificates
2,790
Number of Accounts for Share Drafts
27,594
IRA KEOGH Accounts
753
Number of Accounts for Regular Shares
46,569
Money Market Shares
375
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,272,769
Total Liabilities
413,931,473
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Widget Financial Credit UnionIs Widget Financial Credit Union a safe place to deposit money?Yes, Widget Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4716525461984%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Widget Financial Credit Union operate?Widget Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Widget Financial Credit Union?Yes, to access services at Widget Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Widget Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Widget Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Widget Financial Credit Union offer online and mobile banking?Most modern institutions like Widget Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.widgetfinancial.com. Current Widget Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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