Exchange Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 3.80% and 3-month CD rates at 3.00%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.07%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Exchange Bank and Trust Company's 60-Month CD rates are at 3.60%, 48-Month CD rates are at 3.60%, 36-Month CD rates are at 3.60%, 24-Month CD rates are at 3.55%, 18-Month CD rates are at 3.55%. Exchange Bank and Trust Company's savings rates are at 0.05%.
To see how these rates compare to Exchange Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange Bank and Trust Company CD rates. You can also compare Exchange Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Exchange Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange Bank and Trust Company? Share your experience about Exchange Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Exchange Bank and Trust Company. Exchange Bank and Trust Company Texas Ratio Exchange Bank and Trust Company's Texas Ratio is at 8.36%, which is considered excellent. The Texas Ratio for Exchange Bank and Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Exchange Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Exchange Bank and Trust Company CD Rates and Interest Rates
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
18-Month CD
3.55%
$1,000
Exchange Bank and Trust Company
24-Month CD
3.55%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Exchange Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates
Regional Missouri Bank
48-Month CD
4.06%
$1,000
Security Bank Tulsa, OK
24-Month CD
4.06%
$2,000
Bank Five Nine
36-Month CD
4.00%
$1,000
FSB of Westmoreland
24-Month CD
3.84%
$1,000
Bristol County Savings Bank
36-Month CD
3.56%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 10, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Exchange Bank and Trust Company InformationExchange Bank and Trust Company
523 Delaware StPerry, OK 73077 Noble Established Date: 02/20/1896 FDIC Certificate #: 13366 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PERRY BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.easybanking.net
Is Exchange Bank and Trust Company FDIC Insured? Yes
What is Exchange Bank and Trust Company's Cert number? 13366
What is the maximum amount for insured deposits? $250,000 per holder, per account
Exchange Bank and Trust Company FinancialsTotal Assets:
$394,163,000
Total Deposits:
$358,725,000
Equity Capital:
$28,596,000
Domestic Deposits:
$358,725,000
Net Income:
$829,000
Return on Assets:
1.1185%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
0.8508%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
16.2700%
Quarterly Return on Equity:
11.5200%
Common Equity Tier 1 Capital Ratio:
13.9253%
Tier 1 Risk-Based Capital Ratio:
13.9253%
Leverage Tier 1 (Core Capital) Ratio:
10.5167%
Total Risk-Based Capital Ratio (YTD):
15.1624%
Total Interest Income (YTD):
5.2286%
Headquarters:
Perry
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Noble
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe Fed meets in just over a month to decide on monetary policy. The strong November employment report makes it more likely the Fed participants will vote to increase the fed funds rate. A higher fed funds rate will lead to higher variable deposit rates, possibly as soon as next month. The current national average 2 year CD rate is at 0.91 percent in Bankrate's survey. The FDIC's national average 3 year CD rate is half of Bankrate's at 0.45 percent. Thankfully there are CD rates higher than the averages.
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