What are the current interest rates at Pacific Crest SB?

Current rates for Pacific Crest SB include: 12-Month CD: 3.75%, 24-Month CD: 3.40%, 36-Month CD: 3.40%, 48-Month CD: 3.40%, 60-Month CD: 3.40%, MMA: 2.25%

Pacific Crest SB Rates and Review February 2026

Content reviewed by

Brian McKay

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Pacific Crest SB Deposit Rates

Pacific Crest SB's Certificate Of Deposit 1 Year rates are at 3.75%, Certificate Of Deposit 6-Month rates are at 3.50%, Certificate Of Deposit 2 Year rates are at 3.40%, Certificate Of Deposit 3 Year rates are at 3.40%, Certificate Of Deposit 4 Year rates are at 3.40%. Pacific Crest SB's money market rates are at 2.25%.

Pacific Crest SB

Rate Updates and Availability

Pacific Crest SB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pacific Crest SB? Share your experience about Pacific Crest SB by leaving a review below, or read customer reviews before you decide to use Pacific Crest SB.

Pacific Crest SB Texas Ratio

Pacific Crest SB's Texas Ratio is at 4.95%, which is considered excellent. The Texas Ratio for Pacific Crest SB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Pacific Crest SB has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Pacific Crest SB is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

3.75%

2.38%

18-Month CD

N/A

2.14%

24-Month CD

3.40%

2.17%

36-Month CD

3.40%

2.11%

48-Month CD

3.40%

2.10%

60-Month CD

3.40%

2.23%

Savings

N/A

0.60%

MMA

2.25%

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Pacific Crest SB

3500 188th St Sw
Lynnwood, WA 98037

https://www.paccrest.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Pacific Crest SB CD Rates

Product	Rate	APY	Term
Certificate Of Deposit 1 Year	3.68%	3.75%	1 Year
No additional details. Last Updated 02/14/2026
Certificate Of Deposit 6 month	3.44%	3.50%	6 Months
No additional details. Last Updated 02/14/2026
Certificate Of Deposit 2 Year	3.34%	3.40%	2 Years
No additional details. Last Updated 02/14/2026
Certificate Of Deposit 3 Year	3.34%	3.40%	3 Years
No additional details. Last Updated 02/14/2026
Certificate Of Deposit 4 Year	3.34%	3.40%	4 Years
No additional details. Last Updated 02/14/2026
Certificate Of Deposit 5 Year	3.34%	3.40%	5 Years
No additional details. Last Updated 02/14/2026

Pacific Crest SB Money Market Rates

Product	Rate	APY
Money Market Account	2.96%	3.00%
Min Deposit$1,000,000 Details$1,000,000+ Last Updated 02/14/2026
Money Market Account - 999,999	2.71%	2.75%
Min Deposit$100,000 Details$100,000 Last Updated 02/14/2026
Money Market Account - 99,999	2.47%	2.50%
Min Deposit$50,000 Details$50,000 Last Updated 02/14/2026
Money Market Account - 49,999	2.23%	2.25%
Details$0 Last Updated 02/14/2026

Pacific Crest SB Checking Rates

Product	Rate	APY
Business Interest Checking	0.25%	0.25%
No additional details. Last Updated 02/14/2026
Interest Plus Checking	0.15%	0.15%
No additional details. Last Updated 02/14/2026
Interest Checking	0.10%	0.10%
No additional details. Last Updated 02/14/2026
Business Checking	-	0.00%
No additional details. Last Updated 02/14/2026
Free Checking	-	0.00%
No additional details. Last Updated 02/14/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pacific Crest SB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pacific Crest SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pacific Crest SB's official website for the most current offers and terms.