FNB of Germantown CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FNB of GermantownToday's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.60% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 12.50%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FNB of Germantown CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Germantown, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Germantown CD rates. You can also compare FNB of Germantown savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Germantown money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Germantown? Share your experience about FNB of Germantown by leaving a review below, or read customer reviews before you decide to use FNB of Germantown.

FNB of Germantown Texas Ratio

FNB of Germantown's Texas Ratio is at 1.26%, which is considered excellent. The Texas Ratio for FNB of Germantown is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Germantown is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Germantown
17 N Main St
Germantown, OH 45327
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FNB of Germantown Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
18-Month CD
4.20%
$1,000
United Valley Bank
United Valley Bank
3-Month CD
4.00%
$500
Community Bank of Wichita
Community Bank of Wichita
48-Month CD
3.97%
$500
Compass Savings Bank
Compass Savings Bank
6-Month CD
3.92%
$500
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.65%
$250
Queenstown Bank
Queenstown Bank
18-Month CD
3.55%
$25,000
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
3.50%
$250
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
First FarmBank
First FarmBank
24-Month CD
3.25%
$1,000
First National Bank in Marlow
First National Bank in Marlow
24-Month CD
3.01%
$500
BMO Alto
BMO Alto
6-Month CD
3.00%
$0
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
30-Month CD
3.00%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
2.88%
$500
Machias Savings Bank
Machias Savings Bank
60-Month CD
2.80%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
48-Month CD
2.75%
$1,000
Glen Burnie MSB
18-Month CD
2.53%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
First Westroads Bank
First Westroads Bank
18-Month CD
2.50%
$100
AAA Federal Credit Union
AAA Federal Credit Union
24-Month CD
2.40%
$10,000
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
Forte Bank
Forte Bank
36-Month CD
1.46%
$1,000
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
Buena Vista National Bank
Buena Vista National Bank
60-Month CD
1.40%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.37%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
1.26%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Money Market
1.00%
$100,000
Midland Community Bank
Midland Community Bank
24-Month CD
0.85%
$1,000
Bank
Bank
18-Month CD
0.80%
$10,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
Passbook Savings
0.75%
$25
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Main Street Bank
Main Street Bank
Savings
0.25%
$0
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
Winter Hill Bank
Winter Hill Bank
3-Month CD
0.20%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
6-Month CD
0.19%
$500
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
First Community Bank of Moultrie County
First Community Bank of Moultrie County
Money Market
0.15%
$2,500
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
0.10%
$1,000
GreenLeaf Bank
GreenLeaf Bank
Savings
0.10%
$0
Forward Bank
Forward Bank
Statement Savings
0.05%
$100
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Iron Workers SB
Iron Workers SB
Money Market
0.05%
$10,000
The Bank of Bourbonnais
The Bank of Bourbonnais
24-Month CD
0.05%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Simply Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FNB of Germantown rate data right now, check back for updates, we are adding rates all the time.

FNB of Germantown Information

FNB of Germantown
17 N Main St
Germantown, OH 45327
Montgomery
Established Date: 09/19/1863
FDIC Certificate #: 6592
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MAIN STREET CAPITAL CO
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is FNB of Germantown FDIC Insured? Yes
What is FNB of Germantown's Cert number? 6592
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Germantown Financials

Total Assets:
$92,841,000
Total Deposits:
$83,484,000
Equity Capital:
$5,943,000
Domestic Deposits:
$83,484,000
Net Income:
$111,000
Return on Assets:
0.4408%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.6056%
Pretax Quarterly Return on Assets:
0.6100%
Return on Equity:
6.6800%
Quarterly Return on Equity:
7.4600%
Common Equity Tier 1 Capital Ratio:
16.0492%
Tier 1 Risk-Based Capital Ratio:
16.0492%
Leverage Tier 1 (Core Capital) Ratio:
8.8940%
Total Risk-Based Capital Ratio (YTD):
17.2195%
Total Interest Income (YTD):
3.8566%
 
 
Headquarters:
Germantown
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Montgomery
# of Offices:
1
Metropolitan Statistical Area (MSA):
Dayton-Kettering, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term mortgage rates and refinancing rates are mixed this week. 30 year jumbo rates, 15 year jumbo rates and 15 year conforming rates are lower while 30 year conforming rates are higher. Current 30 year conforming mortgage rates and refinance rates are averaging 5.04 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.87 percent. This is the first time since April 2010 that 30 year rates are above 5.00 percent. 30 year mortgage rates and refinance rates in Texas are higher than the national average 30 year rate. 30 year Texas rates are averaging 5.15 percent.
Already low current mortgage rates are making new all-time lows week after week. Today Freddie Mac reported both 30 year and 15 year fixed mortgage interest rates made another all-time low. We expected rates to fall again this week since a series of weak economic data was released sending bond yields lower which in turn sent mortgage rates lower.
credit-cards-credit-industry-credit-card-changesCredit card issuers are fighting back the recent credit card changes by charging higher interest rates, higher credit card balance transfer fees and even charging a minimum monthly finance charge.

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Mortgage Rates: 9/14 Today's Mortgage Rates Barely Changed, 30 Year Mortgage Rates at 4.17%

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