Exchange Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Exchange Bank and Trust Company Deposit Rates
Today's 12-month CD rates can be found at 4.05%, 6-month CD rates at 0.25% and 3-month CD rates at 2.65%. Current savings rates are at 0.50% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 13.75%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. Exchange Bank and Trust Company's 12-Month CD rates are at 4.06%, 24-Month CD rates are at 3.85%, 18-Month CD rates are at 3.85%, 60-Month CD rates are at 3.60%, 48-Month CD rates are at 3.60%. Exchange Bank and Trust Company's savings rates are at 0.05%.

Exchange Bank and Trust Company

To see how these rates compare to Exchange Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange Bank and Trust Company CD rates. You can also compare Exchange Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Exchange Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange Bank and Trust Company? Share your experience about Exchange Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Exchange Bank and Trust Company.

Exchange Bank and Trust Company Texas Ratio

Exchange Bank and Trust Company's Texas Ratio is at 8.36%, which is considered excellent. The Texas Ratio for Exchange Bank and Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Exchange Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.06%
18-Month CD
3.85%
24-Month CD
3.85%
36-Month CD
3.60%
48-Month CD
3.60%
60-Month CD
3.60%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Exchange Bank and Trust Company
523 Delaware St
Perry, OK 73077
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Exchange Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Exchange Bank and Trust Company
Exchange Bank and Trust Company
12-Month CD
4.06%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
18-Month CD
3.85%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
24-Month CD
3.85%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
Regular Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Exchange Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Money Market
4.50%
$1,000
LimeLight Bank
LimeLight Bank
12-Month CD
4.25%
$100
AAA Federal Savings Bank
AAA Federal Savings Bank
18-Month CD
4.15%
$25
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
3.80%
$5
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
All America Bank
All America Bank
24-Month CD
3.50%
$500
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
Maries County Bank
Maries County Bank
60-Month CD
3.14%
$1,000
Bell Bank
Bell Bank
36-Month CD
3.00%
$500
Kearny Bank
Kearny Bank
60-Month CD
3.00%
$500
Bank of Washington
Bank of Washington
48-Month CD
2.75%
$500
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.22%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
60-Month CD
2.00%
$0
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
12-Month CD
1.83%
$2,500
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
12-Month CD
1.50%
$500
South Ottumwa SB
South Ottumwa SB
36-Month CD
1.50%
$500
Greenstate Credit Union
Greenstate Credit Union
Impact Money Market
1.45%
$2,500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Checking
1.20%
$0
First Seacoast Bank
First Seacoast Bank
60-Month CD
0.55%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
Passbook Savings
0.50%
$100
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
Cecil Bank
Cecil Bank
36-Month CD
0.40%
$500
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
Halstead Bank
Halstead Bank
Statement Savings
0.30%
$1,000
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
24-Month CD
0.28%
$500
Schuyler Savings Bank
Schuyler Savings Bank
12-Month CD
0.25%
$1,000
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
48-Month CD
0.25%
$500
Northwestern Bank
Northwestern Bank
Keystone High Yield Savings
0.20%
$10,000
Greenstate Credit Union
Greenstate Credit Union
6-Month CD
0.20%
$500
Citizens Federal S&LA
Citizens Federal S&LA
Savings
0.07%
$20
Home Loan SB
Home Loan SB
Statement Savings
0.07%
$100
Applied Bank
Applied Bank
Savings
0.05%
$100
Bank of Franklin County
Bank of Franklin County
Premier Checking
0.05%
$0
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
The Huntington National Bank
The Huntington National Bank
Relationship Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Exchange Bank and Trust Company Information

Exchange Bank and Trust Company
523 Delaware St
Perry, OK 73077
Noble
Established Date: 02/20/1896
FDIC Certificate #: 13366
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PERRY BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Exchange Bank and Trust Company FDIC Insured? Yes
What is Exchange Bank and Trust Company's Cert number? 13366
What is the maximum amount for insured deposits? $250,000 per holder, per account

Exchange Bank and Trust Company Financials

Total Assets:
$394,163,000
Total Deposits:
$358,725,000
Equity Capital:
$28,596,000
Domestic Deposits:
$358,725,000
Net Income:
$829,000
Return on Assets:
1.1185%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
0.8508%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
16.2700%
Quarterly Return on Equity:
11.5200%
Common Equity Tier 1 Capital Ratio:
13.9253%
Tier 1 Risk-Based Capital Ratio:
13.9253%
Leverage Tier 1 (Core Capital) Ratio:
10.5167%
Total Risk-Based Capital Ratio (YTD):
15.1624%
Total Interest Income (YTD):
5.2286%
 
 
Headquarters:
Perry
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Noble
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates today are mixed, no big change in average rates. Today's fixed conforming 30 year mortgage rates are averaging 4.48%, down from yesterday’s average 30 year mortgage rate of 4.50%. Today's 15 year conforming mortgage rates are averaging 3.72%, an increase from yesterday’s average 15 year mortgage rate of 3.70%.
Florida Credit Union is advertising regular certificates of deposit (share certificates) and Individual Retirement Account certificates of deposit (share certificates) with terms ranging from 6 months to 5 years.The credit union's CD rates are not the highest CD rates available but they are still competitive.
auto-loan-current-auto-loan-ratesAuto Loan: Current auto loan rates have come down since the financial crisis that started in 2007. Getting an auto loan is also a lost easier than it was during the financial crisis when no one could get a loan for any reason let alone to buy a car.

Bank or Credit Union Offers and Deals

FOMC Meets - Are Mortgage Rates and CD Rates Headed Up?
Merrick Bank CD Rates
Pompano Beach, FL Savings Account Rates
Returns on Certificates of Deposit Set to Increase
Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82%
Top 10 Savings Account Rates
Interest Rates to Remain Low Until 2016 if the Fed's Yellen Has Her Way
Weekly CD Rates: Updated May 13, 2009
Cross River Bank CD Rates
Interest Mortgage Rates 11/20: 30 Year Mortgage Rates Averaging 4.38%, 15 Year Mortgage Rates Averaging 3.78%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today Mixed, Fixed Conforming Rates Sightly Higher
Auto Loan Rates in New York, NY
Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week
Highest CD Rates November 2, 2012: Best 12 Month Rates at 1.11% APY
Highest Oklahoma CD Interest Rates
Mortgage Rates Decline as Equity Prices and Commodity Prices Tumble
Mortgage Rates: Current Mortgage Rates August 3, 2009
Mortgage Rates Increase on Stronger Economic Growth: 30 Year Rates at 4.48%
Best Online Savings Account Rates in Salt Lake City, Utah
Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA

Exchange Bank and Trust Company Reviews

There are no reviews for Exchange Bank and Trust Company yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Exchange Bank and Trust Company
Your Name:
Your Rating:

See how Exchange Bank and Trust Company Compares to other banks