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WEA Credit Union Rates & Review March 2026

WEA Credit Union's 7 CD Special rates are at 4.00%, 18 CD Special rates are at 3.50%. WEA Credit Union's Personal Loan Rates are at 6.50%. MonitorBankRates evaluates the financial stability of WEA Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.52%. Rates were last updated on 03/22/2026.

WEA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEA Credit Union? Share your experience about WEA Credit Union by leaving a review below, or read customer reviews before you decide to use WEA Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.52%
Excellent Lower than avg
WEA Credit Union
Office
33 Nob Hill Rd
Madison, WI 53713
https://www.weacu.com
Member NCUA

WEA Credit Union CD Rates

Product Rate APY Term View More
7 Share Certificate Special - 4.00% 7
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
18 Share Certificate Special - 3.50% 18
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%

WEA Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage - - 4.00% 3-year
Details 50% LTV; Other programs available. Rates based on credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
1st Mortgage - - 4.75% 7-year
Details 50% LTV; Other programs available. Rates based on credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
1st Mortgage - - 5.00% 10 year
Details 50% LTV; Other programs available. Rates based on credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
1st Mortgage - - 5.25% 15 year
Details 50% LTV; Other programs available. Rates based on credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
First Mortgage - - 5.50% 15-years
Details Appraisal, title and flood search, and recording fees are paid by borrower, other programs available.; Rates determined by credit score.; Shorter and longer terms available for 2nd mortgage products.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%

WEA Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.25% 2-year
Details *Restrictions apply
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2019-2024 Auto Loans - - 4.75% 2-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Auto Loans - - 4.75% 3-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2019-2024 Auto Loans - - 5.00% 3-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Auto Loans - - 5.00% 4-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2019-2024 Auto Loans - - 5.25% 4-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Auto Loans - - 5.25% 5-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2019-2024 Auto Loans - - 5.50% 5-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Auto Loans - - 5.50% 6-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2018 & Older Auto Loans - - 6.00% 3-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2019-2024 Auto Loans - - 6.25% 6-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Auto Loans - - 6.25% 7-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2018 & Older Auto Loans - - 6.75% 4-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2018 & Older Auto Loans - - 7.75% 5-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
2018 & Older Auto Loans - - 8.75% 6-year
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%

WEA Credit Union Credit Card Rates

Product Rate APR View More
Gold MasterCard - 16.25%
Details Regular APR: 16.25% - 24%
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
MasterCard - 21.50%
Details Regular APR: 21.5% - 24%
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%

WEA Credit Union Personal Loan Rates

Product Rate APR View More
New Rec Personal Loans - 6.50%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Used Rec Personal Loans - 6.75%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Rec Personal Loans - 7.00%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Used Rec Personal Loans - 7.25%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
New Rec Personal Loans - 7.50%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Used Rec Personal Loans - 7.75%
Details Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Signature Personal Loans - 9.75%
Details Maximum loan amount, rates determined by credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Signature Personal Loans - 10.00%
Details Maximum loan amount, rates determined by credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%
Signature Personal Loans - 10.25%
Details Maximum loan amount, rates determined by credit score.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.52%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WEA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WEA Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WEA Credit Union
Address 33 Nob Hill Rd, Madison, WI 53713
Phone 608-274-9828
Fax 608-276-3416
President Russ Allen
CEO Cassandra Thom
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.52%
Return on Assets (ROA)
0.8097%
Return on Equity (ROE)
6.8324%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
40,357,012
Total Amount of Shares and Deposits
35,388,088
Total Shares and Deposits < 1 Year
33,090,928
Total Shares and Deposits 1 3 Years
2,100,710
Total Shares and Deposits > 3 Years
196,451
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,316,104
Total Uninsured Shares and Deposits > $250K (F+J)
1,316,104
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,071,984
Total Interest Expense (Sum of items 6 8)
303,591
Share Certificates
348
Number of Accounts for Share Drafts
1,002
IRA KEOGH Accounts
134
Number of Accounts for Regular Shares
2,889
Money Market Shares
226
Net Income (unless the amount is already included in Undivided Earnings)
326,786
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,606,727
Total Liabilities
35,588,921
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About WEA Credit Union

Is WEA Credit Union a safe place to deposit money?

Yes, WEA Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5217007689104%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does WEA Credit Union operate?

WEA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WEA Credit Union?

Yes, to access services at WEA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WEA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WEA Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WEA Credit Union offer online and mobile banking?

Most modern institutions like WEA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weacu.com.