Pacific Crest SB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.95%, 6-month CD rates at 0.10% and 3-month CD rates at 3.80%. Current savings rates are at 0.75% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Pacific Crest SB's 12-Month CD rates are at 4.00%, 24-Month CD rates are at 3.90%, 36-Month CD rates are at 3.80%, 60-Month CD rates are at 3.75%, 48-Month CD rates are at 3.75%. Pacific Crest SB's money market rates are at 2.75%.

Pacific Crest SB

To see how these rates compare to Pacific Crest SB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pacific Crest SB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pacific Crest SB CD rates. You can also compare Pacific Crest SB savings rates, MMA rates and mortgage rates using our other rate lists.

Pacific Crest SB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pacific Crest SB? Share your experience about Pacific Crest SB by leaving a review below, or read customer reviews before you decide to use Pacific Crest SB.

Pacific Crest SB Texas Ratio

Pacific Crest SB's Texas Ratio is at 4.95%, which is considered excellent. The Texas Ratio for Pacific Crest SB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Pacific Crest SB is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.52%

18-Month CD

N/A

2.27%

24-Month CD

3.90%

2.26%

36-Month CD

3.80%

2.19%

48-Month CD

3.75%

2.14%

60-Month CD

3.75%

2.29%

Savings

N/A

0.63%

MMA

2.75%

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Pacific Crest SB

3500 188th St Sw
Lynnwood, WA 98037

https://www.paccrest.com

MonitorBankRates' Rating

5/5

★★★★★

Review Pacific Crest SB

Pacific Crest SB CD Rates and Interest Rates

Pacific Crest SB

12-Month CD

4.00%

$2,000

Pacific Crest SB

24-Month CD

3.90%

$2,000

Pacific Crest SB

36-Month CD

3.80%

$2,000

Pacific Crest SB

60-Month CD

3.75%

$2,000

Pacific Crest SB

48-Month CD

3.75%

$2,000

Pacific Crest SB

Money Market

2.75%

$2,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Pacific Crest SB Rates with Other Competitive Bank and Credit Union Rates

USAlliance Financial

12-Month CD

4.40%

$500

Community Bank and Trust - West Georgia

48-Month CD

4.24%

$500

First Internet Bank of Indiana

12-Month CD

4.20%

$1,000

Citizens Bank & Trust Co. MN

6-Month CD

4.06%

$2,500

Communitywide Federal Credit Union

36-Month CD

3.80%

$1,000

FSB of Westmoreland

48-Month CD

3.73%

$1,000

Kish Bank

24-Month CD

3.65%

$2,000

VisionBank Saint Louis Park, MN

6-Month CD

3.55%

$1,000

Main Bank

3-Month CD

3.50%

$1,000

AAA Federal Savings Bank

60-Month CD

3.50%

$500

Beal Bank

60-Month CD

3.45%

$1,000

Castroville State Bank

12-Month CD

3.35%

$1,000

First National Bank of Clarksdale

Commercial Money Market

3.25%

$200,000

FirstBank of Nebraska

First Money Market

3.04%

$1,000,000

360 Federal Credit Union

60-Month CD

3.04%

$1,000

Advantage Credit Union Newtown, IA

Cha-Ching Rewards Checking

3.00%

Citizens Savings Bank Clarks Summit, PA

12-Month CD

2.75%

$1,000

Chelsea State Bank (CSB)

18-Month CD

2.47%

$500

Gateway Bank Mendota Heights, MN

24-Month CD

2.45%

$1,000

Campbell & Fetter Bank

24-Month CD

2.27%

$1,000

Community Bank of Cameron

High Yield Money Market

2.02%

$100,000

Goldwater Bank

Gold Checking

2.00%

$500

Exchange State Bank Ames, IA

48-Month CD

2.00%

$1,000

Northwest B&T Co.

12-Month CD

1.75%

$1,000

Enterprise Bank Omaha, NE

48-Month CD

1.75%

$500

FNB of Hope

48-Month CD

1.51%

$500

First National Bank of Bemidji

First Insured Money Market

1.51%

$1,000

Northwest Community Bank

60-Month CD

1.50%

$500

ABCO Federal Credit Union

Money Market

1.20%

$50,000

FNB of Wyoming

Money Market

1.01%

$2,500

First Shore Federal S&L

Gold Money Market

0.50%

$2,500

Itasca Bank & Trust Co.

Personal Money Market

0.45%

$2,500

BankPlus

48-Month CD

0.45%

$1,000

Farmers State Bank (Marion, IA)

Regular Savings

0.40%

$20,000

The Harrison B&L Assoc.

12-Month CD

0.30%

$1,000

OBC Bank

36-Month CD

0.25%

$1,000

United Southern Bank

24-Month CD

0.20%

$1,000

FNB of Hope

Savings

0.20%

$100

WaFd Bank

24-Month CD

0.20%

$1,000

First Exchange Bank

18-Month CD

0.15%

$500

North Shore Bank of Commerce

Regular Savings

0.10%

Windsor Federal S&L

6-Month CD

0.10%

$1,000

5 Star Bank

Money Market

0.05%

WVS West View SB

Premiere Money Market

0.05%

$1,000

StonehamBank

Optimum Savings

0.05%

$10

Bank of New Hampshire

Prestige Checking

0.05%

$50

Northwoods Bank of Minnesota

High Yield Savings

0.04%

$10,000

Fifth Third Bank, N.A.

60-Month CD

0.01%

$500

Fifth Third Bank, N.A.

24-Month CD

0.01%

$500

Pataskala Banking Company

Statement Savings

0.01%

$100

Disclaimer

Mortgage Rates June 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Pacific Crest SB Information

Pacific Crest SB

3500 188th St Sw
Lynnwood, WA 98037
Snohomish
Established Date: 01/02/1998
FDIC Certificate #: 34585
Date of FDIC Deposit Insurance: 01/02/1998

Bank Holding Company: PACIFIC CREST BCORP INC

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.paccrest.com

Is Pacific Crest SB FDIC Insured? Yes

What is Pacific Crest SB's Cert number? 34585

What is the maximum amount for insured deposits? $250,000 per holder, per account

Pacific Crest SB Financials

Total Assets:

$317,826,000

Total Deposits:

$252,639,000

Equity Capital:

$32,880,000

Domestic Deposits:

$252,639,000

Net Income:

$425,000

Return on Assets:

0.8578%

Quarterly Return on Assets:

0.5400%

Pretax Return on Assets:

0.5445%

Pretax Quarterly Return on Assets:

0.5400%

Return on Equity:

7.9600%

Quarterly Return on Equity:

5.1800%

Common Equity Tier 1 Capital Ratio:

15.2598%

Tier 1 Risk-Based Capital Ratio:

15.2598%

Leverage Tier 1 (Core Capital) Ratio:

11.4787%

Total Risk-Based Capital Ratio (YTD):

16.5157%

Total Interest Income (YTD):

5.1111%

Headquarters:

Lynnwood

FDIC Field Office:

Seattle

Regulator:

FDIC

County:

Snohomish

# of Offices:

Metropolitan Statistical Area (MSA):

Seattle-Tacoma-Bellevue, WA

Consolidated Metropolitan Statistical Area (CMSA):

Seattle-Tacoma-Bremerton, WA

OTS Region:

West

FDIC Region:

San Francisco

Source: FDIC Last Updated 03/31/2024

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